Residential delivery area · California

ZIP Code 92109: San Diego, CA

ZIP code 92109 is in San Diego, California, entirely in San Diego County (Census 2020 ZIP-county file). About 45,000 people live there (Census Bureau, ACS 2020-2024), the 16th most populous of San Diego's 41 residential ZIP codes. Median household income is $122,128 (Census Bureau, ACS 2020-2024).

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
9national area: California, Alaska, Hawaii, Oregon, Washington and 7 more
921sectional center: San Diego, CA (SCF 920)
09delivery area within it
Town
San Diego · 41 residential ZIPs
Census places
San Diego
Neighborhoods
Campland on the Bay Trailer Park, De Anza Trailer Harbor, Elvira, Fiesta Shores, Mission Bay Park, Mission Beach and 2 more GeoNames
Metro area
San Diego-Chula Vista-Carlsbad, CA
House districts
CA-50 (93%), CA-51 (7%) 119th Congress, by share of land
Time zone
Pacific
Land area
7.6 sq mi · 5,890 people per sq mi
PO Box ZIPs
35 more ZIP codes use the name San Diego for PO boxes or single organizations

Where is ZIP code 92109?

92109 centers on 32.787°, -117.234° and covers 7.6 square miles of land plus 4.3 of water. It borders 5 ZIP codes: 92110, 92117, 92107, 92037, 92122.

92037 · La Jolla92107 · San Diego92110 · San Diego92117 · San Diego92122 · San Diego92109 · San Diego (this ZIP)92109920379211792110921229210792037 · La Jolla92107 · San Diego92110 · San Diego92117 · San Diego92122 · San Diego92109 · San Diego (this ZIP)92109920379211792110921229210792037 · La Jolla92107 · San Diego92110 · San Diego92117 · San Diego92122 · San Diego92109 · San Diego (this ZIP)921099203792117921109212292107
Shaded by median household income, in national fifths (ACS 2020-2024); 92109 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 92109, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.

How does 92109 compare with the rest of San Diego?

Rank of 92109 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure92109In San DiegoIn San Diego CountyIn CA
People (ACS 2020-2024)44,82016th of 4139th of 116307th of 1,802
Median household income$122k10th of 3028th of 85339th of 1,189
Median home value$1.23M5th of 3016th of 89212th of 1,317

Its median household income is higher than in 91% of U.S. residential ZIP codes, and it is denser than 95% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 92109?

The 2020 Census counted 44,671 people in 92109; the ACS, which samples households over 2020-2024, estimates 44,820. Between the 2010 and 2020 censuses its population fell 2.4% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
44,820
2020 Census count
44,671−2.4% since 2010 (45,787)
Households
22,646
Median age
33.4

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 92109?

Of the 44,820 people the ACS estimates in 92109, 9.8% are under 18 and 11.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (75.9%), then Hispanic or Latino (11.3%).

  • Under 189.8%
  • 18 to 6479.0%
  • 65 and older11.2%
Age of the people of 92109 (ACS 2020-2024, B01001)
  • White, not Hispanic75.9%
  • Hispanic or Latino11.3%
  • Other or two or more7.6%
  • Asian, not Hispanic3.4%
  • Black, not Hispanic1.8%
Race and Hispanic origin in 92109 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 92109 earn?

Median household income is $122,128 (ACS 2020-2024), the 28th highest of the 85 ranked ZIP codes in San Diego County. It rose from $98,732 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.

Median household income
$122,128
Income per person
$81,571
Below the poverty line
8.7%
Unemployed (of the labor force)
4.8%
Adults 25+ with a bachelor's degree
69.7%
Adjusted gross income per tax return, 2022
$119,80724,480 returns; wages 70% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 92109?

FHFA's house price index for 92109, built from repeat sales and appraisals of the same homes, rose 89% from 2015 to 2025 and rose 55% from 2020 to 2025.

Median home value (owners' estimate)
$1,226,900
Median gross rent
$2,421
Homes owned by their occupants
31.2%
Housing units
26,774
0 400 800 1200 1600 2000 197719902000201020202025 0 400 800 1200 1600 2000 197719902000201020202025 0 400 800 1200 1600 2000 197719902000201020202025
Index = 100 in 1977, the first year FHFA reports for 92109; 2025: 2009.5. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 92109?

1,850 business establishments had a location in this ZIP code in 2023, 136 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).

  • Professional, scientific, and technical services314
  • Accommodation and food services264
  • Real estate and rental and leasing231
  • Retail trade186
  • Health care and social assistance184
  • Other services (except public administration)177

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 92109?

ZIP codes that share a boundary with 92109, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
92110San Diego30,902$111k2.5 mi
92117San Diego52,275$104k3.3 mi
92107San Diego28,827$113k3.4 mi
92037La Jolla40,717$147k4.8 mi
92122San Diego45,411$105k5.0 mi
92140San Diego2,038–3.8 mi (near)
92111San Diego45,249$100k4.0 mi (near)
92147San Diego148–4.4 mi (near)
92103San Diego34,836$103k4.7 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.