Washoe Valley, NV · standard

ZIP Code 89704

Washoe County, Nevada - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,290
22/sq mi Moderate-density area
$118,017
Median income Above-median income area
$680,000
Median home value Above-median home value
27.6%
Bachelor's or higher Near-average bachelor's attainment

National ZIP placement

Washoe Valley pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 10%
household income, US ZIPs
Top 7%
home value, US ZIPs
22
people per sq mi
94%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 89704 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 89704 (Washoe Valley, NV) fell -5.7% from 2023 to 2024. The all-transactions index moved from 344.3 in 2023 to 324.8 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 89704 covers 198.6 square miles in Washoe Valley, Washoe County, Nevada (a standard USPS delivery area), with a modest 4,290 residents on file, a density of 22 people per square mile, in the Los Angeles time zone.

ZIP 89704 skews affluent, with a median household income of $118,017 (42% above the average Nevada ZIP), while per-capita income is $57,162. The poverty rate is 5.7%, with unemployment at 4.8%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $680,000 (58% above the average Nevada ZIP), while 93.5% of occupied homes are owner-occupied and median rent is $1,434.

Educational attainment sits below the national norm: 27.6% of adults hold a bachelor's degree or higher, the median age is 56.6, and the average commute is 26 minutes. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Washoe County, so 89704 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 89704

Top 5 sectors by establishment count in Washoe Valley, NV

Which industries have the most business establishments in ZIP 89704.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 89704, Washoe Valley, NV · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,290

Population

198.6

Area (sq mi)

22

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 89704?

56.6

Median Age

53.7%

Male

46.3%

Female

1.9%

Foreign-Born

White 83.4%
African American 1.5%
Asian 0.8%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 12.1%
Hispanic or Latino 4.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$118,017

Median Household Income

+42% vs state ZIP avg

$57,162

Per Capita Income

5.7%

Poverty Rate

4.8%

Unemployment Rate

26.0 min

Mean Commute Time

How ZIP 89704 ranks among Nevada ZIPs

Washoe Valley, NV household income vs. every Nevada ZIP code

Median household income among 148 reporting Nevada ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$118,017 Top 11% higher than 89% of 148 Nevada ZIPs

This ZIP $0 $200K+ every Nevada ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Nevada ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 53.7%
Bachelor's Degree or Higher 27.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,906

Total Housing Units

1,844

Occupied Units

62

Vacant Units

2.63

Avg Household Size

Occupancy Type

Owner 93.5%
Renter 6.5%

$680,000

Median Home Value

+58% vs state ZIP avg

$1,434

Median Rent

1983

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-5.7%

YoY Change (2024)

325

HPI Index (2000 = 100)

+225%

Total Change Since 2000

Home values in ZIP 89704 have decreased 5.7% over the past year (2024). Since 2000, this ZIP has seen +225% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.3% 232
2021 +15.1% 267
2022 +14.7% 306
2023 +12.5% 344
2024 -5.7% 325

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 90 business establishments in ZIP 89704, employing approximately 468 people with a combined annual payroll of $30,808,000.

90

Businesses

468

Employees

$30.8M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Construction 24 26.7%
Professional, scientific, and technical services 15 16.7%
Administrative and support and waste management and remediation services 11 12.2%
Other services (except public administration) 7 7.8%
Wholesale trade 6 6.7%
Retail trade 4 4.4%
Information 4 4.4%
Real estate and rental and leasing 4 4.4%
Accommodation and food services 4 4.4%
Health care and social assistance 3 3.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 89704 vs 89703 →

ZIP 89704 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 89704 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 89704 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 89704 ranks #4 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
89703 Carson City, NV 9,714 7.1 mi
89451 Incline Village, NV 8,930 6.5 mi
89450 Incline Village, NV 86 6.8 mi
89706 Carson City, NV 19,510 6.8 mi
89702 Carson City, NV 0 8.6 mi
89511 Reno, NV 25,011 9.8 mi
89701 Carson City, NV 27,625 10.3 mi
89521 Reno, NV 25,716 10.6 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 89704, both outside NV so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

More ZIP Codes in Washoe County

Frequently Asked Questions

What county is ZIP code 89704 in?

ZIP code 89704 (Washoe Valley) is located in Washoe County, Nevada. Washoe County contains multiple ZIP codes, see the full list at /counties/washoe-nv.

What is the population of ZIP code 89704?

ZIP code 89704 in Washoe Valley, NV has a population of 4,290 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 89704?

The median household income in ZIP 89704 is $118,017, which is 55% above the national average of $76,288.

What is the average home value in ZIP 89704?

The median home value in ZIP 89704 is $680,000, which is 144% above the national average of $278,155.

What is the demographic makeup of ZIP 89704?

The largest racial group in ZIP 89704 is White at 83.4%. Hispanic or Latino residents make up 4.4% of the population.

How many businesses are in ZIP code 89704?

ZIP code 89704 has 90 business establishments employing approximately 468 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 89704?

The top industries by establishment count in ZIP 89704 are: Construction (24), Professional, scientific, and technical services (15), Administrative and support and waste management and remediation services (11). There are 10 industry sectors represented in total.

How have home values changed in ZIP code 89704?

According to the FHFA House Price Index, home values in ZIP 89704 decreased by 5.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 225%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 89704?

In ZIP code 89704, 53.7% of residents aged 25+ have a high school diploma or higher, and 27.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 89704?

The mean commute time for workers in ZIP code 89704 is 26.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 89704?

In ZIP code 89704, approximately 93.5% of occupied housing units are owner-occupied and 6.5% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 89704?

The poverty rate in ZIP code 89704 is 5.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 89704's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

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Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.