San Bernardino, CA · standard
ZIP Code 92404
San Bernardino County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 58,271
- 787/sq mi High-density area
- $66,701
- Median income Near-median income area
- $426,300
- Median home value Above-median home value
- 10.6%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
San Bernardino pairs a below-median household income with upper-quartile home values, in a low-density, mixed-tenure and unusually populous area.
- 41st pct
- household income, US ZIPs
- Top 18%
- home value, US ZIPs
- 787
- people per sq mi
- 50%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92404 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 92404 (San Bernardino, CA) rose +6.4% from 2023 to 2024. The all-transactions index moved from 417.1 in 2023 to 443.7 in 2024 (2000 = 100).
ZIP code 92404 is a densely settled ZIP (a standard USPS delivery area) in San Bernardino, San Bernardino County, California, with 58,271 residents across 74.0 square miles, a density of 787 people per square mile, in the Los Angeles time zone.
ZIP 92404 reports a modest median household income of $66,701 (34% below the average California ZIP), while per-capita income is $25,579. The poverty rate is 19.1%, with unemployment at 6.1%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $426,300 (45% below the average California ZIP), and median rent is $1,476; owner occupancy is 50.1%.
Formal educational attainment runs low here: just 10.6% of adults hold a bachelor's degree or higher, the median age is 32.5, and the average commute is 33 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in San Bernardino County, so 92404 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 92404
Top 5 sectors by establishment count in San Bernardino, CA
Which industries have the most business establishments in ZIP 92404.
- Health care and social assistance
Health care and social assistance
124 establishments
- Retail trade
Retail trade
103 establishments
- Accommodation and food services
Accommodation and food services
68 establishments
- Construction
Construction
57 establishments
- Other services (except public administration)
Other services (except public administration)
57 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 92404, San Bernardino, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
58,271
Population
74.0
Area (sq mi)
787
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 92404?
32.5
Median Age
50.1%
Male
49.9%
Female
22.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$66,701
Median Household Income
-34% vs state ZIP avg
$25,579
Per Capita Income
19.1%
Poverty Rate
6.1%
Unemployment Rate
32.9 min
Mean Commute Time
How ZIP 92404 ranks nationally
San Bernardino, CA household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$66,701 41st percentile higher than 41% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
19,743housing units
19,743
Total Housing Units
19,020
Occupied Units
723
Vacant Units
3.28
Avg Household Size
Occupancy Type
$426,300
Median Home Value
-45% vs state ZIP avg
$1,476
Median Rent
1963
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.4%
YoY Change (2024)
444
HPI Index (2000 = 100)
+344%
Total Change Since 2000
Home values in ZIP 92404 have increased 6.4% over the past year (2024). Since 2000, this ZIP has seen +344% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.0% | 286 |
| 2021 | +18.9% | 340 |
| 2022 | +17.6% | 400 |
| 2023 | +4.4% | 417 |
| 2024 | +6.4% | 444 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 528 business establishments in ZIP 92404, employing approximately 9,026 people with a combined annual payroll of $422,569,000.
528
Businesses
9,026
Employees
$422.6M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 124 | 23.5% |
| Retail trade | 103 | 19.5% |
| Accommodation and food services | 68 | 12.9% |
| Construction | 57 | 10.8% |
| Other services (except public administration) | 57 | 10.8% |
| Professional, scientific, and technical services | 24 | 4.5% |
| Finance and insurance | 20 | 3.8% |
| Real estate and rental and leasing | 17 | 3.2% |
| Administrative and support and waste management and remediation services | 17 | 3.2% |
| Transportation and warehousing | 15 | 2.8% |
| Arts, entertainment, and recreation | 9 | 1.7% |
| Educational services | 6 | 1.1% |
| Information | 4 | 0.8% |
| Manufacturing | 3 | 0.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 92404 vs 92378 →
ZIP 92404 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92404
San Bernardino (92404)
58,271 residents
- 92346
Highland (92346)
54,923 residents
- 92410
San Bernardino (92410)
49,410 residents
- 92405
San Bernardino (92405)
28,873 residents
- 92411
San Bernardino (92411)
26,214 residents
- 92408 15,271
San Bernardino (92408)
15,271 residents
- 92325 9,391
Crestline (92325)
9,391 residents
- 92391 2,534
Twin Peaks (92391)
2,534 residents
- 92401 1,932
San Bernardino (92401)
1,932 residents
What this shows Among its immediate neighbors, ZIP 92404 ranks the most populous - useful context the national average alone can't give.
ZIP 92404 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92378
Rimforest (92378)
$105,294 median income
- 92346
Highland (92346)
$85,163 median income
- 92391
Twin Peaks (92391)
$81,789 median income
- 92325
Crestline (92325)
$70,563 median income
- 92408
San Bernardino (92408)
$68,333 median income
- 92405
San Bernardino (92405)
$66,964 median income
- 92404
San Bernardino (92404)
$66,701 median income
- 92411
San Bernardino (92411)
$54,324 median income
- 92410
San Bernardino (92410)
$54,181 median income
What this shows By household income, ZIP 92404 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 92378 | Rimforest, CA | 183 | 3.6 mi |
| 92391 | Twin Peaks, CA | 2,534 | 4.2 mi |
| 92405 | San Bernardino, CA | 28,873 | 3.7 mi |
| 92325 | Crestline, CA | 9,391 | 4.8 mi |
| 92385 | Skyforest, CA | 313 | 4.2 mi |
| 92408 | San Bernardino, CA | 15,271 | 6.5 mi |
| 92401 | San Bernardino, CA | 1,932 | 5.6 mi |
| 92410 | San Bernardino, CA | 49,410 | 5.6 mi |
| 92411 | San Bernardino, CA | 26,214 | 5.5 mi |
| 92346 | Highland, CA | 54,923 | 5.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 92404, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (58,271 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in San Bernardino County
Related Areas
Frequently Asked Questions
What county is ZIP code 92404 in?
ZIP code 92404 (San Bernardino) is located in San Bernardino County, California. San Bernardino County contains multiple ZIP codes, see the full list at /counties/san-bernardino-ca.
What is the population of ZIP code 92404?
ZIP code 92404 in San Bernardino, CA has a population of 58,271 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 92404?
The median household income in ZIP 92404 is $66,701, which is 13% below the national average of $76,288.
What is the average home value in ZIP 92404?
The median home value in ZIP 92404 is $426,300, which is 53% above the national average of $278,155.
What is the demographic makeup of ZIP 92404?
The largest racial group in ZIP 92404 is White at 21.1%. Hispanic or Latino residents make up 68.6% of the population.
How many businesses are in ZIP code 92404?
ZIP code 92404 has 528 business establishments employing approximately 9,026 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 92404?
The top industries by establishment count in ZIP 92404 are: Health care and social assistance (124), Retail trade (103), Accommodation and food services (68). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 92404?
According to the FHFA House Price Index, home values in ZIP 92404 increased by 6.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 344%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 92404?
In ZIP code 92404, 43.2% of residents aged 25+ have a high school diploma or higher, and 10.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 92404?
The mean commute time for workers in ZIP code 92404 is 32.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 92404?
In ZIP code 92404, approximately 50.1% of occupied housing units are owner-occupied and 49.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 92404?
The poverty rate in ZIP code 92404 is 19.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 92404's numbers, next.
- See how ZIP 92404 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where San Bernardino, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.