San Bernardino, CA · standard
ZIP Code 92405
San Bernardino County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 28,873
- 2,359/sq mi
- $66,964
- Median income
- $415,600
- Median home value
- 12.6%
- Bachelor's or higher
The verdict
San Bernardino pairs a below-median household income with upper-quartile home values, in a suburban-density, mixed-tenure area.
- 42th pct
- household income, US ZIPs
- Top 19%
- home value, US ZIPs
- 2,359
- people per sq mi
- 51%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92405 against every reporting US ZIP.
ZIP code 92405 is classified by USPS as a standard delivery area and covers roughly 12.2 square miles in San Bernardino, San Bernardino County, California. The area is home to 28,873 residents, producing a population density of 2,359 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 92405 against California and the nation.
On the economic side, the median household income for ZIP 92405 sits at $66,964 (34% below the California average), while per-capita income is $24,238. The poverty rate stands at 20.4% and the unemployment rate at 5.7%. On housing, the median home value is $415,600 (46% below the state average) with median rent at $1,489 per month, and 51.0% of occupied units are owner-occupied, a direct signal of whether 92405 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 12.6% of adults hold a bachelor's degree or higher, the median age is 32.2, and the average commute is 30 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Bernardino County, so you can benchmark 92405 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 92405
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 92405.
- Retail trade
Retail trade
48 establishments
- Health care and social assistance
Health care and social assistance
40 establishments
- Other services (except public administration)
Other services (except public administration)
33 establishments
- Construction
Construction
30 establishments
- Accommodation and food services
Accommodation and food services
26 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 92405, San Bernardino, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
28,873
Population
12.2
Area (sq mi)
2,359
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 92405?
32.2
Median Age
50.6%
Male
49.4%
Female
18.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$66,964
Median Household Income
-34% vs state
$24,238
Per Capita Income
20.4%
Poverty Rate
5.7%
Unemployment Rate
29.9 min
Mean Commute Time
How ZIP 92405 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$66,964 42nd percentile higher than 42% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
9,963
Total Housing Units
9,627
Occupied Units
336
Vacant Units
3.23
Avg Household Size
Occupancy Type
$415,600
Median Home Value
-46% vs state
$1,489
Median Rent
1956
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.5%
YoY Change (2024)
467
HPI Index (2000 = 100)
+367%
Total Change Since 2000
Home values in ZIP 92405 have increased 5.5% over the past year (2024). Since 2000, this ZIP has seen +367% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.2% | 302 |
| 2021 | +19.0% | 359 |
| 2022 | +15.8% | 416 |
| 2023 | +6.4% | 443 |
| 2024 | +5.5% | 467 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 267 business establishments in ZIP 92405, employing approximately 2,538 people with a combined annual payroll of $103,911,000.
267
Businesses
2,538
Employees
$103.9M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 48 | 18.0% |
| Health care and social assistance | 40 | 15.0% |
| Other services (except public administration) | 33 | 12.4% |
| Construction | 30 | 11.2% |
| Accommodation and food services | 26 | 9.7% |
| Professional, scientific, and technical services | 22 | 8.2% |
| Transportation and warehousing | 13 | 4.9% |
| Administrative and support and waste management and remediation services | 13 | 4.9% |
| Finance and insurance | 11 | 4.1% |
| Real estate and rental and leasing | 8 | 3.0% |
| Manufacturing | 7 | 2.6% |
| Information | 6 | 2.3% |
| Educational services | 4 | 1.5% |
| Arts, entertainment, and recreation | 4 | 1.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 92405 vs 92411 →
ZIP 92405 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92376
Rialto (92376)
81,516 residents
- 92404
San Bernardino (92404)
58,271 residents
- 92324
Colton (92324)
56,505 residents
- 92410
San Bernardino (92410)
49,410 residents
- 92405 28,873
San Bernardino (92405)
28,873 residents
- 92411 26,214
San Bernardino (92411)
26,214 residents
- 92377 19,989
Rialto (92377)
19,989 residents
- 92408 15,271
San Bernardino (92408)
15,271 residents
- 92313 12,025
Grand Terrace (92313)
12,025 residents
What this shows Among its immediate neighbors, ZIP 92405 ranks #5 by population — useful context the national average alone can't give.
ZIP 92405 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92377
Rialto (92377)
$116,223 median income
- 92313
Grand Terrace (92313)
$83,628 median income
- 92376
Rialto (92376)
$79,675 median income
- 92324
Colton (92324)
$71,078 median income
- 92325
Crestline (92325)
$70,563 median income
- 92408
San Bernardino (92408)
$68,333 median income
- 92405
San Bernardino (92405)
$66,964 median income
- 92404
San Bernardino (92404)
$66,701 median income
- 92411
San Bernardino (92411)
$54,324 median income
What this shows By household income, ZIP 92405 ranks #7 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 92411 | San Bernardino, CA | 26,214 | 1.9 mi |
| 92410 | San Bernardino, CA | 49,410 | 2.6 mi |
| 92401 | San Bernardino, CA | 1,932 | 2.8 mi |
| 92404 | San Bernardino, CA | 58,271 | 3.7 mi |
| 92408 | San Bernardino, CA | 15,271 | 4.6 mi |
| 92376 | Rialto, CA | 81,516 | 5.0 mi |
| 92377 | Rialto, CA | 19,989 | 5.9 mi |
| 92325 | Crestline, CA | 9,391 | 6.9 mi |
| 92313 | Grand Terrace, CA | 12,025 | 7.9 mi |
| 92324 | Colton, CA | 56,505 | 7.9 mi |
More ZIP Codes in San Bernardino County
Related Areas
Frequently Asked Questions
What county is ZIP code 92405 in? ▼
What is the population of ZIP code 92405? ▼
What is the median household income in ZIP 92405? ▼
What is the average home value in ZIP 92405? ▼
What is the demographic makeup of ZIP 92405? ▼
How many businesses are in ZIP code 92405? ▼
What are the main industries in ZIP code 92405? ▼
How have home values changed in ZIP code 92405? ▼
What is the education level in ZIP code 92405? ▼
What is the average commute time in ZIP 92405? ▼
What percentage of residents own vs. rent in ZIP 92405? ▼
What is the poverty rate in ZIP code 92405? ▼
ZIP Code Research Guides
Official Data Resources for San Bernardino, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.