Residential delivery area · California
ZIP Code 92688: Rancho Santa Margarita, CA
ZIP code 92688 is in Rancho Santa Margarita, California, entirely in Orange County (Census 2020 ZIP-county file). About 43,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $152,528 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Rancho Santa Margarita (76%) and Las Flores (19%), and 5% in smaller places.
- ACS2020-24
- Census2020
- FHFA2023
- ZBP2023
- IRS2022
- Town
- Rancho Santa Margarita · its only residential ZIP
- County
- Orange County
- Census places
- Rancho Santa Margarita (76%); Las Flores (19%) census-designated place
- Metro area
- Los Angeles-Long Beach-Anaheim, CA
- House districts
- CA-40 (76%), CA-49 (24%) 119th Congress, by share of land
- State
- California
- Time zone
- Pacific
- Land area
- 13.2 sq mi · 3,277 people per sq mi
Where is ZIP code 92688?
92688 centers on 33.619°, -117.611° and covers 13.2 square miles of land plus 0.0 of water. It borders 3 ZIP codes: 92692, 92679, 92694.
The map draws ZIP code areas only. For the streets inside 92688, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 92688 compare with the rest of Orange County?
| Measure | 92688 | In Orange County | In CA |
|---|---|---|---|
| People (ACS 2020-2024) | 43,320 | 34th of 90 | 329th of 1,802 |
| Median household income | $153k | 16th of 82 | 149th of 1,189 |
| Median home value | $906k | 53rd of 85 | 426th of 1,317 |
Its median household income is higher than in 96% of U.S. residential ZIP codes, and it is denser than 90% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 92688?
The 2020 Census counted 44,688 people in 92688; the ACS, which samples households over 2020-2024, estimates 43,320. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 43,320
- 2020 Census count
- 44,688
- Households
- 15,858
- Median age
- 39.1
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 92688?
Of the 43,320 people the ACS estimates in 92688, 22.7% are under 18 and 10.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (56.0%), then Hispanic or Latino (22.2%).
- Under 1822.7%
- 18 to 6466.5%
- 65 and older10.8%
- White, not Hispanic56.0%
- Hispanic or Latino22.2%
- Asian, not Hispanic13.6%
- Other or two or more7.0%
- Black, not Hispanic1.2%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 92688 earn?
Median household income is $152,528 (ACS 2020-2024), the 16th highest of the 82 ranked ZIP codes in Orange County.
- Median household income
- $152,528
- Income per person
- $65,019
- Below the poverty line
- 6.2%
- Unemployed (of the labor force)
- 3.7%
- Adults 25+ with a bachelor's degree
- 49.4%
- Adjusted gross income per tax return, 2022
- $119,70121,010 returns; wages 81% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 92688?
- Median home value (owners' estimate)
- $906,100
- Median gross rent
- $2,651
- Homes owned by their occupants
- 68.9%
- Housing units
- 16,287
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 92688?
1,156 business establishments had a location in this ZIP code in 2023, 115 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).
- Professional, scientific, and technical services229
- Health care and social assistance112
- Construction103
- Other services (except public administration)98
- Real estate and rental and leasing95
- Accommodation and food services92
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 92688?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 92692 | Mission Viejo | 47,022 | $131k | 1.8 mi |
| 92679 | Trabuco Canyon | 30,818 | $211k | 3.5 mi |
| 92694 | Ladera Ranch | 35,764 | $190k | 7.4 mi |
| 92691 | Mission Viejo | 45,841 | $141k | 3.2 mi (near) |
| 92630 | Lake Forest | 67,152 | $126k | 4.6 mi (near) |
| 92610 | Foothill Ranch | 12,867 | $195k | 5.1 mi (near) |
| 92653 | Laguna Hills | 29,624 | $133k | 5.4 mi (near) |
| 92678 | Trabuco Canyon | 664 | $98k | 6.4 mi (near) |
| 92637 | Laguna Woods | 17,289 | $59k | 6.7 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.