Pacifica, CA · standard

ZIP Code 94044

San Mateo County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

37,296
981/sq mi
$160,408
Median income
$1,249,800
Median home value
48.9%
Bachelor's or higher

The verdict

Pacifica pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 3%
household income, US ZIPs
Top 1%
home value, US ZIPs
981
people per sq mi
68%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 94044 against every reporting US ZIP.

ZIP code 94044 is classified by USPS as a standard delivery area and covers roughly 38.0 square miles in Pacifica, San Mateo County, California. The area is home to 37,296 residents, producing a population density of 981 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 94044 against California and the nation.

On the economic side, the median household income for ZIP 94044 sits at $160,408 (58% above the California average), while per-capita income is $73,852. The poverty rate stands at 5.8% and the unemployment rate at 3.9%. On housing, the median home value is $1,249,800 (62% above the state average) with median rent at $3,093 per month, and 67.6% of occupied units are owner-occupied, a direct signal of whether 94044 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 48.9% of adults hold a bachelor's degree or higher, the median age is 44.6, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Mateo County, so you can benchmark 94044 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 94044

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 94044.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 94044, Pacifica, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

37,296

Population

38.0

Area (sq mi)

981

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 94044?

44.6

Median Age

50.1%

Male

49.9%

Female

22.1%

Foreign-Born

White 52.0%
African American 1.2%
Asian 22.2%
American Indian or Alaska Native 1.2%
Native Hawaiian or Pacific Islander 1.8%
Two or More Ethnicities 16.5%
Hispanic or Latino 19.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$160,408

Median Household Income

+58% vs state

$73,852

Per Capita Income

5.8%

Poverty Rate

3.9%

Unemployment Rate

27.1 min

Mean Commute Time

How ZIP 94044 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$160,408 Top 3% higher than 97% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). This entry sits in this band. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.4%
Bachelor's Degree or Higher 48.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

14,678

Total Housing Units

13,928

Occupied Units

750

Vacant Units

2.66

Avg Household Size

Occupancy Type

Owner 67.6%
Renter 32.4%

$1,249,800

Median Home Value

+62% vs state

$3,093

Median Rent

1966

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.8%

YoY Change (2024)

319

HPI Index (2000 = 100)

+219%

Total Change Since 2000

Home values in ZIP 94044 have increased 2.8% over the past year (2024). Since 2000, this ZIP has seen +219% cumulative appreciation.

Year Annual Change HPI Index
2020 -2.4% 259
2021 +4.0% 269
2022 +12.9% 304
2023 +2.2% 311
2024 +2.8% 319

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 637 business establishments in ZIP 94044, employing approximately 4,375 people with a combined annual payroll of $229,602,000.

637

Businesses

4,375

Employees

$229.6M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 114 17.9%
Accommodation and food services 98 15.4%
Professional, scientific, and technical services 84 13.2%
Retail trade 69 10.8%
Other services (except public administration) 59 9.3%
Health care and social assistance 54 8.5%
Real estate and rental and leasing 43 6.8%
Finance and insurance 24 3.8%
Administrative and support and waste management and remediation services 18 2.8%
Educational services 15 2.4%
Arts, entertainment, and recreation 15 2.4%
Wholesale trade 14 2.2%
Information 13 2.0%
Transportation and warehousing 9 1.4%
Manufacturing 7 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 94044 vs 94037 →

ZIP 94044 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 94044 ranks #6 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 94044 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 94044 ranks #3 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
94037 Montara, CA 2,913 3.6 mi
94066 San Bruno, CA 41,130 2.9 mi
94015 Daly City, CA 60,927 5.2 mi
94030 Millbrae, CA 21,536 4.3 mi
94038 Moss Beach, CA 3,040 5.9 mi
94080 South San Francisco, CA 63,975 4.7 mi
94128 San Francisco, CA 69 5.4 mi
94014 Daly City, CA 47,014 6.2 mi
94132 San Francisco, CA 28,129 8.1 mi
94116 San Francisco, CA 43,698 9.6 mi

More ZIP Codes in San Mateo County

Frequently Asked Questions

What county is ZIP code 94044 in?
ZIP code 94044 (Pacifica) is located in San Mateo County, California. San Mateo County contains multiple ZIP codes, see the full list at /counties/san-mateo-ca.
What is the population of ZIP code 94044?
ZIP code 94044 in Pacifica, CA has a population of 37,296 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 94044?
The median household income in ZIP 94044 is $160,408, which is 110% above the national average of $76,288.
What is the average home value in ZIP 94044?
The median home value in ZIP 94044 is $1,249,800, which is 349% above the national average of $278,155.
What is the demographic makeup of ZIP 94044?
The largest racial group in ZIP 94044 is White at 52.0%. Hispanic or Latino residents make up 19.5% of the population.
How many businesses are in ZIP code 94044?
ZIP code 94044 has 637 business establishments employing approximately 4,375 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 94044?
The top industries by establishment count in ZIP 94044 are: Construction (114), Accommodation and food services (98), Professional, scientific, and technical services (84). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 94044?
According to the FHFA House Price Index, home values in ZIP 94044 increased by 2.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 219%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 94044?
In ZIP code 94044, 65.4% of residents aged 25+ have a high school diploma or higher, and 48.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 94044?
The mean commute time for workers in ZIP code 94044 is 27.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 94044?
In ZIP code 94044, approximately 67.6% of occupied housing units are owner-occupied and 32.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 94044?
The poverty rate in ZIP code 94044 is 5.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Pacifica, CA

Verify and explore additional data for this area using these official government sources.