Reno, NV · standard
ZIP Code 89521
Washoe County, Nevada - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 25,716
- 129/sq mi High-density area
- $127,181
- Median income Above-median income area
- $667,700
- Median home value Above-median home value
- 51.1%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Reno pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 8%
- household income, US ZIPs
- Top 7%
- home value, US ZIPs
- 129
- people per sq mi
- 69%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 89521 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 89521 (Reno, NV) rose +7.6% from 2023 to 2024. The all-transactions index moved from 316.7 in 2023 to 340.7 in 2024 (2000 = 100).
ZIP code 89521 is a densely settled ZIP (a standard USPS delivery area) in Reno, Washoe County, Nevada, with 25,716 residents across 198.7 square miles, a density of 129 people per square mile, in the Los Angeles time zone.
ZIP 89521 skews affluent, with a median household income of $127,181 (53% above the average Nevada ZIP), while per-capita income is $60,349. The poverty rate is 7.4%, with unemployment at 4.8%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $667,700 (56% above the average Nevada ZIP), while 68.9% of occupied homes are owner-occupied and median rent is $2,147.
This is a highly-educated ZIP: 51.1% of adults hold a bachelor's degree or higher, the median age is 41.3, and the average commute is 20 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Washoe County, so 89521 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 89521
Top 5 sectors by establishment count in Reno, NV
Which industries have the most business establishments in ZIP 89521.
- Professional, scientific, and technical services
Professional, scientific, and technical services
195 establishments
- Health care and social assistance
Health care and social assistance
152 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
109 establishments
- Finance and insurance
Finance and insurance
94 establishments
- Construction
Construction
89 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 89521, Reno, NV · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
25,716
Population
198.7
Area (sq mi)
129
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 89521?
41.3
Median Age
48.5%
Male
51.5%
Female
12.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$127,181
Median Household Income
+53% vs state ZIP avg
$60,349
Per Capita Income
7.4%
Poverty Rate
4.8%
Unemployment Rate
20.4 min
Mean Commute Time
How ZIP 89521 ranks among Nevada ZIPs
Reno, NV household income vs. every Nevada ZIP code
Median household income among 148 reporting Nevada ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$127,181 Top 7% higher than 93% of 148 Nevada ZIPs
Each bar is a $20K-wide band; taller bars hold more Nevada ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
17,782housing units
17,782
Total Housing Units
16,848
Occupied Units
934
Vacant Units
2.48
Avg Household Size
Occupancy Type
$667,700
Median Home Value
+56% vs state ZIP avg
$2,147
Median Rent
2007
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.6%
YoY Change (2024)
341
HPI Index (2000 = 100)
+241%
Total Change Since 2000
Home values in ZIP 89521 have increased 7.6% over the past year (2024). Since 2000, this ZIP has seen +241% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.0% | 229 |
| 2021 | +15.7% | 265 |
| 2022 | +18.1% | 313 |
| 2023 | +1.1% | 317 |
| 2024 | +7.6% | 341 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,115 business establishments in ZIP 89521, employing approximately 14,909 people with a combined annual payroll of $1,125,720,000.
1,115
Businesses
14,909
Employees
$1.1B
Annual Payroll
18
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 195 | 17.5% |
| Health care and social assistance | 152 | 13.6% |
| Real estate and rental and leasing | 109 | 9.8% |
| Finance and insurance | 94 | 8.4% |
| Construction | 89 | 8.0% |
| Administrative and support and waste management and remediation services | 83 | 7.4% |
| Accommodation and food services | 68 | 6.1% |
| Retail trade | 64 | 5.7% |
| Other services (except public administration) | 58 | 5.2% |
| Wholesale trade | 46 | 4.1% |
| Information | 32 | 2.9% |
| Manufacturing | 30 | 2.7% |
| Transportation and warehousing | 28 | 2.5% |
| Arts, entertainment, and recreation | 25 | 2.2% |
| Educational services | 21 | 1.9% |
| Management of companies and enterprises | 8 | 0.7% |
| Industries not classified | 5 | 0.5% |
| Agriculture, forestry, fishing and hunting | 4 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 89521 vs 89440 →
ZIP 89521 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 89502
Reno (89502)
43,566 residents
- 89509
Reno (89509)
33,395 residents
- 89521
Reno (89521)
25,716 residents
- 89704 4,290
Washoe Valley (89704)
4,290 residents
- 89501 4,252
Reno (89501)
4,252 residents
- 89440 947
Virginia City (89440)
947 residents
- 89428 179
Silver City (89428)
179 residents
What this shows Among its immediate neighbors, ZIP 89521 ranks #3 by population - useful context the national average alone can't give.
ZIP 89521 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 89440
Virginia City (89440)
$159,438 median income
- 89521
Reno (89521)
$127,181 median income
- 89704
Washoe Valley (89704)
$118,017 median income
- 89509
Reno (89509)
$86,126 median income
- 89428
Silver City (89428)
$68,750 median income
- 89502
Reno (89502)
$65,328 median income
- 89501 $33,963
Reno (89501)
$33,963 median income
What this shows By household income, ZIP 89521 ranks #2 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 89521, both outside NV so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (25,716 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Washoe County
Related Areas
Frequently Asked Questions
What county is ZIP code 89521 in?
ZIP code 89521 (Reno) is located in Washoe County, Nevada. Washoe County contains multiple ZIP codes, see the full list at /counties/washoe-nv.
What is the population of ZIP code 89521?
ZIP code 89521 in Reno, NV has a population of 25,716 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 89521?
The median household income in ZIP 89521 is $127,181, which is 67% above the national average of $76,288.
What is the average home value in ZIP 89521?
The median home value in ZIP 89521 is $667,700, which is 140% above the national average of $278,155.
What is the demographic makeup of ZIP 89521?
The largest racial group in ZIP 89521 is White at 71.3%. Hispanic or Latino residents make up 13.5% of the population.
How many businesses are in ZIP code 89521?
ZIP code 89521 has 1,115 business establishments employing approximately 14,909 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 89521?
The top industries by establishment count in ZIP 89521 are: Professional, scientific, and technical services (195), Health care and social assistance (152), Real estate and rental and leasing (109). There are 18 industry sectors represented in total.
How have home values changed in ZIP code 89521?
According to the FHFA House Price Index, home values in ZIP 89521 increased by 7.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 241%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 89521?
In ZIP code 89521, 68.5% of residents aged 25+ have a high school diploma or higher, and 51.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 89521?
The mean commute time for workers in ZIP code 89521 is 20.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 89521?
In ZIP code 89521, approximately 68.9% of occupied housing units are owner-occupied and 31.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 89521?
The poverty rate in ZIP code 89521 is 7.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 89521's numbers, next.
- See how ZIP 89521 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Reno, NV ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.