ZIP Code 86504

standard

Source:

Fort Defiance · Apache County · Arizona

Population
6,589

8/sq mi

Median income
$46,573

▼ 39% vs US

higher than 11% of US ZIPs

Median home value
$45,000

▼ 84% vs US

higher than 1% of US ZIPs

Bachelor's or higher
14.4%

Median age 33

Land area
834.1 sq mi

Denver

ZIP code 86504 in Fort Defiance, Arizona has a population of 6,589. The median household income is $46,573, which is 39% below the national average. Median home value is $45,000, 84% below the US average. 14.4% of residents hold a bachelor's degree or higher.

ZIP code 86504 is classified by USPS as a standard delivery area and covers roughly 834.1 square miles in Fort Defiance, Apache County, Arizona. The area is home to 6,589 residents, producing a population density of 8 people per square mile, and falls within the Denver time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 86504 against Arizona and the nation.

On the economic side, the median household income for ZIP 86504 sits at $46,573 (36% below the Arizona average), while per-capita income is $18,028. The poverty rate stands at 25.8% and the unemployment rate at 14.6%. On housing, the median home value is $45,000 (87% below the state average) with median rent at $844 per month, and 67.0% of occupied units are owner-occupied, a direct signal of whether 86504 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 14.4% of adults hold a bachelor's degree or higher, the median age is 33, and the average commute is . Use the benchmarks above to see where 86504 sits relative to Arizona and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 86504, Fort Defiance, AZ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

6,589

Population

834.1

Area (sq mi)

8

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 86504?

33.0

Median Age

43.6%

Male

56.4%

Female

1.9%

Foreign-Born

White 2.4%
African American 0.4%
Asian 1.3%
American Indian or Alaska Native 89.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.1%
Hispanic or Latino 3.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$46,573

Median Household Income

-36% vs state

$18,028

Per Capita Income

25.8%

Poverty Rate

14.6%

Unemployment Rate

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 49.4%
Bachelor's Degree or Higher 14.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,096

Total Housing Units

1,709

Occupied Units

387

Vacant Units

3.37

Avg Household Size

Occupancy Type

Owner 67.0%
Renter 33.0%

$45,000

Median Home Value

-87% vs state

$844

Median Rent

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 16 business establishments in ZIP 86504, employing approximately 681 people with a combined annual payroll of $53,106,000.

16

Businesses

681

Employees

$53.1M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 6 37.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Apache County

Frequently Asked Questions

What county is ZIP code 86504 in?
ZIP code 86504 (Fort Defiance) is located in Apache County, Arizona. Apache County contains multiple ZIP codes, see the full list at /counties/apache-az.
What is the population of ZIP code 86504?
ZIP code 86504 in Fort Defiance, AZ has a population of 6,589 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 86504?
The median household income in ZIP 86504 is $46,573, which is 39% below the national average of $76,288.
What is the average home value in ZIP 86504?
The median home value in ZIP 86504 is $45,000, which is 84% below the national average of $278,155.
What is the demographic makeup of ZIP 86504?
The largest racial group in ZIP 86504 is American Indian or Alaska Native at 89.4%. Hispanic or Latino residents make up 3.2% of the population.
How many businesses are in ZIP code 86504?
ZIP code 86504 has 16 business establishments employing approximately 681 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 86504?
In ZIP code 86504, 49.4% of residents aged 25+ have a high school diploma or higher, and 14.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 86504?
In ZIP code 86504, approximately 67.0% of occupied housing units are owner-occupied and 33.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 86504?
The poverty rate in ZIP code 86504 is 25.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Fort Defiance, AZ

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.