PlainZIP

Gainesville, TX · standard

ZIP Code 76240

Cooke County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

26,120
27/sq mi
$71,502
Median income
$227,100
Median home value
24.1%
Bachelor's or higher

The verdict

Gainesville pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

49th pct
household income, US ZIPs
Top 49%
home value, US ZIPs
27
people per sq mi
67%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 76240 against every reporting US ZIP.

ZIP code 76240 is a densely settled ZIP (a standard USPS delivery area) in Gainesville, Cooke County, Texas, with 26,120 residents across 956.8 square miles, a density of 27 people per square mile, in the Chicago time zone.

ZIP 76240 lands in the middle-income range, with a median household income of $71,502 (5% below the Texas average), while per-capita income is $39,424. Local economic indicators show a 16.2% poverty rate alongside 5.2% unemployment. Median home value sits at $227,100 (8% below the state average), median rent at $1,068 a month, and owner-occupancy at 67.4%.

Educational attainment sits below the national norm: 24.1% of adults hold a bachelor's degree or higher, the median age is 40, and the average commute is 24 minutes. A geography-based comparison follows: 3 ZIP codes within about 10 miles of 76240, plus 6 more within Cooke County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 76240

Top 5 sectors by establishment count in Gainesville, TX

Which industries have the most business establishments in ZIP 76240.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 76240, Gainesville, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

26,120

Population

956.8

Area (sq mi)

27

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 76240?

40.0

Median Age

49.0%

Male

51.0%

Female

7.5%

Foreign-Born

White 73.8%
African American 4.6%
Asian 0.6%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 15.1%
Hispanic or Latino 23.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$71,502

Median Household Income

-5% vs state

$39,424

Per Capita Income

16.2%

Poverty Rate

5.2%

Unemployment Rate

23.9 min

Mean Commute Time

How ZIP 76240 ranks nationally

Gainesville, TX household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$71,502 49th percentile higher than 49% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.5%
Bachelor's Degree or Higher 24.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,406

Total Housing Units

11,365

Occupied Units

1,041

Vacant Units

2.54

Avg Household Size

Occupancy Type

Owner 67.4%
Renter 32.6%

$227,100

Median Home Value

-8% vs state

$1,068

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.3%

YoY Change (2024)

337

HPI Index (2000 = 100)

+237%

Total Change Since 2000

Home values in ZIP 76240 have increased 3.3% over the past year (2024). Since 2000, this ZIP has seen +237% cumulative appreciation.

Year Annual Change HPI Index
2020 +0.6% 215
2021 +13.7% 244
2022 +25.2% 306
2023 +6.8% 326
2024 +3.3% 337

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 698 business establishments in ZIP 76240, employing approximately 10,253 people with a combined annual payroll of $564,182,000.

698

Businesses

10,253

Employees

$564.2M

Annual Payroll

18

Industry Sectors

Industry Establishments % of Total
Retail trade 118 16.9%
Accommodation and food services 77 11.0%
Health care and social assistance 75 10.7%
Other services (except public administration) 69 9.9%
Construction 65 9.3%
Professional, scientific, and technical services 48 6.9%
Manufacturing 44 6.3%
Finance and insurance 38 5.4%
Wholesale trade 32 4.6%
Real estate and rental and leasing 28 4.0%
Mining, quarrying, and oil and gas extraction 23 3.3%
Administrative and support and waste management and remediation services 22 3.1%
Transportation and warehousing 21 3.0%
Information 12 1.7%
Arts, entertainment, and recreation 8 1.1%
Agriculture, forestry, fishing and hunting 6 0.9%
Educational services 5 0.7%
Management of companies and enterprises 4 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 76240 vs 76250 →

ZIP 76240 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 76240 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 76240 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 76240 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
76250 Lindsay, TX 937 4.0 mi
73459 Thackerville, OK 1,132 8.5 mi
76253 Myra, TX 230 8.3 mi

More ZIP Codes in Cooke County

76272 standard
Valley View, TX
Pop: 4,745
76252 standard
Muenster, TX
Pop: 2,863
76250 standard
Lindsay, TX
Pop: 937
76238 standard
Era, TX
Pop: 431
76253 standard
Myra, TX
Pop: 230
76263 standard
Rosston, TX
Pop: 44

Related Areas

Cooke County Gainesville, TX Texas

Frequently Asked Questions

What county is ZIP code 76240 in? ▼
ZIP code 76240 (Gainesville) is located in Cooke County, Texas. Cooke County contains multiple ZIP codes, see the full list at /counties/cooke-tx.
What is the population of ZIP code 76240? ▼
ZIP code 76240 in Gainesville, TX has a population of 26,120 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 76240? ▼
The median household income in ZIP 76240 is $71,502, which is 6% below the national average of $76,288.
What is the average home value in ZIP 76240? ▼
The median home value in ZIP 76240 is $227,100, which is 18% below the national average of $278,155.
What is the demographic makeup of ZIP 76240? ▼
The largest racial group in ZIP 76240 is White at 73.8%. Hispanic or Latino residents make up 23.8% of the population.
How many businesses are in ZIP code 76240? ▼
ZIP code 76240 has 698 business establishments employing approximately 10,253 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 76240? ▼
The top industries by establishment count in ZIP 76240 are: Retail trade (118), Accommodation and food services (77), Health care and social assistance (75). There are 18 industry sectors represented in total.
How have home values changed in ZIP code 76240? ▼
According to the FHFA House Price Index, home values in ZIP 76240 increased by 3.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 237%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 76240? ▼
In ZIP code 76240, 53.5% of residents aged 25+ have a high school diploma or higher, and 24.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 76240? ▼
The mean commute time for workers in ZIP code 76240 is 23.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 76240? ▼
In ZIP code 76240, approximately 67.4% of occupied housing units are owner-occupied and 32.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 76240? ▼
The poverty rate in ZIP code 76240 is 16.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.