Delta, CO · standard
ZIP Code 81416
Delta County, Colorado - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 13,874
- 16/sq mi Moderate-density area
- $50,243
- Median income Below-median income area
- $319,400
- Median home value Above-median home value
- 20.7%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Delta pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.
- 14th pct
- household income, US ZIPs
- Top 31%
- home value, US ZIPs
- 16
- people per sq mi
- 71%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 81416 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 81416 (Delta, CO) rose +10.3% from 2023 to 2024. The all-transactions index moved from 256.0 in 2023 to 282.5 in 2024 (2000 = 100).
ZIP code 81416 is a mid-sized community (a standard USPS delivery area) in Delta, Delta County, Colorado, home to 13,874 residents across 872.6 square miles, a density of 16 people per square mile, in the Denver time zone.
ZIP 81416 reports a modest median household income of $50,243 (43% below the average Colorado ZIP), while per-capita income is $34,497. The poverty rate is 15.8%, with unemployment at 2.6%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $319,400 (34% below the average Colorado ZIP), and median rent is $1,044; owner occupancy is 71.4%.
Educational attainment sits below the national norm: 20.7% of adults hold a bachelor's degree or higher, the median age is 42.2, and the average commute is 22 minutes. No nearby ZIP peer set is available for this delivery area, so the Colorado and national benchmarks above are the appropriate context for 81416.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 81416
Top 5 sectors by establishment count in Delta, CO
Which industries have the most business establishments in ZIP 81416.
- Construction
Construction
69 establishments
- Other services (except public administration)
Other services (except public administration)
53 establishments
- Retail trade
Retail trade
52 establishments
- Health care and social assistance
Health care and social assistance
48 establishments
- Finance and insurance
Finance and insurance
35 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 81416, Delta, CO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
13,874
Population
872.6
Area (sq mi)
16
People / sq mi
Denver
Time Zone
standard
ZIP Type
Who lives in ZIP 81416?
42.2
Median Age
52.9%
Male
47.1%
Female
5.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$50,243
Median Household Income
-43% vs state ZIP avg
$34,497
Per Capita Income
15.8%
Poverty Rate
2.6%
Unemployment Rate
21.5 min
Mean Commute Time
How ZIP 81416 ranks among Colorado ZIPs
Delta, CO household income vs. every Colorado ZIP code
Median household income among 469 reporting Colorado ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$50,243 12th percentile higher than 12% of 469 Colorado ZIPs
Each bar is a $20K-wide band; taller bars hold more Colorado ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
5,904housing units
5,904
Total Housing Units
5,415
Occupied Units
489
Vacant Units
2.47
Avg Household Size
Occupancy Type
$319,400
Median Home Value
-34% vs state ZIP avg
$1,044
Median Rent
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.3%
YoY Change (2024)
282
HPI Index (2000 = 100)
+182%
Total Change Since 2000
Home values in ZIP 81416 have increased 10.3% over the past year (2024). Since 2000, this ZIP has seen +182% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.5% | 178 |
| 2021 | +14.3% | 203 |
| 2022 | +16.1% | 236 |
| 2023 | +8.7% | 256 |
| 2024 | +10.3% | 282 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 436 business establishments in ZIP 81416, employing approximately 4,006 people with a combined annual payroll of $185,524,000.
436
Businesses
4,006
Employees
$185.5M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 69 | 15.8% |
| Other services (except public administration) | 53 | 12.2% |
| Retail trade | 52 | 11.9% |
| Health care and social assistance | 48 | 11.0% |
| Finance and insurance | 35 | 8.0% |
| Accommodation and food services | 33 | 7.6% |
| Professional, scientific, and technical services | 26 | 6.0% |
| Manufacturing | 24 | 5.5% |
| Wholesale trade | 21 | 4.8% |
| Transportation and warehousing | 18 | 4.1% |
| Real estate and rental and leasing | 17 | 3.9% |
| Administrative and support and waste management and remediation services | 15 | 3.4% |
| Information | 7 | 1.6% |
| Mining, quarrying, and oil and gas extraction | 5 | 1.1% |
| Utilities | 4 | 0.9% |
| Arts, entertainment, and recreation | 4 | 0.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 81416, both outside CO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (13,874 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Delta County
Related Areas
Frequently Asked Questions
What county is ZIP code 81416 in?
ZIP code 81416 (Delta) is located in Delta County, Colorado. Delta County contains multiple ZIP codes, see the full list at /counties/delta-co.
What is the population of ZIP code 81416?
ZIP code 81416 in Delta, CO has a population of 13,874 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 81416?
The median household income in ZIP 81416 is $50,243, which is 34% below the national average of $76,288.
What is the average home value in ZIP 81416?
The median home value in ZIP 81416 is $319,400, which is 15% above the national average of $278,155.
What is the demographic makeup of ZIP 81416?
The largest racial group in ZIP 81416 is White at 77.5%. Hispanic or Latino residents make up 22.1% of the population.
How many businesses are in ZIP code 81416?
ZIP code 81416 has 436 business establishments employing approximately 4,006 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 81416?
The top industries by establishment count in ZIP 81416 are: Construction (69), Other services (except public administration) (53), Retail trade (52). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 81416?
According to the FHFA House Price Index, home values in ZIP 81416 increased by 10.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 182%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 81416?
In ZIP code 81416, 62.3% of residents aged 25+ have a high school diploma or higher, and 20.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 81416?
The mean commute time for workers in ZIP code 81416 is 21.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 81416?
In ZIP code 81416, approximately 71.4% of occupied housing units are owner-occupied and 28.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 81416?
The poverty rate in ZIP code 81416 is 15.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
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What to do with ZIP 81416's numbers, next.
- See how ZIP 81416 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.