Sugarloaf, CA · standard
ZIP Code 92386
San Bernardino County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,270
- 457/sq mi
- $50,694
- Median income
- $458,600
- Median home value
- 37.5%
- Bachelor's or higher
The verdict
Sugarloaf pairs one of the lowest household incomes in the country with upper-quartile home values, in a low-density, homeowner-dominated area.
- 15th pct
- household income, US ZIPs
- Top 16%
- home value, US ZIPs
- 457
- people per sq mi
- 63%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92386 against every reporting US ZIP.
ZIP code 92386 is classified by USPS as a standard delivery area and covers roughly 5.0 square miles in Sugarloaf, San Bernardino County, California. The area is home to 2,270 residents, producing a population density of 457 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 92386 against California and the nation.
On the economic side, the median household income for ZIP 92386 sits at $50,694 (50% below the California average), while per-capita income is $32,752. The poverty rate stands at 24.6% and the unemployment rate at 9.5%. On housing, the median home value is $458,600 (41% below the state average) with median rent at $1,917 per month, and 63.3% of occupied units are owner-occupied, a direct signal of whether 92386 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 37.5% of adults hold a bachelor's degree or higher, the median age is 51.4, and the average commute is —. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Bernardino County, so you can benchmark 92386 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 92386
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 92386.
- Construction
Construction
11 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
5 establishments
- Accommodation and food services 4
Accommodation and food services
4 establishments
- Professional, scientific, and technical services 3
Professional, scientific, and technical services
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 92386, Sugarloaf, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
2,270
Population
5.0
Area (sq mi)
457
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 92386?
51.4
Median Age
44.7%
Male
55.3%
Female
6.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$50,694
Median Household Income
-50% vs state
$32,752
Per Capita Income
24.6%
Poverty Rate
9.5%
Unemployment Rate
How ZIP 92386 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$50,694 15th percentile higher than 15% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
3,133
Total Housing Units
981
Occupied Units
2,152
Vacant Units
2.08
Avg Household Size
Occupancy Type
$458,600
Median Home Value
-41% vs state
$1,917
Median Rent
1977
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.7%
YoY Change (2024)
463
HPI Index (2000 = 100)
+363%
Total Change Since 2000
Home values in ZIP 92386 have increased 5.7% over the past year (2024). Since 2000, this ZIP has seen +363% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +8.2% | 285 |
| 2021 | +34.5% | 383 |
| 2022 | +16.9% | 448 |
| 2023 | -2.4% | 438 |
| 2024 | +5.7% | 463 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 28 business establishments in ZIP 92386, employing approximately 140 people with a combined annual payroll of $4,124,000.
28
Businesses
140
Employees
$4.1M
Annual Payroll
4
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 11 | 39.3% |
| Real estate and rental and leasing | 5 | 17.9% |
| Accommodation and food services | 4 | 14.3% |
| Professional, scientific, and technical services | 3 | 10.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 92386 vs 92314 →
ZIP 92386 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92314
Big Bear City (92314)
10,162 residents
- 92315
Big Bear Lake (92315)
5,094 residents
- 92386 2,270
Sugarloaf (92386)
2,270 residents
- 92339 885
Forest Falls (92339)
885 residents
- 92305 535
Angelus Oaks (92305)
535 residents
- 92333 472
Fawnskin (92333)
472 residents
What this shows Among its immediate neighbors, ZIP 92386 ranks #3 by population — useful context the national average alone can't give.
ZIP 92386 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92305
Angelus Oaks (92305)
$145,536 median income
- 92315
Big Bear Lake (92315)
$77,436 median income
- 92339
Forest Falls (92339)
$77,167 median income
- 92314
Big Bear City (92314)
$74,910 median income
- 92386 $50,694
Sugarloaf (92386)
$50,694 median income
What this shows By household income, ZIP 92386 ranks #5 of 5 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in San Bernardino County
Related Areas
Frequently Asked Questions
What county is ZIP code 92386 in? ▼
What is the population of ZIP code 92386? ▼
What is the median household income in ZIP 92386? ▼
What is the average home value in ZIP 92386? ▼
What is the demographic makeup of ZIP 92386? ▼
How many businesses are in ZIP code 92386? ▼
What are the main industries in ZIP code 92386? ▼
How have home values changed in ZIP code 92386? ▼
What is the education level in ZIP code 92386? ▼
What percentage of residents own vs. rent in ZIP 92386? ▼
What is the poverty rate in ZIP code 92386? ▼
ZIP Code Research Guides
Official Data Resources for Sugarloaf, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.