Half Moon Bay, CA · standard
ZIP Code 94019
San Mateo County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 18,424
- 135/sq mi High-density area
- $153,781
- Median income Above-median income area
- $1,556,800
- Median home value Above-median home value
- 52.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Half Moon Bay pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 3%
- household income, US ZIPs
- Top 1%
- home value, US ZIPs
- 135
- people per sq mi
- 74%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 94019 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 94019 (Half Moon Bay, CA) fell -12.9% from 2023 to 2024. The all-transactions index moved from 256.6 in 2023 to 223.5 in 2024 (2000 = 100).
ZIP code 94019 is a mid-sized community (a standard USPS delivery area) in Half Moon Bay, San Mateo County, California, home to 18,424 residents across 136.2 square miles, a density of 135 people per square mile, in the Los Angeles time zone.
ZIP 94019 skews affluent, with a median household income of $153,781 (51% above the average California ZIP), while per-capita income is $78,773. Both reported hardship measures are comparatively low in absolute terms: poverty is 6.6% and unemployment is 2.7%. Housing is both higher-cost and owner-heavy: median home value is $1,556,800 (101% above the average California ZIP), while 73.8% of occupied homes are owner-occupied and median rent is $2,028.
This is a highly-educated ZIP: 52.9% of adults hold a bachelor's degree or higher, the median age is 46.9, and the average commute is 29 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in San Mateo County, so 94019 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 94019
Top 5 sectors by establishment count in Half Moon Bay, CA
Which industries have the most business establishments in ZIP 94019.
- Accommodation and food services
Accommodation and food services
72 establishments
- Retail trade
Retail trade
64 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
62 establishments
- Construction
Construction
57 establishments
- Other services (except public administration)
Other services (except public administration)
56 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 94019, Half Moon Bay, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
18,424
Population
136.2
Area (sq mi)
135
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 94019?
46.9
Median Age
47.9%
Male
52.1%
Female
21.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$153,781
Median Household Income
+51% vs state ZIP avg
$78,773
Per Capita Income
6.6%
Poverty Rate
2.7%
Unemployment Rate
28.6 min
Mean Commute Time
How ZIP 94019 ranks among California ZIPs
Half Moon Bay, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$153,781 Top 12% higher than 88% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
5,745housing units
5,745
Total Housing Units
5,221
Occupied Units
524
Vacant Units
2.74
Avg Household Size
Occupancy Type
$1,556,800
Median Home Value
+101% vs state ZIP avg
$2,028
Median Rent
1979
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-12.9%
YoY Change (2024)
223
HPI Index (2000 = 100)
+123%
Total Change Since 2000
Home values in ZIP 94019 have decreased 12.9% over the past year (2024). Since 2000, this ZIP has seen +123% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -4.3% | 233 |
| 2021 | -1.3% | 230 |
| 2022 | +5.6% | 243 |
| 2023 | +5.8% | 257 |
| 2024 | -12.9% | 223 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 509 business establishments in ZIP 94019, employing approximately 4,848 people with a combined annual payroll of $309,307,000.
509
Businesses
4,848
Employees
$309.3M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 72 | 14.2% |
| Retail trade | 64 | 12.6% |
| Professional, scientific, and technical services | 62 | 12.2% |
| Construction | 57 | 11.2% |
| Other services (except public administration) | 56 | 11.0% |
| Health care and social assistance | 41 | 8.1% |
| Real estate and rental and leasing | 27 | 5.3% |
| Administrative and support and waste management and remediation services | 27 | 5.3% |
| Finance and insurance | 26 | 5.1% |
| Manufacturing | 17 | 3.3% |
| Wholesale trade | 14 | 2.8% |
| Arts, entertainment, and recreation | 13 | 2.5% |
| Information | 9 | 1.8% |
| Educational services | 9 | 1.8% |
| Transportation and warehousing | 7 | 1.4% |
| Agriculture, forestry, fishing and hunting | 4 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 94019 vs 94038 →
ZIP 94019 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94010
Burlingame (94010)
40,737 residents
- 94403
San Mateo (94403)
39,642 residents
- 94070
San Carlos (94070)
29,166 residents
- 94002
Belmont (94002)
25,992 residents
- 94062
Redwood City (94062)
25,876 residents
- 94402
San Mateo (94402)
23,981 residents
- 94030
Millbrae (94030)
21,536 residents
- 94019
Half Moon Bay (94019)
18,424 residents
- 94038 3,040
Moss Beach (94038)
3,040 residents
What this shows Among its immediate neighbors, ZIP 94019 ranks #8 by population - useful context the national average alone can't give.
ZIP 94019 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94074
San Gregorio (94074)
$250,000 median income
- 94070
San Carlos (94070)
$240,074 median income
- 94037
Montara (94037)
$233,826 median income
- 94062
Redwood City (94062)
$233,262 median income
- 94002
Belmont (94002)
$203,965 median income
- 94010
Burlingame (94010)
$196,882 median income
- 94403
San Mateo (94403)
$174,917 median income
- 94402
San Mateo (94402)
$172,522 median income
- 94030
Millbrae (94030)
$163,476 median income
What this shows By household income, ZIP 94019 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 94038 | Moss Beach, CA | 3,040 | 6.3 mi |
| 94030 | Millbrae, CA | 21,536 | 9.4 mi |
| 94062 | Redwood City, CA | 25,876 | 6.7 mi |
| 94010 | Burlingame, CA | 40,737 | 7.7 mi |
| 94402 | San Mateo, CA | 23,981 | 7.0 mi |
| 94002 | Belmont, CA | 25,992 | 7.3 mi |
| 94037 | Montara, CA | 2,913 | 7.6 mi |
| 94070 | San Carlos, CA | 29,166 | 8.3 mi |
| 94403 | San Mateo, CA | 39,642 | 8.0 mi |
| 94074 | San Gregorio, CA | 214 | 10.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 94019, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (18,424 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in San Mateo County
Related Areas
Frequently Asked Questions
What county is ZIP code 94019 in?
ZIP code 94019 (Half Moon Bay) is located in San Mateo County, California. San Mateo County contains multiple ZIP codes, see the full list at /counties/san-mateo-ca.
What is the population of ZIP code 94019?
ZIP code 94019 in Half Moon Bay, CA has a population of 18,424 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 94019?
The median household income in ZIP 94019 is $153,781, which is 102% above the national average of $76,288.
What is the average home value in ZIP 94019?
The median home value in ZIP 94019 is $1,556,800, which is 460% above the national average of $278,155.
What is the demographic makeup of ZIP 94019?
The largest racial group in ZIP 94019 is White at 59.6%. Hispanic or Latino residents make up 30.7% of the population.
How many businesses are in ZIP code 94019?
ZIP code 94019 has 509 business establishments employing approximately 4,848 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 94019?
The top industries by establishment count in ZIP 94019 are: Accommodation and food services (72), Retail trade (64), Professional, scientific, and technical services (62). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 94019?
According to the FHFA House Price Index, home values in ZIP 94019 decreased by 12.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 123%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 94019?
In ZIP code 94019, 67.4% of residents aged 25+ have a high school diploma or higher, and 52.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 94019?
The mean commute time for workers in ZIP code 94019 is 28.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 94019?
In ZIP code 94019, approximately 73.8% of occupied housing units are owner-occupied and 26.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 94019?
The poverty rate in ZIP code 94019 is 6.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 94019's numbers, next.
- See how ZIP 94019 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Half Moon Bay, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.