PlainZIP

Delta, CO · standard

ZIP Code 81416

Delta County, Colorado — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

13,874
16/sq mi
$50,243
Median income
$319,400
Median home value
20.7%
Bachelor's or higher

The verdict

Delta pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.

14th pct
household income, US ZIPs
Top 31%
home value, US ZIPs
16
people per sq mi
71%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 81416 against every reporting US ZIP.

ZIP code 81416 is classified by USPS as a standard delivery area and covers roughly 872.6 square miles in Delta, Delta County, Colorado. The area is home to 13,874 residents, producing a population density of 16 people per square mile, and falls within the Denver time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 81416 against Colorado and the nation.

On the economic side, the median household income for ZIP 81416 sits at $50,243 (43% below the Colorado average), while per-capita income is $34,497. The poverty rate stands at 15.8% and the unemployment rate at 2.6%. On housing, the median home value is $319,400 (34% below the state average) with median rent at $1,044 per month, and 71.4% of occupied units are owner-occupied, a direct signal of whether 81416 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 20.7% of adults hold a bachelor's degree or higher, the median age is 42.2, and the average commute is 22 minutes. Use the benchmarks above to see where 81416 sits relative to Colorado and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 81416

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 81416.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 81416, Delta, CO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

13,874

Population

872.6

Area (sq mi)

16

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 81416?

42.2

Median Age

52.9%

Male

47.1%

Female

5.5%

Foreign-Born

White 77.5%
African American 0.7%
Asian 0.9%
American Indian or Alaska Native 1.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 16.8%
Hispanic or Latino 22.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$50,243

Median Household Income

-43% vs state

$34,497

Per Capita Income

15.8%

Poverty Rate

2.6%

Unemployment Rate

21.5 min

Mean Commute Time

How ZIP 81416 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$50,243 14th percentile higher than 14% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.3%
Bachelor's Degree or Higher 20.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,904

Total Housing Units

5,415

Occupied Units

489

Vacant Units

2.47

Avg Household Size

Occupancy Type

Owner 71.4%
Renter 28.6%

$319,400

Median Home Value

-34% vs state

$1,044

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.3%

YoY Change (2024)

282

HPI Index (2000 = 100)

+182%

Total Change Since 2000

Home values in ZIP 81416 have increased 10.3% over the past year (2024). Since 2000, this ZIP has seen +182% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.5% 178
2021 +14.3% 203
2022 +16.1% 236
2023 +8.7% 256
2024 +10.3% 282

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 436 business establishments in ZIP 81416, employing approximately 4,006 people with a combined annual payroll of $185,524,000.

436

Businesses

4,006

Employees

$185.5M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Construction 69 15.8%
Other services (except public administration) 53 12.2%
Retail trade 52 11.9%
Health care and social assistance 48 11.0%
Finance and insurance 35 8.0%
Accommodation and food services 33 7.6%
Professional, scientific, and technical services 26 6.0%
Manufacturing 24 5.5%
Wholesale trade 21 4.8%
Transportation and warehousing 18 4.1%
Real estate and rental and leasing 17 3.9%
Administrative and support and waste management and remediation services 15 3.4%
Information 7 1.6%
Mining, quarrying, and oil and gas extraction 5 1.1%
Utilities 4 0.9%
Arts, entertainment, and recreation 4 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Delta County

81413 standard
Cedaredge, CO
Pop: 5,243
81419 standard
Hotchkiss, CO
Pop: 3,883
81428 standard
Paonia, CO
Pop: 3,701
81418 standard
Eckert, CO
Pop: 1,714
81410 standard
Austin, CO
Pop: 1,655
81415 standard
Crawford, CO
Pop: 1,612

Related Areas

Delta County Delta, CO Colorado

Frequently Asked Questions

What county is ZIP code 81416 in? ▼
ZIP code 81416 (Delta) is located in Delta County, Colorado. Delta County contains multiple ZIP codes, see the full list at /counties/delta-co.
What is the population of ZIP code 81416? ▼
ZIP code 81416 in Delta, CO has a population of 13,874 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 81416? ▼
The median household income in ZIP 81416 is $50,243, which is 34% below the national average of $76,288.
What is the average home value in ZIP 81416? ▼
The median home value in ZIP 81416 is $319,400, which is 15% above the national average of $278,155.
What is the demographic makeup of ZIP 81416? ▼
The largest racial group in ZIP 81416 is White at 77.5%. Hispanic or Latino residents make up 22.1% of the population.
How many businesses are in ZIP code 81416? ▼
ZIP code 81416 has 436 business establishments employing approximately 4,006 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 81416? ▼
The top industries by establishment count in ZIP 81416 are: Construction (69), Other services (except public administration) (53), Retail trade (52). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 81416? ▼
According to the FHFA House Price Index, home values in ZIP 81416 increased by 10.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 182%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 81416? ▼
In ZIP code 81416, 62.3% of residents aged 25+ have a high school diploma or higher, and 20.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 81416? ▼
The mean commute time for workers in ZIP code 81416 is 21.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 81416? ▼
In ZIP code 81416, approximately 71.4% of occupied housing units are owner-occupied and 28.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 81416? ▼
The poverty rate in ZIP code 81416 is 15.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Delta, CO

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.