Carson City, NV · standard
ZIP Code 89706
Carson City County, Nevada — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 19,510
- 238/sq mi
- $62,815
- Median income
- $367,600
- Median home value
- 15.5%
- Bachelor's or higher
The verdict
Carson City pairs a below-median household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- 34th pct
- household income, US ZIPs
- Top 24%
- home value, US ZIPs
- 238
- people per sq mi
- 60%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 89706 against every reporting US ZIP.
ZIP code 89706 is classified by USPS as a standard delivery area and covers roughly 82.1 square miles in Carson City, Carson City County, Nevada. The area is home to 19,510 residents, producing a population density of 238 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 89706 against Nevada and the nation.
On the economic side, the median household income for ZIP 89706 sits at $62,815 (24% below the Nevada average), while per-capita income is $31,209. The poverty rate stands at 11.3% and the unemployment rate at 3.8%. On housing, the median home value is $367,600 (14% below the state average) with median rent at $1,237 per month, and 60.0% of occupied units are owner-occupied, a direct signal of whether 89706 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 15.5% of adults hold a bachelor's degree or higher, the median age is 39.8, and the average commute is 22 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Carson City County, so you can benchmark 89706 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 89706
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 89706.
- Manufacturing
Manufacturing
106 establishments
- Construction
Construction
83 establishments
- Retail trade
Retail trade
64 establishments
- Health care and social assistance
Health care and social assistance
63 establishments
- Other services (except public administration)
Other services (except public administration)
62 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 89706, Carson City, NV · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
19,510
Population
82.1
Area (sq mi)
238
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 89706?
39.8
Median Age
51.3%
Male
48.7%
Female
15.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$62,815
Median Household Income
-24% vs state
$31,209
Per Capita Income
11.3%
Poverty Rate
3.8%
Unemployment Rate
21.9 min
Mean Commute Time
How ZIP 89706 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$62,815 34th percentile higher than 34% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
9,161
Total Housing Units
8,443
Occupied Units
718
Vacant Units
2.40
Avg Household Size
Occupancy Type
$367,600
Median Home Value
-14% vs state
$1,237
Median Rent
1981
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-0.2%
YoY Change (2024)
319
HPI Index (2000 = 100)
+219%
Total Change Since 2000
Home values in ZIP 89706 have decreased 0.2% over the past year (2024). Since 2000, this ZIP has seen +219% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.8% | 230 |
| 2021 | +15.6% | 266 |
| 2022 | +17.1% | 312 |
| 2023 | +2.6% | 320 |
| 2024 | -0.2% | 319 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 641 business establishments in ZIP 89706, employing approximately 8,854 people with a combined annual payroll of $557,885,000.
641
Businesses
8,854
Employees
$557.9M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Manufacturing | 106 | 16.5% |
| Construction | 83 | 12.9% |
| Retail trade | 64 | 10.0% |
| Health care and social assistance | 63 | 9.8% |
| Other services (except public administration) | 62 | 9.7% |
| Accommodation and food services | 46 | 7.2% |
| Wholesale trade | 44 | 6.9% |
| Professional, scientific, and technical services | 44 | 6.9% |
| Administrative and support and waste management and remediation services | 37 | 5.8% |
| Finance and insurance | 27 | 4.2% |
| Real estate and rental and leasing | 19 | 3.0% |
| Transportation and warehousing | 16 | 2.5% |
| Information | 11 | 1.7% |
| Arts, entertainment, and recreation | 9 | 1.4% |
| Mining, quarrying, and oil and gas extraction | 5 | 0.8% |
| Educational services | 3 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 89706 vs 89702 →
ZIP 89706 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 89701
Carson City (89701)
27,625 residents
- 89706
Carson City (89706)
19,510 residents
- 89703 9,714
Carson City (89703)
9,714 residents
- 89704 4,290
Washoe Valley (89704)
4,290 residents
- 89440 947
Virginia City (89440)
947 residents
- 89428 179
Silver City (89428)
179 residents
What this shows Among its immediate neighbors, ZIP 89706 ranks #2 by population — useful context the national average alone can't give.
ZIP 89706 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 89440
Virginia City (89440)
$159,438 median income
- 89704
Washoe Valley (89704)
$118,017 median income
- 89703
Carson City (89703)
$85,230 median income
- 89701
Carson City (89701)
$73,184 median income
- 89428
Silver City (89428)
$68,750 median income
- 89706 $62,815
Carson City (89706)
$62,815 median income
What this shows By household income, ZIP 89706 ranks #6 of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Carson City County
Related Areas
Frequently Asked Questions
What county is ZIP code 89706 in? ▼
What is the population of ZIP code 89706? ▼
What is the median household income in ZIP 89706? ▼
What is the average home value in ZIP 89706? ▼
What is the demographic makeup of ZIP 89706? ▼
How many businesses are in ZIP code 89706? ▼
What are the main industries in ZIP code 89706? ▼
How have home values changed in ZIP code 89706? ▼
What is the education level in ZIP code 89706? ▼
What is the average commute time in ZIP 89706? ▼
What percentage of residents own vs. rent in ZIP 89706? ▼
What is the poverty rate in ZIP code 89706? ▼
ZIP Code Research Guides
Official Data Resources for Carson City, NV
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.