Sugarloaf, CA · standard

ZIP Code 92386

San Bernardino County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,270
457/sq mi
$50,694
Median income
$458,600
Median home value
37.5%
Bachelor's or higher

The verdict

Sugarloaf pairs one of the lowest household incomes in the country with upper-quartile home values, in a low-density, homeowner-dominated area.

15th pct
household income, US ZIPs
Top 16%
home value, US ZIPs
457
people per sq mi
63%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92386 against every reporting US ZIP.

ZIP code 92386 is classified by USPS as a standard delivery area and covers roughly 5.0 square miles in Sugarloaf, San Bernardino County, California. The area is home to 2,270 residents, producing a population density of 457 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 92386 against California and the nation.

On the economic side, the median household income for ZIP 92386 sits at $50,694 (50% below the California average), while per-capita income is $32,752. The poverty rate stands at 24.6% and the unemployment rate at 9.5%. On housing, the median home value is $458,600 (41% below the state average) with median rent at $1,917 per month, and 63.3% of occupied units are owner-occupied, a direct signal of whether 92386 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 37.5% of adults hold a bachelor's degree or higher, the median age is 51.4, and the average commute is . We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Bernardino County, so you can benchmark 92386 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 92386

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 92386.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 92386, Sugarloaf, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,270

Population

5.0

Area (sq mi)

457

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 92386?

51.4

Median Age

44.7%

Male

55.3%

Female

6.2%

Foreign-Born

White 84.5%
African American 1.2%
Asian 2.9%
American Indian or Alaska Native 1.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.4%
Hispanic or Latino 7.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$50,694

Median Household Income

-50% vs state

$32,752

Per Capita Income

24.6%

Poverty Rate

9.5%

Unemployment Rate

How ZIP 92386 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$50,694 15th percentile higher than 15% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.8%
Bachelor's Degree or Higher 37.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,133

Total Housing Units

981

Occupied Units

2,152

Vacant Units

2.08

Avg Household Size

Occupancy Type

Owner 63.3%
Renter 36.7%

$458,600

Median Home Value

-41% vs state

$1,917

Median Rent

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.7%

YoY Change (2024)

463

HPI Index (2000 = 100)

+363%

Total Change Since 2000

Home values in ZIP 92386 have increased 5.7% over the past year (2024). Since 2000, this ZIP has seen +363% cumulative appreciation.

Year Annual Change HPI Index
2020 +8.2% 285
2021 +34.5% 383
2022 +16.9% 448
2023 -2.4% 438
2024 +5.7% 463

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 28 business establishments in ZIP 92386, employing approximately 140 people with a combined annual payroll of $4,124,000.

28

Businesses

140

Employees

$4.1M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Construction 11 39.3%
Real estate and rental and leasing 5 17.9%
Accommodation and food services 4 14.3%
Professional, scientific, and technical services 3 10.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 92386 vs 92314 →

ZIP 92386 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 92386 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 92386 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 92386 ranks #5 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
92314 Big Bear City, CA 10,162 1.8 mi
92305 Angelus Oaks, CA 535 5.1 mi
92315 Big Bear Lake, CA 5,094 4.4 mi
92333 Fawnskin, CA 472 7.3 mi
92339 Forest Falls, CA 885 11.7 mi

More ZIP Codes in San Bernardino County

Frequently Asked Questions

What county is ZIP code 92386 in?
ZIP code 92386 (Sugarloaf) is located in San Bernardino County, California. San Bernardino County contains multiple ZIP codes, see the full list at /counties/san-bernardino-ca.
What is the population of ZIP code 92386?
ZIP code 92386 in Sugarloaf, CA has a population of 2,270 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 92386?
The median household income in ZIP 92386 is $50,694, which is 34% below the national average of $76,288.
What is the average home value in ZIP 92386?
The median home value in ZIP 92386 is $458,600, which is 65% above the national average of $278,155.
What is the demographic makeup of ZIP 92386?
The largest racial group in ZIP 92386 is White at 84.5%. Hispanic or Latino residents make up 7.4% of the population.
How many businesses are in ZIP code 92386?
ZIP code 92386 has 28 business establishments employing approximately 140 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 92386?
The top industries by establishment count in ZIP 92386 are: Construction (11), Real estate and rental and leasing (5), Accommodation and food services (4). There are 4 industry sectors represented in total.
How have home values changed in ZIP code 92386?
According to the FHFA House Price Index, home values in ZIP 92386 increased by 5.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 363%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 92386?
In ZIP code 92386, 67.8% of residents aged 25+ have a high school diploma or higher, and 37.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 92386?
In ZIP code 92386, approximately 63.3% of occupied housing units are owner-occupied and 36.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 92386?
The poverty rate in ZIP code 92386 is 24.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Sugarloaf, CA

Verify and explore additional data for this area using these official government sources.