ZIP Code 86540

ZIP code 86540 is classified by USPS as a standard delivery area and covers roughly 640.0 square miles in Nazlini, Apache County, Arizona. The area is home to 1,088 residents, producing a population density of 2 people per square mile, and falls within the Denver time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 86540 against Arizona and the nation.

On the economic side, the median household income for ZIP 86540 sits at $24,271 (67% below the Arizona average), while per-capita income is $11,448. The poverty rate stands at 51.4% and the unemployment rate at 17.8%. On housing, the median home value is $30,500 (91% below the state average) with median rent at $520 per month, and 77.2% of occupied units are owner-occupied, a direct signal of whether 86540 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 5.7% of adults hold a bachelor's degree or higher, the median age is 27.2, and the average commute is —. Use the benchmarks above to see where 86540 sits relative to Arizona and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →