Mckinney, TX · standard
ZIP Code 75070
Collin County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 74,734
- 1,208/sq mi High-density area
- $112,352
- Median income Above-median income area
- $465,800
- Median home value Above-median home value
- 59.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Mckinney pairs an upper-quartile household income with upper-quartile home values, in a low-density, mixed-tenure and unusually populous area.
- Top 12%
- household income, US ZIPs
- Top 15%
- home value, US ZIPs
- 1,208
- people per sq mi
- 53%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 75070 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 75070 (Mckinney, TX) rose +1.6% from 2023 to 2024. The all-transactions index moved from 285.3 in 2023 to 289.9 in 2024 (2000 = 100).
ZIP code 75070 is a densely settled ZIP (a standard USPS delivery area) in Mckinney, Collin County, Texas, with 74,734 residents across 61.9 square miles, a density of 1,208 people per square mile, in the Chicago time zone.
ZIP 75070 skews affluent, with a median household income of $112,352 (49% above the average Texas ZIP), while per-capita income is $55,864. Both reported hardship measures are comparatively low in absolute terms: poverty is 4.5% and unemployment is 3.8%. Median home value is $465,800 (88% above the average Texas ZIP) and median rent is $1,858; 52.7% of occupied homes are owner-occupied.
This is a highly-educated ZIP: 59.9% of adults hold a bachelor's degree or higher, the median age is 35.6, and the average commute is 30 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Collin County, so 75070 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 75070
Top 5 sectors by establishment count in Mckinney, TX
Which industries have the most business establishments in ZIP 75070.
- Professional, scientific, and technical services
Professional, scientific, and technical services
400 establishments
- Health care and social assistance
Health care and social assistance
302 establishments
- Retail trade
Retail trade
195 establishments
- Accommodation and food services
Accommodation and food services
191 establishments
- Finance and insurance
Finance and insurance
164 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 75070, Mckinney, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
74,734
Population
61.9
Area (sq mi)
1,208
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 75070?
35.6
Median Age
49.9%
Male
50.1%
Female
23.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$112,352
Median Household Income
+49% vs state ZIP avg
$55,864
Per Capita Income
4.5%
Poverty Rate
3.8%
Unemployment Rate
29.9 min
Mean Commute Time
How ZIP 75070 ranks nationally
Mckinney, TX household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$112,352 Top 12% higher than 88% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
25,707housing units
25,707
Total Housing Units
24,463
Occupied Units
1,244
Vacant Units
2.62
Avg Household Size
Occupancy Type
$465,800
Median Home Value
+88% vs state ZIP avg
$1,858
Median Rent
2010
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+1.6%
YoY Change (2024)
290
HPI Index (2000 = 100)
+190%
Total Change Since 2000
Home values in ZIP 75070 have increased 1.6% over the past year (2024). Since 2000, this ZIP has seen +190% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -1.1% | 187 |
| 2021 | +17.3% | 219 |
| 2022 | +29.1% | 283 |
| 2023 | +0.7% | 285 |
| 2024 | +1.6% | 290 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,970 business establishments in ZIP 75070, employing approximately 27,990 people with a combined annual payroll of $1,737,813,000.
1,970
Businesses
27,990
Employees
$1.7B
Annual Payroll
18
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 400 | 20.3% |
| Health care and social assistance | 302 | 15.3% |
| Retail trade | 195 | 9.9% |
| Accommodation and food services | 191 | 9.7% |
| Finance and insurance | 164 | 8.3% |
| Other services (except public administration) | 145 | 7.4% |
| Real estate and rental and leasing | 130 | 6.6% |
| Administrative and support and waste management and remediation services | 96 | 4.9% |
| Construction | 95 | 4.8% |
| Wholesale trade | 60 | 3.0% |
| Educational services | 48 | 2.4% |
| Arts, entertainment, and recreation | 40 | 2.0% |
| Transportation and warehousing | 36 | 1.8% |
| Information | 28 | 1.4% |
| Manufacturing | 15 | 0.8% |
| Management of companies and enterprises | 11 | 0.6% |
| Mining, quarrying, and oil and gas extraction | 6 | 0.3% |
| Industries not classified | 6 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 75070 vs 75013 →
ZIP 75070 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 75070
Mckinney (75070)
74,734 residents
- 75002
Allen (75002)
63,140 residents
- 75025
Plano (75025)
50,926 residents
- 75035
Frisco (75035)
47,553 residents
- 75023
Plano (75023)
45,452 residents
- 75074
Plano (75074)
44,622 residents
- 75071
Mckinney (75071)
36,090 residents
- 75024
Plano (75024)
36,039 residents
- 75069
Mckinney (75069)
34,108 residents
What this shows Among its immediate neighbors, ZIP 75070 ranks the most populous - useful context the national average alone can't give.
ZIP 75070 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 75078
Prosper (75078)
$196,564 median income
- 75035
Frisco (75035)
$166,590 median income
- 75013
Allen (75013)
$146,891 median income
- 75025
Plano (75025)
$143,260 median income
- 75002
Allen (75002)
$137,037 median income
- 75071
Mckinney (75071)
$132,447 median income
- 75024
Plano (75024)
$117,088 median income
- 75070
Mckinney (75070)
$112,352 median income
- 75023
Plano (75023)
$109,660 median income
What this shows By household income, ZIP 75070 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 75013 | Allen, TX | 30,347 | 4.0 mi |
| 75035 | Frisco, TX | 47,553 | 4.5 mi |
| 75069 | Mckinney, TX | 34,108 | 6.0 mi |
| 75025 | Plano, TX | 50,926 | 6.2 mi |
| 75071 | Mckinney, TX | 36,090 | 6.5 mi |
| 75023 | Plano, TX | 45,452 | 8.3 mi |
| 75074 | Plano, TX | 44,622 | 9.9 mi |
| 75002 | Allen, TX | 63,140 | 7.8 mi |
| 75078 | Prosper, TX | 10,592 | 8.2 mi |
| 75024 | Plano, TX | 36,039 | 9.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 75070, both outside TX so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (74,734 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Collin County
Related Areas
Frequently Asked Questions
What county is ZIP code 75070 in?
ZIP code 75070 (Mckinney) is located in Collin County, Texas. Collin County contains multiple ZIP codes, see the full list at /counties/collin-tx.
What is the population of ZIP code 75070?
ZIP code 75070 in Mckinney, TX has a population of 74,734 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 75070?
The median household income in ZIP 75070 is $112,352, which is 47% above the national average of $76,288.
What is the average home value in ZIP 75070?
The median home value in ZIP 75070 is $465,800, which is 67% above the national average of $278,155.
What is the demographic makeup of ZIP 75070?
The largest racial group in ZIP 75070 is White at 49.7%. Hispanic or Latino residents make up 14.5% of the population.
How many businesses are in ZIP code 75070?
ZIP code 75070 has 1,970 business establishments employing approximately 27,990 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 75070?
The top industries by establishment count in ZIP 75070 are: Professional, scientific, and technical services (400), Health care and social assistance (302), Retail trade (195). There are 18 industry sectors represented in total.
How have home values changed in ZIP code 75070?
According to the FHFA House Price Index, home values in ZIP 75070 increased by 1.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 190%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 75070?
In ZIP code 75070, 71.9% of residents aged 25+ have a high school diploma or higher, and 59.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 75070?
The mean commute time for workers in ZIP code 75070 is 29.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 75070?
In ZIP code 75070, approximately 52.7% of occupied housing units are owner-occupied and 47.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 75070?
The poverty rate in ZIP code 75070 is 4.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 75070's numbers, next.
- See how ZIP 75070 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Mckinney, TX ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.