ZIP Code 74646

ZIP code 74646 is classified by USPS as a standard delivery area and covers roughly 145.6 square miles in Nardin, Kay County, Oklahoma. The area is home to 233 residents, producing a population density of 2 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 74646 against Oklahoma and the nation.

On the economic side, the median household income for ZIP 74646 sits at $90,473 (45% above the Oklahoma average), while per-capita income is $33,712. The poverty rate stands at 0.0% and the unemployment rate at 16.3%. On housing, the median home value is — with median rent at — per month, and 100.0% of occupied units are owner-occupied, a direct signal of whether 74646 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 6.7% of adults hold a bachelor's degree or higher, the median age is 42.2, and the average commute is —. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Kay County, so you can benchmark 74646 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →