Pacifica, CA · standard
ZIP Code 94044
San Mateo County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 37,296
- 981/sq mi High-density area
- $160,408
- Median income Above-median income area
- $1,249,800
- Median home value Above-median home value
- 48.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Pacifica pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 3%
- household income, US ZIPs
- Top 1%
- home value, US ZIPs
- 981
- people per sq mi
- 68%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 94044 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 94044 (Pacifica, CA) rose +2.8% from 2023 to 2024. The all-transactions index moved from 310.8 in 2023 to 319.5 in 2024 (2000 = 100).
ZIP code 94044 is a densely settled ZIP (a standard USPS delivery area) in Pacifica, San Mateo County, California, with 37,296 residents across 38.0 square miles, a density of 981 people per square mile, in the Los Angeles time zone.
ZIP 94044 skews affluent, with a median household income of $160,408 (58% above the average California ZIP), while per-capita income is $73,852. Both reported hardship measures are comparatively low in absolute terms: poverty is 5.8% and unemployment is 3.9%. Housing is both higher-cost and owner-heavy: median home value is $1,249,800 (62% above the average California ZIP), while 67.6% of occupied homes are owner-occupied and median rent is $3,093.
A solid share of residents have a four-year degree: 48.9% of adults hold a bachelor's degree or higher, the median age is 44.6, and the average commute is 27 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in San Mateo County, so 94044 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 94044
Top 5 sectors by establishment count in Pacifica, CA
Which industries have the most business establishments in ZIP 94044.
- Construction
Construction
114 establishments
- Accommodation and food services
Accommodation and food services
98 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
84 establishments
- Retail trade
Retail trade
69 establishments
- Other services (except public administration)
Other services (except public administration)
59 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 94044, Pacifica, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
37,296
Population
38.0
Area (sq mi)
981
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 94044?
44.6
Median Age
50.1%
Male
49.9%
Female
22.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$160,408
Median Household Income
+58% vs state ZIP avg
$73,852
Per Capita Income
5.8%
Poverty Rate
3.9%
Unemployment Rate
27.1 min
Mean Commute Time
How ZIP 94044 ranks nationally
Pacifica, CA household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$160,408 Top 3% higher than 97% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
14,678housing units
14,678
Total Housing Units
13,928
Occupied Units
750
Vacant Units
2.66
Avg Household Size
Occupancy Type
$1,249,800
Median Home Value
+62% vs state ZIP avg
$3,093
Median Rent
1966
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.8%
YoY Change (2024)
319
HPI Index (2000 = 100)
+219%
Total Change Since 2000
Home values in ZIP 94044 have increased 2.8% over the past year (2024). Since 2000, this ZIP has seen +219% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -2.4% | 259 |
| 2021 | +4.0% | 269 |
| 2022 | +12.9% | 304 |
| 2023 | +2.2% | 311 |
| 2024 | +2.8% | 319 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 637 business establishments in ZIP 94044, employing approximately 4,375 people with a combined annual payroll of $229,602,000.
637
Businesses
4,375
Employees
$229.6M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 114 | 17.9% |
| Accommodation and food services | 98 | 15.4% |
| Professional, scientific, and technical services | 84 | 13.2% |
| Retail trade | 69 | 10.8% |
| Other services (except public administration) | 59 | 9.3% |
| Health care and social assistance | 54 | 8.5% |
| Real estate and rental and leasing | 43 | 6.8% |
| Finance and insurance | 24 | 3.8% |
| Administrative and support and waste management and remediation services | 18 | 2.8% |
| Educational services | 15 | 2.4% |
| Arts, entertainment, and recreation | 15 | 2.4% |
| Wholesale trade | 14 | 2.2% |
| Information | 13 | 2.0% |
| Transportation and warehousing | 9 | 1.4% |
| Manufacturing | 7 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 94044 vs 94037 →
ZIP 94044 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94080
South San Francisco (94080)
63,975 residents
- 94015
Daly City (94015)
60,927 residents
- 94014
Daly City (94014)
47,014 residents
- 94116
San Francisco (94116)
43,698 residents
- 94066
San Bruno (94066)
41,130 residents
- 94044
Pacifica (94044)
37,296 residents
- 94132
San Francisco (94132)
28,129 residents
- 94030 21,536
Millbrae (94030)
21,536 residents
- 94038 3,040
Moss Beach (94038)
3,040 residents
What this shows Among its immediate neighbors, ZIP 94044 ranks #6 by population - useful context the national average alone can't give.
ZIP 94044 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94037
Montara (94037)
$233,826 median income
- 94030
Millbrae (94030)
$163,476 median income
- 94044
Pacifica (94044)
$160,408 median income
- 94116
San Francisco (94116)
$158,921 median income
- 94066
San Bruno (94066)
$141,272 median income
- 94080
South San Francisco (94080)
$136,733 median income
- 94015
Daly City (94015)
$127,056 median income
- 94014
Daly City (94014)
$122,966 median income
- 94132
San Francisco (94132)
$112,292 median income
What this shows By household income, ZIP 94044 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 94037 | Montara, CA | 2,913 | 3.6 mi |
| 94066 | San Bruno, CA | 41,130 | 2.9 mi |
| 94015 | Daly City, CA | 60,927 | 5.2 mi |
| 94030 | Millbrae, CA | 21,536 | 4.3 mi |
| 94038 | Moss Beach, CA | 3,040 | 5.9 mi |
| 94080 | South San Francisco, CA | 63,975 | 4.7 mi |
| 94128 | San Francisco, CA | 69 | 5.4 mi |
| 94014 | Daly City, CA | 47,014 | 6.2 mi |
| 94132 | San Francisco, CA | 28,129 | 8.1 mi |
| 94116 | San Francisco, CA | 43,698 | 9.6 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 94044, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (37,296 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in San Mateo County
Related Areas
Frequently Asked Questions
What county is ZIP code 94044 in?
ZIP code 94044 (Pacifica) is located in San Mateo County, California. San Mateo County contains multiple ZIP codes, see the full list at /counties/san-mateo-ca.
What is the population of ZIP code 94044?
ZIP code 94044 in Pacifica, CA has a population of 37,296 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 94044?
The median household income in ZIP 94044 is $160,408, which is 110% above the national average of $76,288.
What is the average home value in ZIP 94044?
The median home value in ZIP 94044 is $1,249,800, which is 349% above the national average of $278,155.
What is the demographic makeup of ZIP 94044?
The largest racial group in ZIP 94044 is White at 52.0%. Hispanic or Latino residents make up 19.5% of the population.
How many businesses are in ZIP code 94044?
ZIP code 94044 has 637 business establishments employing approximately 4,375 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 94044?
The top industries by establishment count in ZIP 94044 are: Construction (114), Accommodation and food services (98), Professional, scientific, and technical services (84). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 94044?
According to the FHFA House Price Index, home values in ZIP 94044 increased by 2.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 219%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 94044?
In ZIP code 94044, 65.4% of residents aged 25+ have a high school diploma or higher, and 48.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 94044?
The mean commute time for workers in ZIP code 94044 is 27.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 94044?
In ZIP code 94044, approximately 67.6% of occupied housing units are owner-occupied and 32.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 94044?
The poverty rate in ZIP code 94044 is 5.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 94044's numbers, next.
- See how ZIP 94044 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Pacifica, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.