PlainZIP

Reno, NV · standard

ZIP Code 89521

Washoe County, Nevada — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

25,716
129/sq mi
$127,181
Median income
$667,700
Median home value
51.1%
Bachelor's or higher

The verdict

Reno pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 8%
household income, US ZIPs
Top 7%
home value, US ZIPs
129
people per sq mi
69%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 89521 against every reporting US ZIP.

ZIP code 89521 is classified by USPS as a standard delivery area and covers roughly 198.7 square miles in Reno, Washoe County, Nevada. The area is home to 25,716 residents, producing a population density of 129 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 89521 against Nevada and the nation.

On the economic side, the median household income for ZIP 89521 sits at $127,181 (53% above the Nevada average), while per-capita income is $60,349. The poverty rate stands at 7.4% and the unemployment rate at 4.8%. On housing, the median home value is $667,700 (56% above the state average) with median rent at $2,147 per month, and 68.9% of occupied units are owner-occupied, a direct signal of whether 89521 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 51.1% of adults hold a bachelor's degree or higher, the median age is 41.3, and the average commute is 20 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Washoe County, so you can benchmark 89521 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 89521

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 89521.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 89521, Reno, NV · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

25,716

Population

198.7

Area (sq mi)

129

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 89521?

41.3

Median Age

48.5%

Male

51.5%

Female

12.3%

Foreign-Born

White 71.3%
African American 1.9%
Asian 8.2%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 1.2%
Two or More Ethnicities 13.1%
Hispanic or Latino 13.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$127,181

Median Household Income

+53% vs state

$60,349

Per Capita Income

7.4%

Poverty Rate

4.8%

Unemployment Rate

20.4 min

Mean Commute Time

How ZIP 89521 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$127,181 Top 8% higher than 92% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.5%
Bachelor's Degree or Higher 51.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

17,782

Total Housing Units

16,848

Occupied Units

934

Vacant Units

2.48

Avg Household Size

Occupancy Type

Owner 68.9%
Renter 31.1%

$667,700

Median Home Value

+56% vs state

$2,147

Median Rent

2007

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.6%

YoY Change (2024)

341

HPI Index (2000 = 100)

+241%

Total Change Since 2000

Home values in ZIP 89521 have increased 7.6% over the past year (2024). Since 2000, this ZIP has seen +241% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.0% 229
2021 +15.7% 265
2022 +18.1% 313
2023 +1.1% 317
2024 +7.6% 341

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,115 business establishments in ZIP 89521, employing approximately 14,909 people with a combined annual payroll of $1,125,720,000.

1,115

Businesses

14,909

Employees

$1.1B

Annual Payroll

18

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 195 17.5%
Health care and social assistance 152 13.6%
Real estate and rental and leasing 109 9.8%
Finance and insurance 94 8.4%
Construction 89 8.0%
Administrative and support and waste management and remediation services 83 7.4%
Accommodation and food services 68 6.1%
Retail trade 64 5.7%
Other services (except public administration) 58 5.2%
Wholesale trade 46 4.1%
Information 32 2.9%
Manufacturing 30 2.7%
Transportation and warehousing 28 2.5%
Arts, entertainment, and recreation 25 2.2%
Educational services 21 1.9%
Management of companies and enterprises 8 0.7%
Industries not classified 5 0.5%
Agriculture, forestry, fishing and hunting 4 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 89521 vs 89440 →

ZIP 89521 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 89521 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 89521 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 89521 ranks #2 of 7 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
89440 Virginia City, NV 947 6.0 mi
89502 Reno, NV 43,566 8.3 mi
89428 Silver City, NV 179 8.7 mi
89704 Washoe Valley, NV 4,290 10.6 mi
89509 Reno, NV 33,395 11.0 mi
89501 Reno, NV 4,252 12.1 mi

More ZIP Codes in Washoe County

89502 standard
Reno, NV
Pop: 43,566
89506 standard
Reno, NV
Pop: 38,379
89436 standard
Sparks, NV
Pop: 36,867
89431 standard
Sparks, NV
Pop: 36,189
89509 standard
Reno, NV
Pop: 33,395
89523 standard
Reno, NV
Pop: 31,373

Related Areas

Washoe County Reno, NV Nevada

Frequently Asked Questions

What county is ZIP code 89521 in? ▼
ZIP code 89521 (Reno) is located in Washoe County, Nevada. Washoe County contains multiple ZIP codes, see the full list at /counties/washoe-nv.
What is the population of ZIP code 89521? ▼
ZIP code 89521 in Reno, NV has a population of 25,716 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 89521? ▼
The median household income in ZIP 89521 is $127,181, which is 67% above the national average of $76,288.
What is the average home value in ZIP 89521? ▼
The median home value in ZIP 89521 is $667,700, which is 140% above the national average of $278,155.
What is the demographic makeup of ZIP 89521? ▼
The largest racial group in ZIP 89521 is White at 71.3%. Hispanic or Latino residents make up 13.5% of the population.
How many businesses are in ZIP code 89521? ▼
ZIP code 89521 has 1,115 business establishments employing approximately 14,909 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 89521? ▼
The top industries by establishment count in ZIP 89521 are: Professional, scientific, and technical services (195), Health care and social assistance (152), Real estate and rental and leasing (109). There are 18 industry sectors represented in total.
How have home values changed in ZIP code 89521? ▼
According to the FHFA House Price Index, home values in ZIP 89521 increased by 7.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 241%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 89521? ▼
In ZIP code 89521, 68.5% of residents aged 25+ have a high school diploma or higher, and 51.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 89521? ▼
The mean commute time for workers in ZIP code 89521 is 20.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 89521? ▼
In ZIP code 89521, approximately 68.9% of occupied housing units are owner-occupied and 31.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 89521? ▼
The poverty rate in ZIP code 89521 is 7.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Reading Census Demographics
How to interpret population, income, and education data from the Census Bureau.
Understanding ZIP Code Data
What ZIP codes are, how ZCTAs differ, and what the data reveals.
Best ZIP Codes for Families
Key factors to evaluate when choosing a family-friendly neighborhood.
ZIP Codes for Relocation
Data-driven tips for evaluating ZIP codes before a move.

Official Data Resources for Reno, NV

Verify and explore additional data for this area using these official government sources.

U.S. Census Bureau
Official demographic, economic, and housing data from the American Community Survey.
HUD Fair Market Rents
Department of Housing and Urban Development rental cost estimates by metropolitan area.
FBI Uniform Crime Reports
Official crime statistics compiled from law enforcement agencies nationwide.
FHFA House Price Index
Federal Housing Finance Agency home value trends based on repeat sales and appraisals.

Read our methodology to see how this data is sourced, computed, and verified.