Granby, CO · standard
ZIP Code 80446
Grand County, Colorado - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 3,715
- 5/sq mi Low-density area
- $74,973
- Median income Near-median income area
- $642,600
- Median home value Above-median home value
- 46.3%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Granby pairs an above-median household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 45%
- household income, US ZIPs
- Top 8%
- home value, US ZIPs
- 5
- people per sq mi
- 67%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 80446 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 80446 (Granby, CO) rose +2.2% from 2023 to 2024. The all-transactions index moved from 281.9 in 2023 to 288.0 in 2024 (2000 = 100).
ZIP code 80446 covers 774.0 square miles in Granby, Grand County, Colorado (a standard USPS delivery area), with a modest 3,715 residents on file, a density of 5 people per square mile, in the Denver time zone.
ZIP 80446 lands in the middle-income range, with a median household income of $74,973 (15% below the average Colorado ZIP), while per-capita income is $51,176. The poverty rate is 8.5%, with unemployment at 2.9%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $642,600 (33% above the average Colorado ZIP), while 66.9% of occupied homes are owner-occupied and median rent is $1,464.
A solid share of residents have a four-year degree: 46.3% of adults hold a bachelor's degree or higher, the median age is 41, and the average commute is -. The page also surfaces 2 ZIP codes within roughly 10 miles and 6 more in Grand County, so 80446 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 80446
Top 5 sectors by establishment count in Granby, CO
Which industries have the most business establishments in ZIP 80446.
- Construction
Construction
58 establishments
- Retail trade
Retail trade
33 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
24 establishments
- Real estate and rental and leasing 20
Real estate and rental and leasing
20 establishments
- Other services (except public administration) 20
Other services (except public administration)
20 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 80446, Granby, CO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
3,715
Population
774.0
Area (sq mi)
5
People / sq mi
Denver
Time Zone
standard
ZIP Type
Who lives in ZIP 80446?
41.0
Median Age
58.6%
Male
41.4%
Female
3.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$74,973
Median Household Income
-15% vs state ZIP avg
$51,176
Per Capita Income
8.5%
Poverty Rate
2.9%
Unemployment Rate
How ZIP 80446 ranks among Colorado ZIPs
Granby, CO household income vs. every Colorado ZIP code
Median household income among 469 reporting Colorado ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$74,973 38th percentile higher than 38% of 469 Colorado ZIPs
Each bar is a $20K-wide band; taller bars hold more Colorado ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,548housing units
3,548
Total Housing Units
1,935
Occupied Units
1,613
Vacant Units
2.06
Avg Household Size
Occupancy Type
$642,600
Median Home Value
+33% vs state ZIP avg
$1,464
Median Rent
2000
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.2%
YoY Change (2024)
288
HPI Index (2000 = 100)
+188%
Total Change Since 2000
Home values in ZIP 80446 have increased 2.2% over the past year (2024). Since 2000, this ZIP has seen +188% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -0.5% | 164 |
| 2021 | +22.6% | 201 |
| 2022 | +21.4% | 244 |
| 2023 | +15.7% | 282 |
| 2024 | +2.2% | 288 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 244 business establishments in ZIP 80446, employing approximately 1,657 people with a combined annual payroll of $91,698,000.
244
Businesses
1,657
Employees
$91.7M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 58 | 23.8% |
| Retail trade | 33 | 13.5% |
| Professional, scientific, and technical services | 24 | 9.8% |
| Real estate and rental and leasing | 20 | 8.2% |
| Other services (except public administration) | 20 | 8.2% |
| Accommodation and food services | 19 | 7.8% |
| Administrative and support and waste management and remediation services | 15 | 6.2% |
| Health care and social assistance | 15 | 6.2% |
| Finance and insurance | 9 | 3.7% |
| Manufacturing | 7 | 2.9% |
| Arts, entertainment, and recreation | 5 | 2.0% |
| Transportation and warehousing | 4 | 1.6% |
| Information | 4 | 1.6% |
| Utilities | 3 | 1.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 80446 vs 80451 →
ZIP 80446 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 80446
Granby (80446)
3,715 residents
- 80478
Tabernash (80478)
1,606 residents
- 80451 753
Hot Sulphur Springs (80451)
753 residents
What this shows Among its immediate neighbors, ZIP 80446 ranks the most populous - useful context the national average alone can't give.
ZIP 80446 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 80451
Hot Sulphur Springs (80451)
$111,875 median income
- 80478
Tabernash (80478)
$105,801 median income
- 80446
Granby (80446)
$74,973 median income
What this shows By household income, ZIP 80446 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 80446, both outside CO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (3,715 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Grand County
Related Areas
Frequently Asked Questions
What county is ZIP code 80446 in?
ZIP code 80446 (Granby) is located in Grand County, Colorado. Grand County contains multiple ZIP codes, see the full list at /counties/grand-co.
What is the population of ZIP code 80446?
ZIP code 80446 in Granby, CO has a population of 3,715 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 80446?
The median household income in ZIP 80446 is $74,973, which is 2% below the national average of $76,288.
What is the average home value in ZIP 80446?
The median home value in ZIP 80446 is $642,600, which is 131% above the national average of $278,155.
What is the demographic makeup of ZIP 80446?
The largest racial group in ZIP 80446 is White at 80.1%. Hispanic or Latino residents make up 6.9% of the population.
How many businesses are in ZIP code 80446?
ZIP code 80446 has 244 business establishments employing approximately 1,657 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 80446?
The top industries by establishment count in ZIP 80446 are: Construction (58), Retail trade (33), Professional, scientific, and technical services (24). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 80446?
According to the FHFA House Price Index, home values in ZIP 80446 increased by 2.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 188%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 80446?
In ZIP code 80446, 71.6% of residents aged 25+ have a high school diploma or higher, and 46.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 80446?
In ZIP code 80446, approximately 66.9% of occupied housing units are owner-occupied and 33.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 80446?
The poverty rate in ZIP code 80446 is 8.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 80446's numbers, next.
- See how ZIP 80446 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Granby, CO ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.