Okay, OK · standard

ZIP Code 74446

Wagoner County, Oklahoma - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

558
212/sq mi
$39,485
Median income
$75,400
Median home value
6.9%
Bachelor's or higher

The verdict

Okay pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, homeowner-dominated area.

5th pct
household income, US ZIPs
4th pct
home value, US ZIPs
212
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 74446 against every reporting US ZIP.

ZIP code 74446 is a sparsely populated ZIP (a standard USPS delivery area) in Okay, Wagoner County, Oklahoma, home to just 558 residents across 2.6 square miles, a density of 212 people per square mile, in the Chicago time zone.

ZIP 74446 sits on the lower end of the income spectrum: median household income is $39,485 (37% below the Oklahoma average), while per-capita income is $20,757. The poverty rate stands at 24.3% and the unemployment rate at 6.7%. Housing costs here run $75,400 for a typical home value (52% below the state average), with rent averaging $1,008 a month; 74.8% of homes are owner-occupied.

Formal educational attainment runs low here: just 6.9% of adults hold a bachelor's degree or higher, the median age is 38.5, and the average commute is -. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Wagoner County, so you can benchmark 74446 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 74446, Okay, OK · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

558

Population

2.6

Area (sq mi)

212

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 74446?

38.5

Median Age

49.5%

Male

50.5%

Female

7.3%

Foreign-Born

White 42.4%
African American 2.3%
Asian 6.7%
American Indian or Alaska Native 22.7%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 25.5%
Hispanic or Latino 2.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$39,485

Median Household Income

-37% vs state

$20,757

Per Capita Income

24.3%

Poverty Rate

6.7%

Unemployment Rate

How ZIP 74446 ranks nationally

Okay, OK household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$39,485 5th percentile higher than 5% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.4%
Bachelor's Degree or Higher 6.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

218

Total Housing Units

155

Occupied Units

63

Vacant Units

2.81

Avg Household Size

Occupancy Type

Owner 74.8%
Renter 25.2%

$75,400

Median Home Value

-52% vs state

$1,008

Median Rent

1991

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 7 business establishments in ZIP 74446, employing approximately 25 people with a combined annual payroll of $857,000.

7

Businesses

25

Employees

$857K

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Retail trade 3 42.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 74446 vs 74434 →

ZIP 74446 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 74446 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 74446 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 74446 ranks #4 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
74434 Fort Gibson, OK 9,067 6.4 mi
74467 Wagoner, OK 14,995 9.2 mi
74401 Muskogee, OK 17,476 12.1 mi

More ZIP Codes in Wagoner County

Frequently Asked Questions

What county is ZIP code 74446 in?
ZIP code 74446 (Okay) is located in Wagoner County, Oklahoma. Wagoner County contains multiple ZIP codes, see the full list at /counties/wagoner-ok.
What is the population of ZIP code 74446?
ZIP code 74446 in Okay, OK has a population of 558 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 74446?
The median household income in ZIP 74446 is $39,485, which is 48% below the national average of $76,288.
What is the average home value in ZIP 74446?
The median home value in ZIP 74446 is $75,400, which is 73% below the national average of $278,155.
What is the demographic makeup of ZIP 74446?
The largest racial group in ZIP 74446 is White at 42.4%. Hispanic or Latino residents make up 2.1% of the population.
How many businesses are in ZIP code 74446?
ZIP code 74446 has 7 business establishments employing approximately 25 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 74446?
In ZIP code 74446, 57.4% of residents aged 25+ have a high school diploma or higher, and 6.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 74446?
In ZIP code 74446, approximately 74.8% of occupied housing units are owner-occupied and 25.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 74446?
The poverty rate in ZIP code 74446 is 24.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.