Saratoga Springs, UT · standard
ZIP Code 84045
Utah County, Utah - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 16,875
- 320/sq mi High-density area
- $130,331
- Median income Above-median income area
- $613,100
- Median home value Above-median home value
- 50.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Saratoga Springs pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 7%
- household income, US ZIPs
- Top 9%
- home value, US ZIPs
- 320
- people per sq mi
- 85%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 84045 against every reporting US ZIP.
ZIP code 84045 is a mid-sized community (a standard USPS delivery area) in Saratoga Springs, Utah County, Utah, home to 16,875 residents across 52.8 square miles, a density of 320 people per square mile, in the Denver time zone.
ZIP 84045 skews affluent, with a median household income of $130,331 (50% above the average Utah ZIP), while per-capita income is $36,625. Both reported hardship measures are comparatively low in absolute terms: poverty is 4.7% and unemployment is 2.5%. Housing is both higher-cost and owner-heavy: median home value is $613,100 (42% above the average Utah ZIP), while 85.2% of occupied homes are owner-occupied and median rent is $2,201.
This is a highly-educated ZIP: 50.9% of adults hold a bachelor's degree or higher, the median age is 23.7, and the average commute is 29 minutes. The page also surfaces 2 ZIP codes within roughly 10 miles and 6 more in Utah County, so 84045 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 84045
Top 5 sectors by establishment count in Saratoga Springs, UT
Which industries have the most business establishments in ZIP 84045.
- Professional, scientific, and technical services
Professional, scientific, and technical services
160 establishments
- Construction
Construction
94 establishments
- Retail trade 63
Retail trade
63 establishments
- Real estate and rental and leasing 52
Real estate and rental and leasing
52 establishments
- Health care and social assistance 50
Health care and social assistance
50 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 84045, Saratoga Springs, UT · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
16,875
Population
52.8
Area (sq mi)
320
People / sq mi
Denver
Time Zone
standard
ZIP Type
Who lives in ZIP 84045?
23.7
Median Age
51.7%
Male
48.3%
Female
6.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$130,331
Median Household Income
+50% vs state ZIP avg
$36,625
Per Capita Income
4.7%
Poverty Rate
2.5%
Unemployment Rate
28.7 min
Mean Commute Time
How ZIP 84045 ranks among Utah ZIPs
Saratoga Springs, UT household income vs. every Utah ZIP code
Median household income among 258 reporting Utah ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$130,331 Top 6% higher than 94% of 258 Utah ZIPs
Each bar is a $20K-wide band; taller bars hold more Utah ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
11,733housing units
11,733
Total Housing Units
11,181
Occupied Units
552
Vacant Units
4.06
Avg Household Size
Occupancy Type
$613,100
Median Home Value
+42% vs state ZIP avg
$2,201
Median Rent
2012
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+0.0%
YoY Change (2024)
273
HPI Index (2000 = 100)
+173%
Total Change Since 2000
Home values in ZIP 84045 have increased 0.0% over the past year (2024). Since 2000, this ZIP has seen +173% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.2% | 194 |
| 2021 | +21.5% | 236 |
| 2022 | +17.7% | 278 |
| 2023 | -1.7% | 273 |
| 2024 | +0.0% | 273 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 660 business establishments in ZIP 84045, employing approximately 4,986 people with a combined annual payroll of $189,643,000.
660
Businesses
4,986
Employees
$189.6M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 160 | 24.2% |
| Construction | 94 | 14.2% |
| Retail trade | 63 | 9.6% |
| Real estate and rental and leasing | 52 | 7.9% |
| Health care and social assistance | 50 | 7.6% |
| Accommodation and food services | 47 | 7.1% |
| Other services (except public administration) | 37 | 5.6% |
| Administrative and support and waste management and remediation services | 31 | 4.7% |
| Finance and insurance | 29 | 4.4% |
| Transportation and warehousing | 18 | 2.7% |
| Information | 18 | 2.7% |
| Educational services | 17 | 2.6% |
| Arts, entertainment, and recreation | 15 | 2.3% |
| Wholesale trade | 10 | 1.5% |
| Manufacturing | 9 | 1.4% |
| Management of companies and enterprises | 6 | 0.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 84045 vs 84005 →
ZIP 84045 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 84043
Lehi (84043)
49,030 residents
- 84005
Eagle Mountain (84005)
21,410 residents
- 84045 16,875
Saratoga Springs (84045)
16,875 residents
What this shows Among its immediate neighbors, ZIP 84045 ranks #3 by population - useful context the national average alone can't give.
ZIP 84045 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 84045
Saratoga Springs (84045)
$130,331 median income
- 84043
Lehi (84043)
$129,852 median income
- 84005
Eagle Mountain (84005)
$113,437 median income
What this shows By household income, ZIP 84045 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 84045, both outside UT so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (16,875 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Utah County
Related Areas
Frequently Asked Questions
What county is ZIP code 84045 in?
ZIP code 84045 (Saratoga Springs) is located in Utah County, Utah. Utah County contains multiple ZIP codes, see the full list at /counties/utah-ut.
What is the population of ZIP code 84045?
ZIP code 84045 in Saratoga Springs, UT has a population of 16,875 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 84045?
The median household income in ZIP 84045 is $130,331, which is 71% above the national average of $76,288.
What is the average home value in ZIP 84045?
The median home value in ZIP 84045 is $613,100, which is 120% above the national average of $278,155.
What is the demographic makeup of ZIP 84045?
The largest racial group in ZIP 84045 is White at 82.2%. Hispanic or Latino residents make up 14.0% of the population.
How many businesses are in ZIP code 84045?
ZIP code 84045 has 660 business establishments employing approximately 4,986 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 84045?
The top industries by establishment count in ZIP 84045 are: Professional, scientific, and technical services (160), Construction (94), Retail trade (63). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 84045?
According to the FHFA House Price Index, home values in ZIP 84045 increased by 0.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 173%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 84045?
In ZIP code 84045, 62.6% of residents aged 25+ have a high school diploma or higher, and 50.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 84045?
The mean commute time for workers in ZIP code 84045 is 28.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 84045?
In ZIP code 84045, approximately 85.2% of occupied housing units are owner-occupied and 14.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 84045?
The poverty rate in ZIP code 84045 is 4.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 84045's numbers, next.
- See how ZIP 84045 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Saratoga Springs, UT ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.