Montrose, CO · standard
ZIP Code 81403
Montrose County, Colorado - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 10,534
- 7/sq mi
- $80,893
- Median income
- $515,300
- Median home value
- 35.0%
- Bachelor's or higher
National ZIP placement
Montrose pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 37%
- household income, US ZIPs
- Top 12%
- home value, US ZIPs
- 7
- people per sq mi
- 83%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 81403 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 81403 (Montrose, CO) fell -1.5% from 2023 to 2024. The all-transactions index moved from 298.6 in 2023 to 294.0 in 2024 (2000 = 100).
ZIP code 81403 is a mid-sized community (a standard USPS delivery area) in Montrose, Montrose County, Colorado, home to 10,534 residents across 1423.5 square miles, a density of 7 people per square mile, in the Denver time zone.
ZIP 81403 lands in the middle-income range, with a median household income of $80,893 (9% below the average Colorado ZIP), while per-capita income is $41,675. The poverty rate is 10.5%, with unemployment at 4.3%; those measures add context to the income figure. Median home value is $515,300 (6% above the average Colorado ZIP) and median rent is $1,369; 82.8% of occupied homes are owner-occupied.
A solid share of residents have a four-year degree: 35.0% of adults hold a bachelor's degree or higher, the median age is 50.6, and the average commute is 21 minutes. No nearby ZIP peer set is available for this delivery area, so the Colorado and national benchmarks above are the appropriate context for 81403.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 81403
Top 5 sectors by establishment count in Montrose, CO
Which industries have the most business establishments in ZIP 81403.
- Construction
Construction
88 establishments
- Professional, scientific, and technical services 31
Professional, scientific, and technical services
31 establishments
- Administrative and support and waste management and remediation services 17
Administrative and support and waste management and remediation services
17 establishments
- Real estate and rental and leasing 16
Real estate and rental and leasing
16 establishments
- Other services (except public administration) 16
Other services (except public administration)
16 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 81403, Montrose, CO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
10,534
Population
1423.5
Area (sq mi)
7
People / sq mi
Denver
Time Zone
standard
ZIP Type
Who lives in ZIP 81403?
50.6
Median Age
48.8%
Male
51.2%
Female
6.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$80,893
Median Household Income
-9% vs state ZIP avg
$41,675
Per Capita Income
10.5%
Poverty Rate
4.3%
Unemployment Rate
21.0 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
5,460housing units
5,460
Total Housing Units
5,088
Occupied Units
372
Vacant Units
2.38
Avg Household Size
Occupancy Type
$515,300
Median Home Value
+6% vs state ZIP avg
$1,369
Median Rent
1997
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-1.5%
YoY Change (2024)
294
HPI Index (2000 = 100)
+194%
Total Change Since 2000
Home values in ZIP 81403 have decreased 1.5% over the past year (2024). Since 2000, this ZIP has seen +194% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.5% | 195 |
| 2021 | +11.3% | 217 |
| 2022 | +21.4% | 263 |
| 2023 | +13.3% | 299 |
| 2024 | -1.5% | 294 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 230 business establishments in ZIP 81403, employing approximately 968 people with a combined annual payroll of $56,988,000.
230
Businesses
968
Employees
$57.0M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 88 | 38.3% |
| Professional, scientific, and technical services | 31 | 13.5% |
| Administrative and support and waste management and remediation services | 17 | 7.4% |
| Real estate and rental and leasing | 16 | 7.0% |
| Other services (except public administration) | 16 | 7.0% |
| Retail trade | 11 | 4.8% |
| Transportation and warehousing | 10 | 4.3% |
| Health care and social assistance | 10 | 4.3% |
| Wholesale trade | 8 | 3.5% |
| Accommodation and food services | 6 | 2.6% |
| Agriculture, forestry, fishing and hunting | 4 | 1.7% |
| Manufacturing | 4 | 1.7% |
| Arts, entertainment, and recreation | 4 | 1.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 81403, both outside CO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (10,534 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.