PlainZIP

Carson City, NV · standard

ZIP Code 89706

Carson City County, Nevada - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

19,510
238/sq mi
$62,815
Median income
$367,600
Median home value
15.5%
Bachelor's or higher

The verdict

Carson City pairs a below-median household income with upper-quartile home values, in a low-density, homeowner-dominated area.

34th pct
household income, US ZIPs
Top 24%
home value, US ZIPs
238
people per sq mi
60%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 89706 against every reporting US ZIP.

ZIP code 89706 is a mid-sized community (a standard USPS delivery area) in Carson City, Carson City County, Nevada, home to 19,510 residents across 82.1 square miles, a density of 238 people per square mile, in the Los Angeles time zone.

ZIP 89706 reports a modest median household income of $62,815 (24% below the Nevada average), while per-capita income is $31,209. 11.3% of residents live below the poverty line, and the unemployment rate reads 3.8%. The typical home here is valued at $367,600 (14% below the state average); renters pay a median of $1,237 monthly, and 60.0% of units are owner-occupied.

Educational attainment sits below the national norm: 15.5% of adults hold a bachelor's degree or higher, the median age is 39.8, and the average commute is 22 minutes. To put 89706 in local context, 6 ZIP codes within roughly 10 miles appear further down this page alongside 3 additional ZIPs in Carson City County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 89706

Top 5 sectors by establishment count in Carson City, NV

Which industries have the most business establishments in ZIP 89706.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 89706, Carson City, NV · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

19,510

Population

82.1

Area (sq mi)

238

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 89706?

39.8

Median Age

51.3%

Male

48.7%

Female

15.0%

Foreign-Born

White 65.4%
African American 0.8%
Asian 2.1%
American Indian or Alaska Native 1.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 16.7%
Hispanic or Latino 35.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$62,815

Median Household Income

-24% vs state

$31,209

Per Capita Income

11.3%

Poverty Rate

3.8%

Unemployment Rate

21.9 min

Mean Commute Time

How ZIP 89706 ranks nationally

Carson City, NV household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$62,815 34th percentile higher than 34% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 46.3%
Bachelor's Degree or Higher 15.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,161

Total Housing Units

8,443

Occupied Units

718

Vacant Units

2.40

Avg Household Size

Occupancy Type

Owner 60.0%
Renter 40.0%

$367,600

Median Home Value

-14% vs state

$1,237

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-0.2%

YoY Change (2024)

319

HPI Index (2000 = 100)

+219%

Total Change Since 2000

Home values in ZIP 89706 have decreased 0.2% over the past year (2024). Since 2000, this ZIP has seen +219% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.8% 230
2021 +15.6% 266
2022 +17.1% 312
2023 +2.6% 320
2024 -0.2% 319

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 641 business establishments in ZIP 89706, employing approximately 8,854 people with a combined annual payroll of $557,885,000.

641

Businesses

8,854

Employees

$557.9M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Manufacturing 106 16.5%
Construction 83 12.9%
Retail trade 64 10.0%
Health care and social assistance 63 9.8%
Other services (except public administration) 62 9.7%
Accommodation and food services 46 7.2%
Wholesale trade 44 6.9%
Professional, scientific, and technical services 44 6.9%
Administrative and support and waste management and remediation services 37 5.8%
Finance and insurance 27 4.2%
Real estate and rental and leasing 19 3.0%
Transportation and warehousing 16 2.5%
Information 11 1.7%
Arts, entertainment, and recreation 9 1.4%
Mining, quarrying, and oil and gas extraction 5 0.8%
Educational services 3 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 89706 vs 89702 →

ZIP 89706 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 89706 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 89706 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 89706 ranks #6 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
89702 Carson City, NV 0 4.5 mi
89701 Carson City, NV 27,625 5.6 mi
89428 Silver City, NV 179 4.8 mi
89440 Virginia City, NV 947 5.9 mi
89704 Washoe Valley, NV 4,290 6.8 mi
89703 Carson City, NV 9,714 6.9 mi

More ZIP Codes in Carson City County

89701 standard
Carson City, NV
Pop: 27,625
89703 standard
Carson City, NV
Pop: 9,714
89702 standard
Carson City, NV
Pop: -

Related Areas

Carson City County Carson City, NV Nevada

Frequently Asked Questions

What county is ZIP code 89706 in? ▼
ZIP code 89706 (Carson City) is located in Carson City County, Nevada. Carson City County contains multiple ZIP codes, see the full list at /counties/carson-city-nv.
What is the population of ZIP code 89706? ▼
ZIP code 89706 in Carson City, NV has a population of 19,510 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 89706? ▼
The median household income in ZIP 89706 is $62,815, which is 18% below the national average of $76,288.
What is the average home value in ZIP 89706? ▼
The median home value in ZIP 89706 is $367,600, which is 32% above the national average of $278,155.
What is the demographic makeup of ZIP 89706? ▼
The largest racial group in ZIP 89706 is White at 65.4%. Hispanic or Latino residents make up 35.2% of the population.
How many businesses are in ZIP code 89706? ▼
ZIP code 89706 has 641 business establishments employing approximately 8,854 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 89706? ▼
The top industries by establishment count in ZIP 89706 are: Manufacturing (106), Construction (83), Retail trade (64). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 89706? ▼
According to the FHFA House Price Index, home values in ZIP 89706 decreased by 0.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 219%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 89706? ▼
In ZIP code 89706, 46.3% of residents aged 25+ have a high school diploma or higher, and 15.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 89706? ▼
The mean commute time for workers in ZIP code 89706 is 21.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 89706? ▼
In ZIP code 89706, approximately 60.0% of occupied housing units are owner-occupied and 40.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 89706? ▼
The poverty rate in ZIP code 89706 is 11.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.