Half Moon Bay, CA · standard

ZIP Code 94019

San Mateo County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

18,424
135/sq mi
$153,781
Median income
$1,556,800
Median home value
52.9%
Bachelor's or higher

The verdict

Half Moon Bay pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 3%
household income, US ZIPs
Top 1%
home value, US ZIPs
135
people per sq mi
74%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 94019 against every reporting US ZIP.

ZIP code 94019 is classified by USPS as a standard delivery area and covers roughly 136.2 square miles in Half Moon Bay, San Mateo County, California. The area is home to 18,424 residents, producing a population density of 135 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 94019 against California and the nation.

On the economic side, the median household income for ZIP 94019 sits at $153,781 (51% above the California average), while per-capita income is $78,773. The poverty rate stands at 6.6% and the unemployment rate at 2.7%. On housing, the median home value is $1,556,800 (101% above the state average) with median rent at $2,028 per month, and 73.8% of occupied units are owner-occupied, a direct signal of whether 94019 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 52.9% of adults hold a bachelor's degree or higher, the median age is 46.9, and the average commute is 29 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Mateo County, so you can benchmark 94019 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 94019

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 94019.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 94019, Half Moon Bay, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

18,424

Population

136.2

Area (sq mi)

135

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 94019?

46.9

Median Age

47.9%

Male

52.1%

Female

21.6%

Foreign-Born

White 59.6%
African American 0.5%
Asian 5.8%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 24.6%
Hispanic or Latino 30.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$153,781

Median Household Income

+51% vs state

$78,773

Per Capita Income

6.6%

Poverty Rate

2.7%

Unemployment Rate

28.6 min

Mean Commute Time

How ZIP 94019 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$153,781 Top 3% higher than 97% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). This entry sits in this band. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.4%
Bachelor's Degree or Higher 52.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,745

Total Housing Units

5,221

Occupied Units

524

Vacant Units

2.74

Avg Household Size

Occupancy Type

Owner 73.8%
Renter 26.2%

$1,556,800

Median Home Value

+101% vs state

$2,028

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-12.9%

YoY Change (2024)

223

HPI Index (2000 = 100)

+123%

Total Change Since 2000

Home values in ZIP 94019 have decreased 12.9% over the past year (2024). Since 2000, this ZIP has seen +123% cumulative appreciation.

Year Annual Change HPI Index
2020 -4.3% 233
2021 -1.3% 230
2022 +5.6% 243
2023 +5.8% 257
2024 -12.9% 223

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 509 business establishments in ZIP 94019, employing approximately 4,848 people with a combined annual payroll of $309,307,000.

509

Businesses

4,848

Employees

$309.3M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 72 14.2%
Retail trade 64 12.6%
Professional, scientific, and technical services 62 12.2%
Construction 57 11.2%
Other services (except public administration) 56 11.0%
Health care and social assistance 41 8.1%
Real estate and rental and leasing 27 5.3%
Administrative and support and waste management and remediation services 27 5.3%
Finance and insurance 26 5.1%
Manufacturing 17 3.3%
Wholesale trade 14 2.8%
Arts, entertainment, and recreation 13 2.5%
Information 9 1.8%
Educational services 9 1.8%
Transportation and warehousing 7 1.4%
Agriculture, forestry, fishing and hunting 4 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 94019 vs 94038 →

ZIP 94019 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 94019 ranks #8 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 94019 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 94019 ranks #null of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
94038 Moss Beach, CA 3,040 6.3 mi
94030 Millbrae, CA 21,536 9.4 mi
94062 Redwood City, CA 25,876 6.7 mi
94010 Burlingame, CA 40,737 7.7 mi
94402 San Mateo, CA 23,981 7.0 mi
94002 Belmont, CA 25,992 7.3 mi
94037 Montara, CA 2,913 7.6 mi
94070 San Carlos, CA 29,166 8.3 mi
94403 San Mateo, CA 39,642 8.0 mi
94074 San Gregorio, CA 214 10.3 mi

More ZIP Codes in San Mateo County

Frequently Asked Questions

What county is ZIP code 94019 in?
ZIP code 94019 (Half Moon Bay) is located in San Mateo County, California. San Mateo County contains multiple ZIP codes, see the full list at /counties/san-mateo-ca.
What is the population of ZIP code 94019?
ZIP code 94019 in Half Moon Bay, CA has a population of 18,424 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 94019?
The median household income in ZIP 94019 is $153,781, which is 102% above the national average of $76,288.
What is the average home value in ZIP 94019?
The median home value in ZIP 94019 is $1,556,800, which is 460% above the national average of $278,155.
What is the demographic makeup of ZIP 94019?
The largest racial group in ZIP 94019 is White at 59.6%. Hispanic or Latino residents make up 30.7% of the population.
How many businesses are in ZIP code 94019?
ZIP code 94019 has 509 business establishments employing approximately 4,848 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 94019?
The top industries by establishment count in ZIP 94019 are: Accommodation and food services (72), Retail trade (64), Professional, scientific, and technical services (62). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 94019?
According to the FHFA House Price Index, home values in ZIP 94019 decreased by 12.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 123%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 94019?
In ZIP code 94019, 67.4% of residents aged 25+ have a high school diploma or higher, and 52.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 94019?
The mean commute time for workers in ZIP code 94019 is 28.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 94019?
In ZIP code 94019, approximately 73.8% of occupied housing units are owner-occupied and 26.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 94019?
The poverty rate in ZIP code 94019 is 6.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Half Moon Bay, CA

Verify and explore additional data for this area using these official government sources.