Residential delivery area · Oklahoma
ZIP Code 74604: Ponca City, OK
ZIP code 74604 uses the postal name Ponca City, Oklahoma and lies mostly in Osage County (50% of its land) with the rest in Kay County (Census 2020 ZIP-county file). About 12,000 people live there (Census Bureau, ACS 2020-2024), the less populous of Ponca City's 2 residential ZIP codes. Median household income is $80,331 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Ponca City (6%), McCord (3%) and Kildare (under 1%); 91% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Ponca City · 2 residential ZIPs
- County
- Osage County (50%); Kay County (50%)
- Census places
- Ponca City (6%); McCord (3%) census-designated place; Kildare (under 1%)
- Metro area
- Tulsa, OK
- House district
- OK-3 119th Congress
- State
- Oklahoma
- Time zone
- Central
- Land area
- 134.1 sq mi · 91 people per sq mi
- PO Box ZIPs
- 74602 also use the name Ponca City
Where is ZIP code 74604?
74604 centers on 36.702°, -96.982° and covers 134.1 square miles of land plus 5.8 of water. It borders 7 ZIP codes: 74601, 74641, 74633, 74644, 74647, 74637, 74650.
The map draws ZIP code areas only. For the streets inside 74604, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 74604 compare with the rest of Ponca City?
| Measure | 74604 | In Ponca City | In Osage County | In OK |
|---|---|---|---|---|
| People (ACS 2020-2024) | 12,189 | 2nd of 2 | 5th of 20 | 108th of 664 |
| Median household income | $80k | 1st of 2 | 2nd of 12 | 51st of 343 |
| Median home value | $210k | 1st of 2 | 3rd of 12 | 82nd of 346 |
Its median household income is higher than in 62% of U.S. residential ZIP codes, and it is denser than 52% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 74604?
The 2020 Census counted 12,248 people in 74604; the ACS, which samples households over 2020-2024, estimates 12,189. Between the 2010 and 2020 censuses its population fell 0.4% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 12,189
- 2020 Census count
- 12,248−0.4% since 2010 (12,301)
- Households
- 4,955
- Median age
- 45.6
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 74604?
Of the 12,189 people the ACS estimates in 74604, 20.1% are under 18 and 25.6% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (78.4%), then Other or two or more (14.6%).
- Under 1820.1%
- 18 to 6454.3%
- 65 and older25.6%
- White, not Hispanic78.4%
- Other or two or more14.6%
- Hispanic or Latino5.4%
- Black, not Hispanic1.3%
- Asian, not Hispanic0.4%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 74604 earn?
Median household income is $80,331 (ACS 2020-2024), the 2nd highest of the 12 ranked ZIP codes in Osage County. It is not measurably different from 2015-2019 ($75,118 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $80,331±$8,707
- Income per person
- $43,345
- Below the poverty line
- 13.7%
- Unemployed (of the labor force)
- 3.5%
- Adults 25+ with a bachelor's degree
- 29.1%
- Adjusted gross income per tax return, 2022
- $86,5375,680 returns; wages 57% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 74604?
FHFA's house price index for 74604, built from repeat sales and appraisals of the same homes, rose 53% from 2015 to 2025 and rose 37% from 2020 to 2025, and moved +0.5% in 2025.
- Median home value (owners' estimate)
- $210,000
- Median gross rent
- $823
- Homes owned by their occupants
- 80.1%
- Housing units
- 5,653
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 74604?
153 business establishments had a location in this ZIP code in 2023, 4 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction22
- Other services (except public administration)19
- Retail trade15
- Professional, scientific, and technical services13
- Transportation and warehousing12
- Real estate and rental and leasing12
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 74604?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 74601 | Ponca City | 18,916 | $52k | 9.2 mi |
| 74641 | Kaw City | 552 | $62k | 9.9 mi |
| 74633 | Burbank | 557 | $58k | 11.4 mi |
| 74644 | Marland | 597 | $43k | 11.7 mi |
| 74647 | Newkirk | 3,534 | $63k | 15.0 mi |
| 74637 | Fairfax | 1,510 | $53k | 20.0 mi |
| 74650 | Ralston | 608 | $48k | 21.1 mi |
| 74651 | Red Rock | 849 | $77k | 18.9 mi (near) |
| 74631 | Blackwell | 6,689 | $54k | 19.0 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.