ZIP Code 78640
standardSource:
Kyle · Hays County · Texas
- Population
- 42,954
- Median income
- $90,075
- Median home value
- $330,400
- Bachelor's or higher
- 29.3%
- Land area
- 237.3 sq mi
181/sq mi
▲ 18% vs US
higher than 73% of US ZIPs
▲ 19% vs US
higher than 71% of US ZIPs
Median age 33.4
Chicago
ZIP code 78640 in Kyle, Texas has a population of 42,954. The median household income is $90,075, which is 18% above the national average. Median home value is $330,400, 19% above the US average. 29.3% of residents hold a bachelor's degree or higher.
ZIP code 78640 is classified by USPS as a standard delivery area and covers roughly 237.3 square miles in Kyle, Hays County, Texas. The area is home to 42,954 residents, producing a population density of 181 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 78640 against Texas and the nation.
On the economic side, the median household income for ZIP 78640 sits at $90,075 (19% above the Texas average), while per-capita income is $36,864. The poverty rate stands at 10.2% and the unemployment rate at 3.2%. On housing, the median home value is $330,400 (33% above the state average) with median rent at $1,730 per month, and 71.0% of occupied units are owner-occupied, a direct signal of whether 78640 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 29.3% of adults hold a bachelor's degree or higher, the median age is 33.4, and the average commute is 38 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Hays County, so you can benchmark 78640 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 78640
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 78640.
- Construction
Construction
174 establishments
- Health care and social assistance
Health care and social assistance
139 establishments
- Retail trade
Retail trade
113 establishments
- Accommodation and food services
Accommodation and food services
107 establishments
- Other services (except public administration)
Other services (except public administration)
103 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 78640, Kyle, TX · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
42,954
Population
237.3
Area (sq mi)
181
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 78640?
33.4
Median Age
51.1%
Male
48.9%
Female
14.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$90,075
Median Household Income
+19% vs state
$36,864
Per Capita Income
10.2%
Poverty Rate
3.2%
Unemployment Rate
38.0 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
28,135
Total Housing Units
27,375
Occupied Units
760
Vacant Units
2.81
Avg Household Size
Occupancy Type
$330,400
Median Home Value
+33% vs state
$1,730
Median Rent
2010
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+0.5%
YoY Change (2024)
293
HPI Index (2000 = 100)
+193%
Total Change Since 2000
Home values in ZIP 78640 have increased 0.5% over the past year (2024). Since 2000, this ZIP has seen +193% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.6% | 197 |
| 2021 | +24.4% | 245 |
| 2022 | +26.9% | 311 |
| 2023 | -6.4% | 291 |
| 2024 | +0.5% | 293 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,025 business establishments in ZIP 78640, employing approximately 13,484 people with a combined annual payroll of $631,489,000.
1,025
Businesses
13,484
Employees
$631.5M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 174 | 17.0% |
| Health care and social assistance | 139 | 13.6% |
| Retail trade | 113 | 11.0% |
| Accommodation and food services | 107 | 10.4% |
| Other services (except public administration) | 103 | 10.1% |
| Professional, scientific, and technical services | 91 | 8.9% |
| Real estate and rental and leasing | 65 | 6.3% |
| Administrative and support and waste management and remediation services | 60 | 5.8% |
| Finance and insurance | 53 | 5.2% |
| Transportation and warehousing | 35 | 3.4% |
| Manufacturing | 25 | 2.4% |
| Wholesale trade | 24 | 2.3% |
| Arts, entertainment, and recreation | 14 | 1.4% |
| Information | 12 | 1.2% |
| Educational services | 9 | 0.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 78640 vs 78610 →
More ZIP Codes in Hays County
Related Areas
Frequently Asked Questions
What county is ZIP code 78640 in? ▼
What is the population of ZIP code 78640? ▼
What is the median household income in ZIP 78640? ▼
What is the average home value in ZIP 78640? ▼
What is the demographic makeup of ZIP 78640? ▼
How many businesses are in ZIP code 78640? ▼
What are the main industries in ZIP code 78640? ▼
How have home values changed in ZIP code 78640? ▼
What is the education level in ZIP code 78640? ▼
What is the average commute time in ZIP 78640? ▼
What percentage of residents own vs. rent in ZIP 78640? ▼
What is the poverty rate in ZIP code 78640? ▼
ZIP Code Research Guides
Official Data Resources for Kyle, TX
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.