Sugarloaf, CA · standard
ZIP Code 92386
San Bernardino County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,270
- 457/sq mi High-density area
- $50,694
- Median income Below-median income area
- $458,600
- Median home value Above-median home value
- 37.5%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Sugarloaf pairs one of the lowest household incomes in the country with upper-quartile home values, in a low-density, homeowner-dominated area.
- 15th pct
- household income, US ZIPs
- Top 16%
- home value, US ZIPs
- 457
- people per sq mi
- 63%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92386 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 92386 (Sugarloaf, CA) rose +5.7% from 2023 to 2024. The all-transactions index moved from 437.8 in 2023 to 462.8 in 2024 (2000 = 100).
ZIP code 92386 covers 5.0 square miles in Sugarloaf, San Bernardino County, California (a standard USPS delivery area), with a modest 2,270 residents on file, a density of 457 people per square mile, in the Los Angeles time zone.
ZIP 92386 reports a modest median household income of $50,694 (50% below the average California ZIP), while per-capita income is $32,752. The poverty rate is 24.6%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $458,600 (41% below the average California ZIP), and median rent is $1,917; owner occupancy is 63.3%.
A solid share of residents have a four-year degree: 37.5% of adults hold a bachelor's degree or higher, the median age is 51.4, and the average commute is -. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in San Bernardino County, so 92386 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 92386
Top 5 sectors by establishment count in Sugarloaf, CA
Which industries have the most business establishments in ZIP 92386.
- Construction
Construction
11 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
5 establishments
- Accommodation and food services 4
Accommodation and food services
4 establishments
- Professional, scientific, and technical services 3
Professional, scientific, and technical services
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 92386, Sugarloaf, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,270
Population
5.0
Area (sq mi)
457
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 92386?
51.4
Median Age
44.7%
Male
55.3%
Female
6.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$50,694
Median Household Income
-50% vs state ZIP avg
$32,752
Per Capita Income
24.6%
Poverty Rate
9.5%
Unemployment Rate
How ZIP 92386 ranks among California ZIPs
Sugarloaf, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$50,694 7th percentile higher than 7% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,133housing units
3,133
Total Housing Units
981
Occupied Units
2,152
Vacant Units
2.08
Avg Household Size
Occupancy Type
$458,600
Median Home Value
-41% vs state ZIP avg
$1,917
Median Rent
1977
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.7%
YoY Change (2024)
463
HPI Index (2000 = 100)
+363%
Total Change Since 2000
Home values in ZIP 92386 have increased 5.7% over the past year (2024). Since 2000, this ZIP has seen +363% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +8.2% | 285 |
| 2021 | +34.5% | 383 |
| 2022 | +16.9% | 448 |
| 2023 | -2.4% | 438 |
| 2024 | +5.7% | 463 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 28 business establishments in ZIP 92386, employing approximately 140 people with a combined annual payroll of $4,124,000.
28
Businesses
140
Employees
$4.1M
Annual Payroll
4
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 11 | 39.3% |
| Real estate and rental and leasing | 5 | 17.9% |
| Accommodation and food services | 4 | 14.3% |
| Professional, scientific, and technical services | 3 | 10.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 92386 vs 92314 →
ZIP 92386 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92314
Big Bear City (92314)
10,162 residents
- 92315
Big Bear Lake (92315)
5,094 residents
- 92386 2,270
Sugarloaf (92386)
2,270 residents
- 92339 885
Forest Falls (92339)
885 residents
- 92305 535
Angelus Oaks (92305)
535 residents
- 92333 472
Fawnskin (92333)
472 residents
What this shows Among its immediate neighbors, ZIP 92386 ranks #3 by population - useful context the national average alone can't give.
ZIP 92386 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92305
Angelus Oaks (92305)
$145,536 median income
- 92315
Big Bear Lake (92315)
$77,436 median income
- 92339
Forest Falls (92339)
$77,167 median income
- 92314
Big Bear City (92314)
$74,910 median income
- 92386 $50,694
Sugarloaf (92386)
$50,694 median income
What this shows By household income, ZIP 92386 ranks #5 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 92386, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,270 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in San Bernardino County
Related Areas
Frequently Asked Questions
What county is ZIP code 92386 in?
ZIP code 92386 (Sugarloaf) is located in San Bernardino County, California. San Bernardino County contains multiple ZIP codes, see the full list at /counties/san-bernardino-ca.
What is the population of ZIP code 92386?
ZIP code 92386 in Sugarloaf, CA has a population of 2,270 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 92386?
The median household income in ZIP 92386 is $50,694, which is 34% below the national average of $76,288.
What is the average home value in ZIP 92386?
The median home value in ZIP 92386 is $458,600, which is 65% above the national average of $278,155.
What is the demographic makeup of ZIP 92386?
The largest racial group in ZIP 92386 is White at 84.5%. Hispanic or Latino residents make up 7.4% of the population.
How many businesses are in ZIP code 92386?
ZIP code 92386 has 28 business establishments employing approximately 140 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 92386?
The top industries by establishment count in ZIP 92386 are: Construction (11), Real estate and rental and leasing (5), Accommodation and food services (4). There are 4 industry sectors represented in total.
How have home values changed in ZIP code 92386?
According to the FHFA House Price Index, home values in ZIP 92386 increased by 5.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 363%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 92386?
In ZIP code 92386, 67.8% of residents aged 25+ have a high school diploma or higher, and 37.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 92386?
In ZIP code 92386, approximately 63.3% of occupied housing units are owner-occupied and 36.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 92386?
The poverty rate in ZIP code 92386 is 24.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 92386's numbers, next.
- See how ZIP 92386 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Sugarloaf, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.