ZIP Code 74604
standardSource:
Ponca City · Kay County · Oklahoma
- Population
- 12,301
- Median income
- $80,331
- Median home value
- $210,000
- Bachelor's or higher
- 29.1%
- Land area
- 348.5 sq mi
35/sq mi
▲ 5% vs US
higher than 62% of US ZIPs
▼ 25% vs US
higher than 46% of US ZIPs
Median age 45.6
Chicago
ZIP code 74604 in Ponca City, Oklahoma has a population of 12,301. The median household income is $80,331, which is 5% above the national average. Median home value is $210,000, 25% below the US average. 29.1% of residents hold a bachelor's degree or higher.
ZIP code 74604 is classified by USPS as a standard delivery area and covers roughly 348.5 square miles in Ponca City, Kay County, Oklahoma. The area is home to 12,301 residents, producing a population density of 35 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 74604 against Oklahoma and the nation.
On the economic side, the median household income for ZIP 74604 sits at $80,331 (28% above the Oklahoma average), while per-capita income is $43,345. The poverty rate stands at 13.7% and the unemployment rate at 3.5%. On housing, the median home value is $210,000 (35% above the state average) with median rent at $823 per month, and 80.1% of occupied units are owner-occupied, a direct signal of whether 74604 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 29.1% of adults hold a bachelor's degree or higher, the median age is 45.6, and the average commute is 18 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Kay County, so you can benchmark 74604 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 74604
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 74604.
- Construction
Construction
22 establishments
- Other services (except public administration)
Other services (except public administration)
19 establishments
- Retail trade
Retail trade
15 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
13 establishments
- Transportation and warehousing
Transportation and warehousing
12 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 74604, Ponca City, OK · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
12,301
Population
348.5
Area (sq mi)
35
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 74604?
45.6
Median Age
50.3%
Male
49.7%
Female
3.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$80,331
Median Household Income
+28% vs state
$43,345
Per Capita Income
13.7%
Poverty Rate
3.5%
Unemployment Rate
18.3 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
5,653
Total Housing Units
4,955
Occupied Units
698
Vacant Units
2.41
Avg Household Size
Occupancy Type
$210,000
Median Home Value
+35% vs state
$823
Median Rent
1977
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.3%
YoY Change (2024)
199
HPI Index (2000 = 100)
+99%
Total Change Since 2000
Home values in ZIP 74604 have increased 6.3% over the past year (2024). Since 2000, this ZIP has seen +99% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.1% | 145 |
| 2021 | +12.3% | 163 |
| 2022 | +7.1% | 175 |
| 2023 | +7.0% | 187 |
| 2024 | +6.3% | 199 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 153 business establishments in ZIP 74604, employing approximately 1,476 people with a combined annual payroll of $67,241,000.
153
Businesses
1,476
Employees
$67.2M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 22 | 14.4% |
| Other services (except public administration) | 19 | 12.4% |
| Retail trade | 15 | 9.8% |
| Professional, scientific, and technical services | 13 | 8.5% |
| Transportation and warehousing | 12 | 7.8% |
| Real estate and rental and leasing | 12 | 7.8% |
| Health care and social assistance | 12 | 7.8% |
| Administrative and support and waste management and remediation services | 11 | 7.2% |
| Accommodation and food services | 10 | 6.5% |
| Manufacturing | 6 | 3.9% |
| Wholesale trade | 6 | 3.9% |
| Finance and insurance | 6 | 3.9% |
| Arts, entertainment, and recreation | 5 | 3.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 74604 vs 74641 →
More ZIP Codes in Kay County
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Frequently Asked Questions
What county is ZIP code 74604 in? ▼
What is the population of ZIP code 74604? ▼
What is the median household income in ZIP 74604? ▼
What is the average home value in ZIP 74604? ▼
What is the demographic makeup of ZIP 74604? ▼
How many businesses are in ZIP code 74604? ▼
What are the main industries in ZIP code 74604? ▼
How have home values changed in ZIP code 74604? ▼
What is the education level in ZIP code 74604? ▼
What is the average commute time in ZIP 74604? ▼
What percentage of residents own vs. rent in ZIP 74604? ▼
What is the poverty rate in ZIP code 74604? ▼
ZIP Code Research Guides
Official Data Resources for Ponca City, OK
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.