Montara, CA · standard
ZIP Code 94037
San Mateo County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,913
- 195/sq mi High-density area
- $233,826
- Median income Above-median income area
- $1,580,700
- Median home value Above-median home value
- 66.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Montara pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 1%
- household income, US ZIPs
- Top 1%
- home value, US ZIPs
- 195
- people per sq mi
- 78%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 94037 against every reporting US ZIP.
ZIP code 94037 covers 15.0 square miles in Montara, San Mateo County, California (a standard USPS delivery area), with a modest 2,913 residents on file, a density of 195 people per square mile, in the Los Angeles time zone.
ZIP 94037 skews affluent, with a median household income of $233,826 (130% above the average California ZIP), while per-capita income is $90,748. The poverty rate is 3.4%, with unemployment at 9.5%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $1,580,700 (105% above the average California ZIP), while 78.2% of occupied homes are owner-occupied and median rent is $3,032.
This is a highly-educated ZIP: 66.9% of adults hold a bachelor's degree or higher, the median age is 50.5, and the average commute is -. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in San Mateo County, so 94037 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 94037
Top 5 sectors by establishment count in Montara, CA
Which industries have the most business establishments in ZIP 94037.
- Professional, scientific, and technical services
Professional, scientific, and technical services
13 establishments
- Construction
Construction
6 establishments
- Accommodation and food services
Accommodation and food services
6 establishments
- Retail trade 4
Retail trade
4 establishments
- Real estate and rental and leasing 4
Real estate and rental and leasing
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 94037, Montara, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,913
Population
15.0
Area (sq mi)
195
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 94037?
50.5
Median Age
56.3%
Male
43.7%
Female
10.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$233,826
Median Household Income
+130% vs state ZIP avg
$90,748
Per Capita Income
3.4%
Poverty Rate
9.5%
Unemployment Rate
How ZIP 94037 ranks among California ZIPs
Montara, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$233,826 Top 2% higher than 98% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,211housing units
1,211
Total Housing Units
1,003
Occupied Units
208
Vacant Units
2.86
Avg Household Size
Occupancy Type
$1,580,700
Median Home Value
+105% vs state ZIP avg
$3,032
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+16.9%
YoY Change (2022)
281
HPI Index (2000 = 100)
+181%
Total Change Since 2000
Home values in ZIP 94037 have increased 16.9% over the past year (2022). Since 2000, this ZIP has seen +181% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2018 | +5.0% | 213 |
| 2019 | +7.7% | 229 |
| 2020 | -0.9% | 227 |
| 2021 | +6.1% | 240 |
| 2022 | +16.9% | 281 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 51 business establishments in ZIP 94037, employing approximately 201 people with a combined annual payroll of $8,377,000.
51
Businesses
201
Employees
$8.4M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 13 | 25.5% |
| Construction | 6 | 11.8% |
| Accommodation and food services | 6 | 11.8% |
| Retail trade | 4 | 7.8% |
| Real estate and rental and leasing | 4 | 7.8% |
| Health care and social assistance | 4 | 7.8% |
| Other services (except public administration) | 4 | 7.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 94037 vs 94038 →
ZIP 94037 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94080
South San Francisco (94080)
63,975 residents
- 94015
Daly City (94015)
60,927 residents
- 94014
Daly City (94014)
47,014 residents
- 94066
San Bruno (94066)
41,130 residents
- 94010
Burlingame (94010)
40,737 residents
- 94044
Pacifica (94044)
37,296 residents
- 94030 21,536
Millbrae (94030)
21,536 residents
- 94019 18,424
Half Moon Bay (94019)
18,424 residents
- 94038 3,040
Moss Beach (94038)
3,040 residents
What this shows Among its immediate neighbors, ZIP 94037 ranks #0 by population - useful context the national average alone can't give.
ZIP 94037 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94037
Montara (94037)
$233,826 median income
- 94010
Burlingame (94010)
$196,882 median income
- 94030
Millbrae (94030)
$163,476 median income
- 94044
Pacifica (94044)
$160,408 median income
- 94019
Half Moon Bay (94019)
$153,781 median income
- 94066
San Bruno (94066)
$141,272 median income
- 94080
South San Francisco (94080)
$136,733 median income
- 94015
Daly City (94015)
$127,056 median income
- 94014
Daly City (94014)
$122,966 median income
What this shows By household income, ZIP 94037 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 94038 | Moss Beach, CA | 3,040 | 2.3 mi |
| 94044 | Pacifica, CA | 37,296 | 3.6 mi |
| 94066 | San Bruno, CA | 41,130 | 6.0 mi |
| 94030 | Millbrae, CA | 21,536 | 6.0 mi |
| 94015 | Daly City, CA | 60,927 | 8.8 mi |
| 94010 | Burlingame, CA | 40,737 | 7.3 mi |
| 94019 | Half Moon Bay, CA | 18,424 | 7.6 mi |
| 94080 | South San Francisco, CA | 63,975 | 8.1 mi |
| 94128 | San Francisco, CA | 69 | 7.7 mi |
| 94014 | Daly City, CA | 47,014 | 9.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 94037, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,913 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in San Mateo County
Related Areas
Frequently Asked Questions
What county is ZIP code 94037 in?
ZIP code 94037 (Montara) is located in San Mateo County, California. San Mateo County contains multiple ZIP codes, see the full list at /counties/san-mateo-ca.
What is the population of ZIP code 94037?
ZIP code 94037 in Montara, CA has a population of 2,913 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 94037?
The median household income in ZIP 94037 is $233,826, which is 207% above the national average of $76,288.
What is the average home value in ZIP 94037?
The median home value in ZIP 94037 is $1,580,700, which is 468% above the national average of $278,155.
What is the demographic makeup of ZIP 94037?
The largest racial group in ZIP 94037 is White at 69.5%. Hispanic or Latino residents make up 24.8% of the population.
How many businesses are in ZIP code 94037?
ZIP code 94037 has 51 business establishments employing approximately 201 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 94037?
The top industries by establishment count in ZIP 94037 are: Professional, scientific, and technical services (13), Construction (6), Accommodation and food services (6). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 94037?
According to the FHFA House Price Index, home values in ZIP 94037 increased by 16.9% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 181%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 94037?
In ZIP code 94037, 75.8% of residents aged 25+ have a high school diploma or higher, and 66.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 94037?
In ZIP code 94037, approximately 78.2% of occupied housing units are owner-occupied and 21.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 94037?
The poverty rate in ZIP code 94037 is 3.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 94037's numbers, next.
- See how ZIP 94037 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Montara, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.