San Diego, CA · standard
ZIP Code 92109
San Diego County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 45,787
- 2,326/sq mi High-density area
- $122,128
- Median income Above-median income area
- $1,226,900
- Median home value Above-median home value
- 69.7%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
San Diego pairs a top-decile household income with top-decile home values, in a suburban-density, renter-heavy area.
- Top 9%
- household income, US ZIPs
- Top 1%
- home value, US ZIPs
- 2,326
- people per sq mi
- 31%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92109 against every reporting US ZIP.
ZIP code 92109 is a densely settled ZIP (a standard USPS delivery area) in San Diego, San Diego County, California, with 45,787 residents across 19.7 square miles, a density of 2,326 people per square mile, in the Los Angeles time zone.
ZIP 92109 skews affluent, with a median household income of $122,128 (20% above the average California ZIP), while per-capita income is $81,571. The poverty rate is 8.7%, with unemployment at 4.7%; those measures add context to the income figure. Housing costs run above the statewide ZIP benchmark while renting is common: median home value is $1,226,900 (59% above the average California ZIP), with only 31.2% owner-occupied homes and median rent of $2,421.
This is a highly-educated ZIP: 69.7% of adults hold a bachelor's degree or higher, the median age is 33.4, and the average commute is 24 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in San Diego County, so 92109 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 92109
Top 5 sectors by establishment count in San Diego, CA
Which industries have the most business establishments in ZIP 92109.
- Professional, scientific, and technical services
Professional, scientific, and technical services
314 establishments
- Accommodation and food services
Accommodation and food services
264 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
231 establishments
- Retail trade
Retail trade
186 establishments
- Health care and social assistance
Health care and social assistance
184 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 92109, San Diego, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
45,787
Population
19.7
Area (sq mi)
2,326
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 92109?
33.4
Median Age
53.3%
Male
46.7%
Female
11.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$122,128
Median Household Income
+20% vs state ZIP avg
$81,571
Per Capita Income
8.7%
Poverty Rate
4.7%
Unemployment Rate
23.8 min
Mean Commute Time
How ZIP 92109 ranks nationally
San Diego, CA household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$122,128 Top 9% higher than 91% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
26,774housing units
26,774
Total Housing Units
22,646
Occupied Units
4,128
Vacant Units
1.97
Avg Household Size
Occupancy Type
$1,226,900
Median Home Value
+59% vs state ZIP avg
$2,421
Median Rent
1973
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+11.6%
YoY Change (2022)
297
HPI Index (2000 = 100)
+197%
Total Change Since 2000
Home values in ZIP 92109 have increased 11.6% over the past year (2022). Since 2000, this ZIP has seen +197% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2018 | +3.8% | 256 |
| 2019 | +5.4% | 270 |
| 2020 | -3.6% | 260 |
| 2021 | +2.2% | 266 |
| 2022 | +11.6% | 297 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,850 business establishments in ZIP 92109, employing approximately 21,935 people with a combined annual payroll of $960,403,000.
1,850
Businesses
21,935
Employees
$960.4M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 314 | 17.0% |
| Accommodation and food services | 264 | 14.3% |
| Real estate and rental and leasing | 231 | 12.5% |
| Retail trade | 186 | 10.1% |
| Health care and social assistance | 184 | 9.9% |
| Other services (except public administration) | 177 | 9.6% |
| Construction | 102 | 5.5% |
| Finance and insurance | 82 | 4.4% |
| Arts, entertainment, and recreation | 66 | 3.6% |
| Administrative and support and waste management and remediation services | 63 | 3.4% |
| Wholesale trade | 45 | 2.4% |
| Educational services | 42 | 2.3% |
| Manufacturing | 32 | 1.7% |
| Information | 31 | 1.7% |
| Transportation and warehousing | 22 | 1.2% |
| Management of companies and enterprises | 5 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 92109 vs 92110 →
ZIP 92109 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92117
San Diego (92117)
51,332 residents
- 92037
La Jolla (92037)
46,781 residents
- 92109
San Diego (92109)
45,787 residents
- 92111
San Diego (92111)
45,096 residents
- 92103
San Diego (92103)
31,066 residents
- 92107
San Diego (92107)
28,651 residents
- 92110
San Diego (92110)
25,341 residents
- 92106 19,330
San Diego (92106)
19,330 residents
- 92108 18,858
San Diego (92108)
18,858 residents
What this shows Among its immediate neighbors, ZIP 92109 ranks #3 by population - useful context the national average alone can't give.
ZIP 92109 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92037
La Jolla (92037)
$147,230 median income
- 92106
San Diego (92106)
$142,897 median income
- 92109
San Diego (92109)
$122,128 median income
- 92107
San Diego (92107)
$113,117 median income
- 92110
San Diego (92110)
$110,790 median income
- 92108
San Diego (92108)
$103,884 median income
- 92117
San Diego (92117)
$103,661 median income
- 92103
San Diego (92103)
$102,626 median income
- 92111
San Diego (92111)
$99,644 median income
What this shows By household income, ZIP 92109 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 92110 | San Diego, CA | 25,341 | 2.5 mi |
| 92107 | San Diego, CA | 28,651 | 3.3 mi |
| 92117 | San Diego, CA | 51,332 | 3.3 mi |
| 92147 | San Diego, CA | 559 | 4.4 mi |
| 92106 | San Diego, CA | 19,330 | 5.1 mi |
| 92140 | San Diego, CA | 3,435 | 3.8 mi |
| 92111 | San Diego, CA | 45,096 | 4.0 mi |
| 92037 | La Jolla, CA | 46,781 | 4.8 mi |
| 92108 | San Diego, CA | 18,858 | 5.3 mi |
| 92103 | San Diego, CA | 31,066 | 4.7 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 92109, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (45,787 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in San Diego County
Related Areas
Frequently Asked Questions
What county is ZIP code 92109 in?
ZIP code 92109 (San Diego) is located in San Diego County, California. San Diego County contains multiple ZIP codes, see the full list at /counties/san-diego-ca.
What is the population of ZIP code 92109?
ZIP code 92109 in San Diego, CA has a population of 45,787 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 92109?
The median household income in ZIP 92109 is $122,128, which is 60% above the national average of $76,288.
What is the average home value in ZIP 92109?
The median home value in ZIP 92109 is $1,226,900, which is 341% above the national average of $278,155.
What is the demographic makeup of ZIP 92109?
The largest racial group in ZIP 92109 is White at 77.9%. Hispanic or Latino residents make up 11.3% of the population.
How many businesses are in ZIP code 92109?
ZIP code 92109 has 1,850 business establishments employing approximately 21,935 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 92109?
The top industries by establishment count in ZIP 92109 are: Professional, scientific, and technical services (314), Accommodation and food services (264), Real estate and rental and leasing (231). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 92109?
According to the FHFA House Price Index, home values in ZIP 92109 increased by 11.6% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 197%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 92109?
In ZIP code 92109, 77.5% of residents aged 25+ have a high school diploma or higher, and 69.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 92109?
The mean commute time for workers in ZIP code 92109 is 23.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 92109?
In ZIP code 92109, approximately 31.2% of occupied housing units are owner-occupied and 68.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 92109?
The poverty rate in ZIP code 92109 is 8.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
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What to do with ZIP 92109's numbers, next.
- See how ZIP 92109 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where San Diego, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.