PlainZIP

Olathe, CO · standard

ZIP Code 81425

Montrose County, Colorado - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,424
6/sq mi
$73,682
Median income
$343,400
Median home value
17.8%
Bachelor's or higher

The verdict

Olathe pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 47%
household income, US ZIPs
Top 27%
home value, US ZIPs
6
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 81425 against every reporting US ZIP.

ZIP code 81425 is classified by USPS as a standard delivery area and covers roughly 986.2 square miles in Olathe, Montrose County, Colorado. The area is home to 5,424 residents, producing a population density of 6 people per square mile, and falls within the Denver time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 81425 against Colorado and the nation.

On the economic side, the median household income for ZIP 81425 sits at $73,682 (17% below the Colorado average), while per-capita income is $35,488. The poverty rate stands at 13.9% and the unemployment rate at 4.9%. On housing, the median home value is $343,400 (29% below the state average) with median rent at $1,004 per month, and 75.2% of occupied units are owner-occupied, a direct signal of whether 81425 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 17.8% of adults hold a bachelor's degree or higher, the median age is 38.9, and the average commute is 26 minutes. Use the benchmarks above to see where 81425 sits relative to Colorado and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 81425

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 81425.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 81425, Olathe, CO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

5,424

Population

986.2

Area (sq mi)

6

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 81425?

38.9

Median Age

56.0%

Male

44.0%

Female

11.8%

Foreign-Born

White 73.9%
African American 0.0%
Asian 0.1%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 20.9%
Hispanic or Latino 27.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$73,682

Median Household Income

-17% vs state

$35,488

Per Capita Income

13.9%

Poverty Rate

4.9%

Unemployment Rate

25.5 min

Mean Commute Time

How ZIP 81425 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$73,682 Top 47% higher than 53% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.7%
Bachelor's Degree or Higher 17.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,000

Total Housing Units

1,723

Occupied Units

277

Vacant Units

2.70

Avg Household Size

Occupancy Type

Owner 75.2%
Renter 24.8%

$343,400

Median Home Value

-29% vs state

$1,004

Median Rent

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-1.1%

YoY Change (2024)

292

HPI Index (2000 = 100)

+192%

Total Change Since 2000

Home values in ZIP 81425 have decreased 1.1% over the past year (2024). Since 2000, this ZIP has seen +192% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.6% 198
2021 +16.4% 230
2022 +14.3% 263
2023 +12.3% 296
2024 -1.1% 292

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 104 business establishments in ZIP 81425, employing approximately 660 people with a combined annual payroll of $29,323,000.

104

Businesses

660

Employees

$29.3M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Construction 23 22.1%
Manufacturing 13 12.5%
Retail trade 12 11.5%
Other services (except public administration) 10 9.6%
Health care and social assistance 8 7.7%
Administrative and support and waste management and remediation services 7 6.7%
Agriculture, forestry, fishing and hunting 6 5.8%
Professional, scientific, and technical services 6 5.8%
Wholesale trade 5 4.8%
Transportation and warehousing 4 3.9%
Accommodation and food services 3 2.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Montrose County

81401 standard
Montrose, CO
Pop: 22,437
81403 standard
Montrose, CO
Pop: 10,534
81424 standard
Nucla, CO
Pop: 1,239
81422 standard
Naturita, CO
Pop: 692
81431 standard
Redvale, CO
Pop: 460
81429 standard
Paradox, CO
Pop: 181

Related Areas

Montrose County Olathe, CO Colorado

Frequently Asked Questions

What county is ZIP code 81425 in? ▼
ZIP code 81425 (Olathe) is located in Montrose County, Colorado. Montrose County contains multiple ZIP codes, see the full list at /counties/montrose-co.
What is the population of ZIP code 81425? ▼
ZIP code 81425 in Olathe, CO has a population of 5,424 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 81425? ▼
The median household income in ZIP 81425 is $73,682, which is 3% below the national average of $76,288.
What is the average home value in ZIP 81425? ▼
The median home value in ZIP 81425 is $343,400, which is 23% above the national average of $278,155.
What is the demographic makeup of ZIP 81425? ▼
The largest racial group in ZIP 81425 is White at 73.9%. Hispanic or Latino residents make up 27.9% of the population.
How many businesses are in ZIP code 81425? ▼
ZIP code 81425 has 104 business establishments employing approximately 660 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 81425? ▼
The top industries by establishment count in ZIP 81425 are: Construction (23), Manufacturing (13), Retail trade (12). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 81425? ▼
According to the FHFA House Price Index, home values in ZIP 81425 decreased by 1.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 192%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 81425? ▼
In ZIP code 81425, 55.7% of residents aged 25+ have a high school diploma or higher, and 17.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 81425? ▼
The mean commute time for workers in ZIP code 81425 is 25.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 81425? ▼
In ZIP code 81425, approximately 75.2% of occupied housing units are owner-occupied and 24.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 81425? ▼
The poverty rate in ZIP code 81425 is 13.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Olathe, CO

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.