PlainZIP

Navajo, NM · standard

ZIP Code 87328

McKinley County, New Mexico - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,668
6/sq mi
$33,906
Median income
$65,000
Median home value
12.1%
Bachelor's or higher

The verdict

Navajo pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, renter-heavy area.

3th pct
household income, US ZIPs
2th pct
home value, US ZIPs
6
people per sq mi
32%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 87328 against every reporting US ZIP.

ZIP code 87328 covers 485.1 square miles in Navajo, McKinley County, New Mexico (a standard USPS delivery area), with a modest 2,668 residents on file, a density of 6 people per square mile, in the Denver time zone.

ZIP 87328 sits on the lower end of the income spectrum: median household income is $33,906 (43% below the New Mexico average), while per-capita income is $15,381. 47.0% of residents live below the poverty line, and the unemployment rate reads 17.3%. Housing costs here run $65,000 for a typical home value (70% below the state average), with rent averaging $667 a month; 32.1% of homes are owner-occupied.

Formal educational attainment runs low here: just 12.1% of adults hold a bachelor's degree or higher, the median age is 29.6, and the average commute is 29 minutes. Use the benchmarks above to see where 87328 sits relative to New Mexico and the national baseline rather than viewing the numbers in isolation.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 87328, Navajo, NM · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,668

Population

485.1

Area (sq mi)

6

People / sq mi

Denver

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 87328?

29.6

Median Age

45.5%

Male

54.5%

Female

0.6%

Foreign-Born

White 0.5%
African American 0.0%
Asian 0.4%
American Indian or Alaska Native 95.5%
Native Hawaiian or Pacific Islander 0.3%
Two or More Ethnicities 2.6%
Hispanic or Latino 1.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$33,906

Median Household Income

-43% vs state

$15,381

Per Capita Income

47.0%

Poverty Rate

17.3%

Unemployment Rate

28.9 min

Mean Commute Time

How ZIP 87328 ranks nationally

Navajo, NM household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$33,906 3rd percentile higher than 3% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 49.9%
Bachelor's Degree or Higher 12.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,101

Total Housing Units

885

Occupied Units

216

Vacant Units

3.43

Avg Household Size

Occupancy Type

Owner 32.1%
Renter 67.9%

$65,000

Median Home Value

-70% vs state

$667

Median Rent

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 7 business establishments in ZIP 87328, employing approximately 66 people with a combined annual payroll of $2,473,000.

7

Businesses

66

Employees

$2.5M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Construction 3 42.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in McKinley County

87301 standard
Gallup, NM
Pop: 23,674
87327 standard
Zuni, NM
Pop: 7,883
87313 standard
Crownpoint, NM
Pop: 5,662
87323 standard
Thoreau, NM
Pop: 4,558
87311 standard
Church Rock, NM
Pop: 4,208
87305 standard
Gallup, NM
Pop: 3,350

Related Areas

McKinley County Navajo, NM New Mexico

Frequently Asked Questions

What county is ZIP code 87328 in? ▼
ZIP code 87328 (Navajo) is located in McKinley County, New Mexico. McKinley County contains multiple ZIP codes, see the full list at /counties/mckinley-nm.
What is the population of ZIP code 87328? ▼
ZIP code 87328 in Navajo, NM has a population of 2,668 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 87328? ▼
The median household income in ZIP 87328 is $33,906, which is 56% below the national average of $76,288.
What is the average home value in ZIP 87328? ▼
The median home value in ZIP 87328 is $65,000, which is 77% below the national average of $278,155.
What is the demographic makeup of ZIP 87328? ▼
The largest racial group in ZIP 87328 is American Indian or Alaska Native at 95.5%. Hispanic or Latino residents make up 1.6% of the population.
How many businesses are in ZIP code 87328? ▼
ZIP code 87328 has 7 business establishments employing approximately 66 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 87328? ▼
In ZIP code 87328, 49.9% of residents aged 25+ have a high school diploma or higher, and 12.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 87328? ▼
The mean commute time for workers in ZIP code 87328 is 28.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 87328? ▼
In ZIP code 87328, approximately 32.1% of occupied housing units are owner-occupied and 67.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 87328? ▼
The poverty rate in ZIP code 87328 is 47.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.