PlainZIP

Ponca City, OK · standard

ZIP Code 74601

Kay County, Oklahoma - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

20,257
45/sq mi
$52,067
Median income
$99,700
Median home value
15.0%
Bachelor's or higher

The verdict

Ponca City pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, mixed-tenure area.

17th pct
household income, US ZIPs
10th pct
home value, US ZIPs
45
people per sq mi
59%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 74601 against every reporting US ZIP.

ZIP code 74601 is a densely settled ZIP (a standard USPS delivery area) in Ponca City, Kay County, Oklahoma, with 20,257 residents across 446.2 square miles, a density of 45 people per square mile, in the Chicago time zone.

ZIP 74601 reports a modest median household income of $52,067 (17% below the Oklahoma average), while per-capita income is $25,591. Poverty here runs at 18.3%, with unemployment measured at 7.8%. The typical home here is valued at $99,700 (36% below the state average); renters pay a median of $864 monthly, and 59.1% of units are owner-occupied.

Educational attainment sits below the national norm: 15.0% of adults hold a bachelor's degree or higher, the median age is 34.7, and the average commute is 16 minutes. A geography-based comparison follows: 1 ZIP codes within about 10 miles of 74601, plus 6 more within Kay County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 74601

Top 5 sectors by establishment count in Ponca City, OK

Which industries have the most business establishments in ZIP 74601.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 74601, Ponca City, OK · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

20,257

Population

446.2

Area (sq mi)

45

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 74601?

34.7

Median Age

49.9%

Male

50.1%

Female

3.5%

Foreign-Born

White 68.1%
African American 3.3%
Asian 0.8%
American Indian or Alaska Native 8.4%
Native Hawaiian or Pacific Islander 0.5%
Two or More Ethnicities 14.4%
Hispanic or Latino 11.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$52,067

Median Household Income

-17% vs state

$25,591

Per Capita Income

18.3%

Poverty Rate

7.8%

Unemployment Rate

15.8 min

Mean Commute Time

How ZIP 74601 ranks nationally

Ponca City, OK household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$52,067 17th percentile higher than 17% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 51.9%
Bachelor's Degree or Higher 15.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,792

Total Housing Units

7,006

Occupied Units

1,786

Vacant Units

2.64

Avg Household Size

Occupancy Type

Owner 59.1%
Renter 40.9%

$99,700

Median Home Value

-36% vs state

$864

Median Rent

1959

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-1.4%

YoY Change (2024)

202

HPI Index (2000 = 100)

+102%

Total Change Since 2000

Home values in ZIP 74601 have decreased 1.4% over the past year (2024). Since 2000, this ZIP has seen +102% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.2% 150
2021 +11.2% 167
2022 +11.9% 187
2023 +9.8% 205
2024 -1.4% 202

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 581 business establishments in ZIP 74601, employing approximately 8,360 people with a combined annual payroll of $340,167,000.

581

Businesses

8,360

Employees

$340.2M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 112 19.3%
Health care and social assistance 79 13.6%
Accommodation and food services 57 9.8%
Finance and insurance 53 9.1%
Other services (except public administration) 53 9.1%
Construction 41 7.1%
Professional, scientific, and technical services 35 6.0%
Wholesale trade 32 5.5%
Manufacturing 30 5.2%
Real estate and rental and leasing 20 3.4%
Transportation and warehousing 19 3.3%
Administrative and support and waste management and remediation services 16 2.8%
Information 13 2.2%
Mining, quarrying, and oil and gas extraction 8 1.4%
Arts, entertainment, and recreation 7 1.2%
Educational services 4 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 74601 vs 74644 →

ZIP Code City Population Distance
74644 Marland, OK 478 10.2 mi

More ZIP Codes in Kay County

74604 standard
Ponca City, OK
Pop: 12,301
74631 standard
Blackwell, OK
Pop: 7,709
74653 standard
Tonkawa, OK
Pop: 3,892
74647 standard
Newkirk, OK
Pop: 3,765
74641 standard
Kaw City, OK
Pop: 715
74632 standard
Braman, OK
Pop: 578

Related Areas

Kay County Ponca City, OK Oklahoma

Frequently Asked Questions

What county is ZIP code 74601 in? ▼
ZIP code 74601 (Ponca City) is located in Kay County, Oklahoma. Kay County contains multiple ZIP codes, see the full list at /counties/kay-ok.
What is the population of ZIP code 74601? ▼
ZIP code 74601 in Ponca City, OK has a population of 20,257 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 74601? ▼
The median household income in ZIP 74601 is $52,067, which is 32% below the national average of $76,288.
What is the average home value in ZIP 74601? ▼
The median home value in ZIP 74601 is $99,700, which is 64% below the national average of $278,155.
What is the demographic makeup of ZIP 74601? ▼
The largest racial group in ZIP 74601 is White at 68.1%. Hispanic or Latino residents make up 11.5% of the population.
How many businesses are in ZIP code 74601? ▼
ZIP code 74601 has 581 business establishments employing approximately 8,360 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 74601? ▼
The top industries by establishment count in ZIP 74601 are: Retail trade (112), Health care and social assistance (79), Accommodation and food services (57). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 74601? ▼
According to the FHFA House Price Index, home values in ZIP 74601 decreased by 1.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 102%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 74601? ▼
In ZIP code 74601, 51.9% of residents aged 25+ have a high school diploma or higher, and 15.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 74601? ▼
The mean commute time for workers in ZIP code 74601 is 15.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 74601? ▼
In ZIP code 74601, approximately 59.1% of occupied housing units are owner-occupied and 40.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 74601? ▼
The poverty rate in ZIP code 74601 is 18.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.