PlainZIP

Kyle, TX · standard

ZIP Code 78640

Hays County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

42,954
181/sq mi
$90,075
Median income
$330,400
Median home value
29.3%
Bachelor's or higher

The verdict

Kyle pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 27%
household income, US ZIPs
Top 29%
home value, US ZIPs
181
people per sq mi
71%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 78640 against every reporting US ZIP.

ZIP code 78640 is a densely settled ZIP (a standard USPS delivery area) in Kyle, Hays County, Texas, with 42,954 residents across 237.3 square miles, a density of 181 people per square mile, in the Chicago time zone.

ZIP 78640 lands in the middle-income range, with a median household income of $90,075 (19% above the Texas average), while per-capita income is $36,864. The poverty rate stands at 10.2% and the unemployment rate at 3.2%. Median home value sits at $330,400 (33% above the state average), median rent at $1,730 a month, and owner-occupancy at 71.0%.

Educational attainment sits below the national norm: 29.3% of adults hold a bachelor's degree or higher, the median age is 33.4, and the average commute is 38 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Hays County, so you can benchmark 78640 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 78640

Top 5 sectors by establishment count in Kyle, TX

Which industries have the most business establishments in ZIP 78640.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 78640, Kyle, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

42,954

Population

237.3

Area (sq mi)

181

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 78640?

33.4

Median Age

51.1%

Male

48.9%

Female

14.2%

Foreign-Born

White 46.1%
African American 5.2%
Asian 1.1%
American Indian or Alaska Native 1.7%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 35.3%
Hispanic or Latino 56.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$90,075

Median Household Income

+19% vs state

$36,864

Per Capita Income

10.2%

Poverty Rate

3.2%

Unemployment Rate

38.0 min

Mean Commute Time

How ZIP 78640 ranks nationally

Kyle, TX household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$90,075 Top 27% higher than 73% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.9%
Bachelor's Degree or Higher 29.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

28,135

Total Housing Units

27,375

Occupied Units

760

Vacant Units

2.81

Avg Household Size

Occupancy Type

Owner 71.0%
Renter 29.0%

$330,400

Median Home Value

+33% vs state

$1,730

Median Rent

2010

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+0.5%

YoY Change (2024)

293

HPI Index (2000 = 100)

+193%

Total Change Since 2000

Home values in ZIP 78640 have increased 0.5% over the past year (2024). Since 2000, this ZIP has seen +193% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.6% 197
2021 +24.4% 245
2022 +26.9% 311
2023 -6.4% 291
2024 +0.5% 293

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,025 business establishments in ZIP 78640, employing approximately 13,484 people with a combined annual payroll of $631,489,000.

1,025

Businesses

13,484

Employees

$631.5M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 174 17.0%
Health care and social assistance 139 13.6%
Retail trade 113 11.0%
Accommodation and food services 107 10.4%
Other services (except public administration) 103 10.1%
Professional, scientific, and technical services 91 8.9%
Real estate and rental and leasing 65 6.3%
Administrative and support and waste management and remediation services 60 5.8%
Finance and insurance 53 5.2%
Transportation and warehousing 35 3.4%
Manufacturing 25 2.4%
Wholesale trade 24 2.3%
Arts, entertainment, and recreation 14 1.4%
Information 12 1.2%
Educational services 9 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 78640 vs 78610 →

ZIP 78640 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 78640 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 78640 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 78640 ranks #4 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
78610 Buda, TX 23,502 5.7 mi
78656 Maxwell, TX 2,271 6.6 mi
78652 Manchaca, TX 4,466 9.9 mi
78747 Austin, TX 14,808 10.5 mi
78666 San Marcos, TX 63,836 11.5 mi

More ZIP Codes in Hays County

78610 standard
Buda, TX
Pop: 23,502
78620 standard
Dripping Springs, TX
Pop: 14,367
78676 standard
Wimberley, TX
Pop: 12,602
78737 standard
Austin, TX
Pop: 12,081
78619 standard
Driftwood, TX
Pop: 3,026

Related Areas

Hays County Kyle, TX Texas

Frequently Asked Questions

What county is ZIP code 78640 in? ▼
ZIP code 78640 (Kyle) is located in Hays County, Texas. Hays County contains multiple ZIP codes, see the full list at /counties/hays-tx.
What is the population of ZIP code 78640? ▼
ZIP code 78640 in Kyle, TX has a population of 42,954 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 78640? ▼
The median household income in ZIP 78640 is $90,075, which is 18% above the national average of $76,288.
What is the average home value in ZIP 78640? ▼
The median home value in ZIP 78640 is $330,400, which is 19% above the national average of $278,155.
What is the demographic makeup of ZIP 78640? ▼
The largest racial group in ZIP 78640 is White at 46.1%. Hispanic or Latino residents make up 56.7% of the population.
How many businesses are in ZIP code 78640? ▼
ZIP code 78640 has 1,025 business establishments employing approximately 13,484 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 78640? ▼
The top industries by establishment count in ZIP 78640 are: Construction (174), Health care and social assistance (139), Retail trade (113). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 78640? ▼
According to the FHFA House Price Index, home values in ZIP 78640 increased by 0.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 193%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 78640? ▼
In ZIP code 78640, 56.9% of residents aged 25+ have a high school diploma or higher, and 29.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 78640? ▼
The mean commute time for workers in ZIP code 78640 is 38.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 78640? ▼
In ZIP code 78640, approximately 71.0% of occupied housing units are owner-occupied and 29.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 78640? ▼
The poverty rate in ZIP code 78640 is 10.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.