ZIP Code 94038

ZIP code 94038 is classified by USPS as a standard delivery area and covers roughly 4.1 square miles in Moss Beach, San Mateo County, California. The area is home to 3,040 residents, producing a population density of 745 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 94038 against California and the nation.

On the economic side, the median household income for ZIP 94038 sits at $99,680 (2% below the California average), while per-capita income is $56,009. The poverty rate stands at 9.1% and the unemployment rate at 0.2%. On housing, the median home value is $1,123,100 (45% above the state average) with median rent at — per month, and 99.0% of occupied units are owner-occupied, a direct signal of whether 94038 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 47.1% of adults hold a bachelor's degree or higher, the median age is 47.1, and the average commute is 32 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Mateo County, so you can benchmark 94038 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →