PlainZIP

Mckinney, TX · standard

ZIP Code 75070

Collin County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

74,734
1,208/sq mi
$112,352
Median income
$465,800
Median home value
59.9%
Bachelor's or higher

The verdict

Mckinney pairs an upper-quartile household income with upper-quartile home values, in a low-density, mixed-tenure and unusually populous area.

Top 12%
household income, US ZIPs
Top 15%
home value, US ZIPs
1,208
people per sq mi
53%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 75070 against every reporting US ZIP.

ZIP code 75070 is a densely settled ZIP (a standard USPS delivery area) in Mckinney, Collin County, Texas, with 74,734 residents across 61.9 square miles, a density of 1,208 people per square mile, in the Chicago time zone.

ZIP 75070 skews affluent, with a median household income of $112,352 (49% above the Texas average), while per-capita income is $55,864. 4.5% of residents live below the poverty line, and the unemployment rate reads 3.8%. Median home value sits at $465,800 (88% above the state average), median rent at $1,858 a month, and owner-occupancy at 52.7%.

This is a highly-educated ZIP: 59.9% of adults hold a bachelor's degree or higher, the median age is 35.6, and the average commute is 30 minutes. To put 75070 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Collin County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 75070

Top 5 sectors by establishment count in Mckinney, TX

Which industries have the most business establishments in ZIP 75070.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 75070, Mckinney, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

74,734

Population

61.9

Area (sq mi)

1,208

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 75070?

35.6

Median Age

49.9%

Male

50.1%

Female

23.0%

Foreign-Born

White 49.7%
African American 15.0%
Asian 22.3%
American Indian or Alaska Native 0.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.7%
Hispanic or Latino 14.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$112,352

Median Household Income

+49% vs state

$55,864

Per Capita Income

4.5%

Poverty Rate

3.8%

Unemployment Rate

29.9 min

Mean Commute Time

How ZIP 75070 ranks nationally

Mckinney, TX household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$112,352 Top 12% higher than 88% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 71.9%
Bachelor's Degree or Higher 59.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

25,707

Total Housing Units

24,463

Occupied Units

1,244

Vacant Units

2.62

Avg Household Size

Occupancy Type

Owner 52.7%
Renter 47.3%

$465,800

Median Home Value

+88% vs state

$1,858

Median Rent

2010

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.6%

YoY Change (2024)

290

HPI Index (2000 = 100)

+190%

Total Change Since 2000

Home values in ZIP 75070 have increased 1.6% over the past year (2024). Since 2000, this ZIP has seen +190% cumulative appreciation.

Year Annual Change HPI Index
2020 -1.1% 187
2021 +17.3% 219
2022 +29.1% 283
2023 +0.7% 285
2024 +1.6% 290

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,970 business establishments in ZIP 75070, employing approximately 27,990 people with a combined annual payroll of $1,737,813,000.

1,970

Businesses

27,990

Employees

$1.7B

Annual Payroll

18

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 400 20.3%
Health care and social assistance 302 15.3%
Retail trade 195 9.9%
Accommodation and food services 191 9.7%
Finance and insurance 164 8.3%
Other services (except public administration) 145 7.4%
Real estate and rental and leasing 130 6.6%
Administrative and support and waste management and remediation services 96 4.9%
Construction 95 4.8%
Wholesale trade 60 3.0%
Educational services 48 2.4%
Arts, entertainment, and recreation 40 2.0%
Transportation and warehousing 36 1.8%
Information 28 1.4%
Manufacturing 15 0.8%
Management of companies and enterprises 11 0.6%
Mining, quarrying, and oil and gas extraction 6 0.3%
Industries not classified 6 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 75070 vs 75013 →

ZIP 75070 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 75070 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 75070 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 75070 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
75013 Allen, TX 30,347 4.0 mi
75035 Frisco, TX 47,553 4.5 mi
75069 Mckinney, TX 34,108 6.0 mi
75025 Plano, TX 50,926 6.2 mi
75071 Mckinney, TX 36,090 6.5 mi
75023 Plano, TX 45,452 8.3 mi
75074 Plano, TX 44,622 9.9 mi
75002 Allen, TX 63,140 7.8 mi
75078 Prosper, TX 10,592 8.2 mi
75024 Plano, TX 36,039 9.2 mi

More ZIP Codes in Collin County

75002 standard
Allen, TX
Pop: 63,140
75025 standard
Plano, TX
Pop: 50,926
75098 standard
Wylie, TX
Pop: 48,197
75035 standard
Frisco, TX
Pop: 47,553
75093 standard
Plano, TX
Pop: 47,187
75023 standard
Plano, TX
Pop: 45,452

Related Areas

Collin County Mckinney, TX Texas

Frequently Asked Questions

What county is ZIP code 75070 in? ▼
ZIP code 75070 (Mckinney) is located in Collin County, Texas. Collin County contains multiple ZIP codes, see the full list at /counties/collin-tx.
What is the population of ZIP code 75070? ▼
ZIP code 75070 in Mckinney, TX has a population of 74,734 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 75070? ▼
The median household income in ZIP 75070 is $112,352, which is 47% above the national average of $76,288.
What is the average home value in ZIP 75070? ▼
The median home value in ZIP 75070 is $465,800, which is 67% above the national average of $278,155.
What is the demographic makeup of ZIP 75070? ▼
The largest racial group in ZIP 75070 is White at 49.7%. Hispanic or Latino residents make up 14.5% of the population.
How many businesses are in ZIP code 75070? ▼
ZIP code 75070 has 1,970 business establishments employing approximately 27,990 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 75070? ▼
The top industries by establishment count in ZIP 75070 are: Professional, scientific, and technical services (400), Health care and social assistance (302), Retail trade (195). There are 18 industry sectors represented in total.
How have home values changed in ZIP code 75070? ▼
According to the FHFA House Price Index, home values in ZIP 75070 increased by 1.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 190%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 75070? ▼
In ZIP code 75070, 71.9% of residents aged 25+ have a high school diploma or higher, and 59.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 75070? ▼
The mean commute time for workers in ZIP code 75070 is 29.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 75070? ▼
In ZIP code 75070, approximately 52.7% of occupied housing units are owner-occupied and 47.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 75070? ▼
The poverty rate in ZIP code 75070 is 4.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.