San Bernardino, CA · standard
ZIP Code 92405
San Bernardino County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 28,873
- 2,359/sq mi High-density area
- $66,964
- Median income Near-median income area
- $415,600
- Median home value Above-median home value
- 12.6%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
San Bernardino pairs a below-median household income with upper-quartile home values, in a suburban-density, mixed-tenure area.
- 42nd pct
- household income, US ZIPs
- Top 19%
- home value, US ZIPs
- 2,359
- people per sq mi
- 51%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92405 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 92405 (San Bernardino, CA) rose +5.5% from 2023 to 2024. The all-transactions index moved from 442.8 in 2023 to 467.2 in 2024 (2000 = 100).
ZIP code 92405 is a densely settled ZIP (a standard USPS delivery area) in San Bernardino, San Bernardino County, California, with 28,873 residents across 12.2 square miles, a density of 2,359 people per square mile, in the Los Angeles time zone.
ZIP 92405 reports a modest median household income of $66,964 (34% below the average California ZIP), while per-capita income is $24,238. The poverty rate is 20.4%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $415,600 (46% below the average California ZIP), and median rent is $1,489; owner occupancy is 51.0%.
Formal educational attainment runs low here: just 12.6% of adults hold a bachelor's degree or higher, the median age is 32.2, and the average commute is 30 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in San Bernardino County, so 92405 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 92405
Top 5 sectors by establishment count in San Bernardino, CA
Which industries have the most business establishments in ZIP 92405.
- Retail trade
Retail trade
48 establishments
- Health care and social assistance
Health care and social assistance
40 establishments
- Other services (except public administration)
Other services (except public administration)
33 establishments
- Construction
Construction
30 establishments
- Accommodation and food services
Accommodation and food services
26 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 92405, San Bernardino, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
28,873
Population
12.2
Area (sq mi)
2,359
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 92405?
32.2
Median Age
50.6%
Male
49.4%
Female
18.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$66,964
Median Household Income
-34% vs state ZIP avg
$24,238
Per Capita Income
20.4%
Poverty Rate
5.7%
Unemployment Rate
29.9 min
Mean Commute Time
How ZIP 92405 ranks among California ZIPs
San Bernardino, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$66,964 21st percentile higher than 21% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
9,963housing units
9,963
Total Housing Units
9,627
Occupied Units
336
Vacant Units
3.23
Avg Household Size
Occupancy Type
$415,600
Median Home Value
-46% vs state ZIP avg
$1,489
Median Rent
1956
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.5%
YoY Change (2024)
467
HPI Index (2000 = 100)
+367%
Total Change Since 2000
Home values in ZIP 92405 have increased 5.5% over the past year (2024). Since 2000, this ZIP has seen +367% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.2% | 302 |
| 2021 | +19.0% | 359 |
| 2022 | +15.8% | 416 |
| 2023 | +6.4% | 443 |
| 2024 | +5.5% | 467 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 267 business establishments in ZIP 92405, employing approximately 2,538 people with a combined annual payroll of $103,911,000.
267
Businesses
2,538
Employees
$103.9M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 48 | 18.0% |
| Health care and social assistance | 40 | 15.0% |
| Other services (except public administration) | 33 | 12.4% |
| Construction | 30 | 11.2% |
| Accommodation and food services | 26 | 9.7% |
| Professional, scientific, and technical services | 22 | 8.2% |
| Transportation and warehousing | 13 | 4.9% |
| Administrative and support and waste management and remediation services | 13 | 4.9% |
| Finance and insurance | 11 | 4.1% |
| Real estate and rental and leasing | 8 | 3.0% |
| Manufacturing | 7 | 2.6% |
| Information | 6 | 2.3% |
| Educational services | 4 | 1.5% |
| Arts, entertainment, and recreation | 4 | 1.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 92405 vs 92411 →
ZIP 92405 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92376
Rialto (92376)
81,516 residents
- 92404
San Bernardino (92404)
58,271 residents
- 92324
Colton (92324)
56,505 residents
- 92410
San Bernardino (92410)
49,410 residents
- 92405 28,873
San Bernardino (92405)
28,873 residents
- 92411 26,214
San Bernardino (92411)
26,214 residents
- 92377 19,989
Rialto (92377)
19,989 residents
- 92408 15,271
San Bernardino (92408)
15,271 residents
- 92313 12,025
Grand Terrace (92313)
12,025 residents
What this shows Among its immediate neighbors, ZIP 92405 ranks #5 by population - useful context the national average alone can't give.
ZIP 92405 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 92377
Rialto (92377)
$116,223 median income
- 92313
Grand Terrace (92313)
$83,628 median income
- 92376
Rialto (92376)
$79,675 median income
- 92324
Colton (92324)
$71,078 median income
- 92325
Crestline (92325)
$70,563 median income
- 92408
San Bernardino (92408)
$68,333 median income
- 92405
San Bernardino (92405)
$66,964 median income
- 92404
San Bernardino (92404)
$66,701 median income
- 92411
San Bernardino (92411)
$54,324 median income
What this shows By household income, ZIP 92405 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 92411 | San Bernardino, CA | 26,214 | 1.9 mi |
| 92410 | San Bernardino, CA | 49,410 | 2.6 mi |
| 92401 | San Bernardino, CA | 1,932 | 2.8 mi |
| 92404 | San Bernardino, CA | 58,271 | 3.7 mi |
| 92408 | San Bernardino, CA | 15,271 | 4.6 mi |
| 92376 | Rialto, CA | 81,516 | 5.0 mi |
| 92377 | Rialto, CA | 19,989 | 5.9 mi |
| 92325 | Crestline, CA | 9,391 | 6.9 mi |
| 92313 | Grand Terrace, CA | 12,025 | 7.9 mi |
| 92324 | Colton, CA | 56,505 | 7.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 92405, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (28,873 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in San Bernardino County
Related Areas
Frequently Asked Questions
What county is ZIP code 92405 in?
ZIP code 92405 (San Bernardino) is located in San Bernardino County, California. San Bernardino County contains multiple ZIP codes, see the full list at /counties/san-bernardino-ca.
What is the population of ZIP code 92405?
ZIP code 92405 in San Bernardino, CA has a population of 28,873 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 92405?
The median household income in ZIP 92405 is $66,964, which is 12% below the national average of $76,288.
What is the average home value in ZIP 92405?
The median home value in ZIP 92405 is $415,600, which is 49% above the national average of $278,155.
What is the demographic makeup of ZIP 92405?
The largest racial group in ZIP 92405 is White at 26.2%. Hispanic or Latino residents make up 69.5% of the population.
How many businesses are in ZIP code 92405?
ZIP code 92405 has 267 business establishments employing approximately 2,538 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 92405?
The top industries by establishment count in ZIP 92405 are: Retail trade (48), Health care and social assistance (40), Other services (except public administration) (33). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 92405?
According to the FHFA House Price Index, home values in ZIP 92405 increased by 5.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 367%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 92405?
In ZIP code 92405, 47.3% of residents aged 25+ have a high school diploma or higher, and 12.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 92405?
The mean commute time for workers in ZIP code 92405 is 29.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 92405?
In ZIP code 92405, approximately 51.0% of occupied housing units are owner-occupied and 49.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 92405?
The poverty rate in ZIP code 92405 is 20.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 92405's numbers, next.
- See how ZIP 92405 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where San Bernardino, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.