PlainZIP

San Bernardino, CA · standard

ZIP Code 92405

San Bernardino County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

28,873
2,359/sq mi
$66,964
Median income
$415,600
Median home value
12.6%
Bachelor's or higher

The verdict

San Bernardino pairs a below-median household income with upper-quartile home values, in a suburban-density, mixed-tenure area.

42th pct
household income, US ZIPs
Top 19%
home value, US ZIPs
2,359
people per sq mi
51%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 92405 against every reporting US ZIP.

ZIP code 92405 is a densely settled ZIP (a standard USPS delivery area) in San Bernardino, San Bernardino County, California, with 28,873 residents across 12.2 square miles, a density of 2,359 people per square mile, in the Los Angeles time zone.

ZIP 92405 reports a modest median household income of $66,964 (34% below the California average), while per-capita income is $24,238. Local economic indicators show a 20.4% poverty rate alongside 5.7% unemployment. Median home value sits at $415,600 (46% below the state average), median rent at $1,489 a month, and owner-occupancy at 51.0%.

Formal educational attainment runs low here: just 12.6% of adults hold a bachelor's degree or higher, the median age is 32.2, and the average commute is 30 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing San Bernardino County, letting you compare 92405 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 92405

Top 5 sectors by establishment count in San Bernardino, CA

Which industries have the most business establishments in ZIP 92405.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 92405, San Bernardino, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

28,873

Population

12.2

Area (sq mi)

2,359

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 92405?

32.2

Median Age

50.6%

Male

49.4%

Female

18.8%

Foreign-Born

White 26.2%
African American 9.7%
Asian 2.5%
American Indian or Alaska Native 0.8%
Native Hawaiian or Pacific Islander 0.3%
Two or More Ethnicities 14.8%
Hispanic or Latino 69.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$66,964

Median Household Income

-34% vs state

$24,238

Per Capita Income

20.4%

Poverty Rate

5.7%

Unemployment Rate

29.9 min

Mean Commute Time

How ZIP 92405 ranks nationally

San Bernardino, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$66,964 42nd percentile higher than 42% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 47.3%
Bachelor's Degree or Higher 12.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,963

Total Housing Units

9,627

Occupied Units

336

Vacant Units

3.23

Avg Household Size

Occupancy Type

Owner 51.0%
Renter 49.0%

$415,600

Median Home Value

-46% vs state

$1,489

Median Rent

1956

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.5%

YoY Change (2024)

467

HPI Index (2000 = 100)

+367%

Total Change Since 2000

Home values in ZIP 92405 have increased 5.5% over the past year (2024). Since 2000, this ZIP has seen +367% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.2% 302
2021 +19.0% 359
2022 +15.8% 416
2023 +6.4% 443
2024 +5.5% 467

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 267 business establishments in ZIP 92405, employing approximately 2,538 people with a combined annual payroll of $103,911,000.

267

Businesses

2,538

Employees

$103.9M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 48 18.0%
Health care and social assistance 40 15.0%
Other services (except public administration) 33 12.4%
Construction 30 11.2%
Accommodation and food services 26 9.7%
Professional, scientific, and technical services 22 8.2%
Transportation and warehousing 13 4.9%
Administrative and support and waste management and remediation services 13 4.9%
Finance and insurance 11 4.1%
Real estate and rental and leasing 8 3.0%
Manufacturing 7 2.6%
Information 6 2.3%
Educational services 4 1.5%
Arts, entertainment, and recreation 4 1.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 92405 vs 92411 →

ZIP 92405 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 92405 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 92405 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 92405 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
92411 San Bernardino, CA 26,214 1.9 mi
92410 San Bernardino, CA 49,410 2.6 mi
92401 San Bernardino, CA 1,932 2.8 mi
92404 San Bernardino, CA 58,271 3.7 mi
92408 San Bernardino, CA 15,271 4.6 mi
92376 Rialto, CA 81,516 5.0 mi
92377 Rialto, CA 19,989 5.9 mi
92325 Crestline, CA 9,391 6.9 mi
92313 Grand Terrace, CA 12,025 7.9 mi
92324 Colton, CA 56,505 7.9 mi

More ZIP Codes in San Bernardino County

92335 standard
Fontana, CA
Pop: 95,397
92336 standard
Fontana, CA
Pop: 88,419
92376 standard
Rialto, CA
Pop: 81,516
91710 standard
Chino, CA
Pop: 80,358
92345 standard
Hesperia, CA
Pop: 78,715
91709 standard
Chino Hills, CA
Pop: 74,796

Related Areas

San Bernardino County San Bernardino, CA California

Frequently Asked Questions

What county is ZIP code 92405 in? ▼
ZIP code 92405 (San Bernardino) is located in San Bernardino County, California. San Bernardino County contains multiple ZIP codes, see the full list at /counties/san-bernardino-ca.
What is the population of ZIP code 92405? ▼
ZIP code 92405 in San Bernardino, CA has a population of 28,873 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 92405? ▼
The median household income in ZIP 92405 is $66,964, which is 12% below the national average of $76,288.
What is the average home value in ZIP 92405? ▼
The median home value in ZIP 92405 is $415,600, which is 49% above the national average of $278,155.
What is the demographic makeup of ZIP 92405? ▼
The largest racial group in ZIP 92405 is White at 26.2%. Hispanic or Latino residents make up 69.5% of the population.
How many businesses are in ZIP code 92405? ▼
ZIP code 92405 has 267 business establishments employing approximately 2,538 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 92405? ▼
The top industries by establishment count in ZIP 92405 are: Retail trade (48), Health care and social assistance (40), Other services (except public administration) (33). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 92405? ▼
According to the FHFA House Price Index, home values in ZIP 92405 increased by 5.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 367%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 92405? ▼
In ZIP code 92405, 47.3% of residents aged 25+ have a high school diploma or higher, and 12.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 92405? ▼
The mean commute time for workers in ZIP code 92405 is 29.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 92405? ▼
In ZIP code 92405, approximately 51.0% of occupied housing units are owner-occupied and 49.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 92405? ▼
The poverty rate in ZIP code 92405 is 20.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.