Olathe, CO · standard

ZIP Code 81425

Montrose County, Colorado - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,424
6/sq mi
$73,682
Median income
$343,400
Median home value
17.8%
Bachelor's or higher

National ZIP placement

Olathe pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 47%
household income, US ZIPs
Top 27%
home value, US ZIPs
6
people per sq mi
75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 81425 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 81425 (Olathe, CO) fell -1.1% from 2023 to 2024. The all-transactions index moved from 295.5 in 2023 to 292.3 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 81425 is a mid-sized community (a standard USPS delivery area) in Olathe, Montrose County, Colorado, home to 5,424 residents across 986.2 square miles, a density of 6 people per square mile, in the Denver time zone.

ZIP 81425 lands in the middle-income range, with a median household income of $73,682 (17% below the average Colorado ZIP), while per-capita income is $35,488. The poverty rate is 13.9%, with unemployment at 4.9%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $343,400 (29% below the average Colorado ZIP), and median rent is $1,004; owner occupancy is 75.2%.

Educational attainment sits below the national norm: 17.8% of adults hold a bachelor's degree or higher, the median age is 38.9, and the average commute is 26 minutes. No nearby ZIP peer set is available for this delivery area, so the Colorado and national benchmarks above are the appropriate context for 81425.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 81425

Top 5 sectors by establishment count in Olathe, CO

Which industries have the most business establishments in ZIP 81425.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 81425, Olathe, CO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,424

Population

986.2

Area (sq mi)

6

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 81425?

38.9

Median Age

56.0%

Male

44.0%

Female

11.8%

Foreign-Born

White 73.9%
African American 0.0%
Asian 0.1%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 20.9%
Hispanic or Latino 27.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$73,682

Median Household Income

-17% vs state ZIP avg

$35,488

Per Capita Income

13.9%

Poverty Rate

4.9%

Unemployment Rate

25.5 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.7%
Bachelor's Degree or Higher 17.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,000

Total Housing Units

1,723

Occupied Units

277

Vacant Units

2.70

Avg Household Size

Occupancy Type

Owner 75.2%
Renter 24.8%

$343,400

Median Home Value

-29% vs state ZIP avg

$1,004

Median Rent

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-1.1%

YoY Change (2024)

292

HPI Index (2000 = 100)

+192%

Total Change Since 2000

Home values in ZIP 81425 have decreased 1.1% over the past year (2024). Since 2000, this ZIP has seen +192% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.6% 198
2021 +16.4% 230
2022 +14.3% 263
2023 +12.3% 296
2024 -1.1% 292

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 104 business establishments in ZIP 81425, employing approximately 660 people with a combined annual payroll of $29,323,000.

104

Businesses

660

Employees

$29.3M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Construction 23 22.1%
Manufacturing 13 12.5%
Retail trade 12 11.5%
Other services (except public administration) 10 9.6%
Health care and social assistance 8 7.7%
Administrative and support and waste management and remediation services 7 6.7%
Agriculture, forestry, fishing and hunting 6 5.8%
Professional, scientific, and technical services 6 5.8%
Wholesale trade 5 4.8%
Transportation and warehousing 4 3.9%
Accommodation and food services 3 2.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 81425, both outside CO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (5,424 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Montrose County

Frequently Asked Questions

What county is ZIP code 81425 in?
ZIP code 81425 (Olathe) is located in Montrose County, Colorado. Montrose County contains multiple ZIP codes, see the full list at /counties/montrose-co.
What is the population of ZIP code 81425?
ZIP code 81425 in Olathe, CO has a population of 5,424 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 81425?
The median household income in ZIP 81425 is $73,682, which is 3% below the national average of $76,288.
What is the average home value in ZIP 81425?
The median home value in ZIP 81425 is $343,400, which is 23% above the national average of $278,155.
What is the demographic makeup of ZIP 81425?
The largest racial group in ZIP 81425 is White at 73.9%. Hispanic or Latino residents make up 27.9% of the population.
How many businesses are in ZIP code 81425?
ZIP code 81425 has 104 business establishments employing approximately 660 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 81425?
The top industries by establishment count in ZIP 81425 are: Construction (23), Manufacturing (13), Retail trade (12). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 81425?
According to the FHFA House Price Index, home values in ZIP 81425 decreased by 1.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 192%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 81425?
In ZIP code 81425, 55.7% of residents aged 25+ have a high school diploma or higher, and 17.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 81425?
The mean commute time for workers in ZIP code 81425 is 25.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 81425?
In ZIP code 81425, approximately 75.2% of occupied housing units are owner-occupied and 24.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 81425?
The poverty rate in ZIP code 81425 is 13.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Related

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Read our methodology : how this data is sourced, computed, and verified.