Kyle, TX · standard
ZIP Code 78640
Hays County, Texas - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 42,954
- 181/sq mi High-density area
- $90,075
- Median income Above-median income area
- $330,400
- Median home value Above-median home value
- 29.3%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Kyle pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 27%
- household income, US ZIPs
- Top 29%
- home value, US ZIPs
- 181
- people per sq mi
- 71%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 78640 against every reporting US ZIP.
ZIP code 78640 is a densely settled ZIP (a standard USPS delivery area) in Kyle, Hays County, Texas, with 42,954 residents across 237.3 square miles, a density of 181 people per square mile, in the Chicago time zone.
ZIP 78640 lands in the middle-income range, with a median household income of $90,075 (19% above the average Texas ZIP), while per-capita income is $36,864. The poverty rate is 10.2%, with unemployment at 3.2%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $330,400 (33% above the average Texas ZIP), while 71.0% of occupied homes are owner-occupied and median rent is $1,730.
Educational attainment sits below the national norm: 29.3% of adults hold a bachelor's degree or higher, the median age is 33.4, and the average commute is 38 minutes. The page also surfaces 5 ZIP codes within roughly 10 miles and 5 more in Hays County, so 78640 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 78640
Top 5 sectors by establishment count in Kyle, TX
Which industries have the most business establishments in ZIP 78640.
- Construction
Construction
174 establishments
- Health care and social assistance
Health care and social assistance
139 establishments
- Retail trade
Retail trade
113 establishments
- Accommodation and food services
Accommodation and food services
107 establishments
- Other services (except public administration)
Other services (except public administration)
103 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 78640, Kyle, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
42,954
Population
237.3
Area (sq mi)
181
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 78640?
33.4
Median Age
51.1%
Male
48.9%
Female
14.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$90,075
Median Household Income
+19% vs state ZIP avg
$36,864
Per Capita Income
10.2%
Poverty Rate
3.2%
Unemployment Rate
38.0 min
Mean Commute Time
How ZIP 78640 ranks nationally
Kyle, TX household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$90,075 Top 27% higher than 73% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
28,135housing units
28,135
Total Housing Units
27,375
Occupied Units
760
Vacant Units
2.81
Avg Household Size
Occupancy Type
$330,400
Median Home Value
+33% vs state ZIP avg
$1,730
Median Rent
2010
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+0.5%
YoY Change (2024)
293
HPI Index (2000 = 100)
+193%
Total Change Since 2000
Home values in ZIP 78640 have increased 0.5% over the past year (2024). Since 2000, this ZIP has seen +193% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.6% | 197 |
| 2021 | +24.4% | 245 |
| 2022 | +26.9% | 311 |
| 2023 | -6.4% | 291 |
| 2024 | +0.5% | 293 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,025 business establishments in ZIP 78640, employing approximately 13,484 people with a combined annual payroll of $631,489,000.
1,025
Businesses
13,484
Employees
$631.5M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 174 | 17.0% |
| Health care and social assistance | 139 | 13.6% |
| Retail trade | 113 | 11.0% |
| Accommodation and food services | 107 | 10.4% |
| Other services (except public administration) | 103 | 10.1% |
| Professional, scientific, and technical services | 91 | 8.9% |
| Real estate and rental and leasing | 65 | 6.3% |
| Administrative and support and waste management and remediation services | 60 | 5.8% |
| Finance and insurance | 53 | 5.2% |
| Transportation and warehousing | 35 | 3.4% |
| Manufacturing | 25 | 2.4% |
| Wholesale trade | 24 | 2.3% |
| Arts, entertainment, and recreation | 14 | 1.4% |
| Information | 12 | 1.2% |
| Educational services | 9 | 0.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 78640 vs 78610 →
ZIP 78640 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 78666
San Marcos (78666)
63,836 residents
- 78640
Kyle (78640)
42,954 residents
- 78610 23,502
Buda (78610)
23,502 residents
- 78747 14,808
Austin (78747)
14,808 residents
- 78652 4,466
Manchaca (78652)
4,466 residents
- 78656 2,271
Maxwell (78656)
2,271 residents
What this shows Among its immediate neighbors, ZIP 78640 ranks #2 by population - useful context the national average alone can't give.
ZIP 78640 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 78652
Manchaca (78652)
$133,368 median income
- 78610
Buda (78610)
$119,698 median income
- 78747
Austin (78747)
$92,748 median income
- 78640
Kyle (78640)
$90,075 median income
- 78656
Maxwell (78656)
$81,346 median income
- 78666
San Marcos (78666)
$54,737 median income
What this shows By household income, ZIP 78640 ranks #4 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 78640, both outside TX so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (42,954 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hays County
Related Areas
Frequently Asked Questions
What county is ZIP code 78640 in?
ZIP code 78640 (Kyle) is located in Hays County, Texas. Hays County contains multiple ZIP codes, see the full list at /counties/hays-tx.
What is the population of ZIP code 78640?
ZIP code 78640 in Kyle, TX has a population of 42,954 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 78640?
The median household income in ZIP 78640 is $90,075, which is 18% above the national average of $76,288.
What is the average home value in ZIP 78640?
The median home value in ZIP 78640 is $330,400, which is 19% above the national average of $278,155.
What is the demographic makeup of ZIP 78640?
The largest racial group in ZIP 78640 is White at 46.1%. Hispanic or Latino residents make up 56.7% of the population.
How many businesses are in ZIP code 78640?
ZIP code 78640 has 1,025 business establishments employing approximately 13,484 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 78640?
The top industries by establishment count in ZIP 78640 are: Construction (174), Health care and social assistance (139), Retail trade (113). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 78640?
According to the FHFA House Price Index, home values in ZIP 78640 increased by 0.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 193%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 78640?
In ZIP code 78640, 56.9% of residents aged 25+ have a high school diploma or higher, and 29.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 78640?
The mean commute time for workers in ZIP code 78640 is 38.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 78640?
In ZIP code 78640, approximately 71.0% of occupied housing units are owner-occupied and 29.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 78640?
The poverty rate in ZIP code 78640 is 10.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 78640's numbers, next.
- See how ZIP 78640 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Kyle, TX ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.