Pacifica, CA · standard
ZIP Code 94044
San Mateo County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 37,296
- 981/sq mi
- $160,408
- Median income
- $1,249,800
- Median home value
- 48.9%
- Bachelor's or higher
The verdict
Pacifica pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 3%
- household income, US ZIPs
- Top 1%
- home value, US ZIPs
- 981
- people per sq mi
- 68%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 94044 against every reporting US ZIP.
ZIP code 94044 is classified by USPS as a standard delivery area and covers roughly 38.0 square miles in Pacifica, San Mateo County, California. The area is home to 37,296 residents, producing a population density of 981 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 94044 against California and the nation.
On the economic side, the median household income for ZIP 94044 sits at $160,408 (58% above the California average), while per-capita income is $73,852. The poverty rate stands at 5.8% and the unemployment rate at 3.9%. On housing, the median home value is $1,249,800 (62% above the state average) with median rent at $3,093 per month, and 67.6% of occupied units are owner-occupied, a direct signal of whether 94044 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 48.9% of adults hold a bachelor's degree or higher, the median age is 44.6, and the average commute is 27 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing San Mateo County, so you can benchmark 94044 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 94044
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 94044.
- Construction
Construction
114 establishments
- Accommodation and food services
Accommodation and food services
98 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
84 establishments
- Retail trade
Retail trade
69 establishments
- Other services (except public administration)
Other services (except public administration)
59 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 94044, Pacifica, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
37,296
Population
38.0
Area (sq mi)
981
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 94044?
44.6
Median Age
50.1%
Male
49.9%
Female
22.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$160,408
Median Household Income
+58% vs state
$73,852
Per Capita Income
5.8%
Poverty Rate
3.9%
Unemployment Rate
27.1 min
Mean Commute Time
How ZIP 94044 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$160,408 Top 3% higher than 97% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
14,678
Total Housing Units
13,928
Occupied Units
750
Vacant Units
2.66
Avg Household Size
Occupancy Type
$1,249,800
Median Home Value
+62% vs state
$3,093
Median Rent
1966
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.8%
YoY Change (2024)
319
HPI Index (2000 = 100)
+219%
Total Change Since 2000
Home values in ZIP 94044 have increased 2.8% over the past year (2024). Since 2000, this ZIP has seen +219% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -2.4% | 259 |
| 2021 | +4.0% | 269 |
| 2022 | +12.9% | 304 |
| 2023 | +2.2% | 311 |
| 2024 | +2.8% | 319 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 637 business establishments in ZIP 94044, employing approximately 4,375 people with a combined annual payroll of $229,602,000.
637
Businesses
4,375
Employees
$229.6M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 114 | 17.9% |
| Accommodation and food services | 98 | 15.4% |
| Professional, scientific, and technical services | 84 | 13.2% |
| Retail trade | 69 | 10.8% |
| Other services (except public administration) | 59 | 9.3% |
| Health care and social assistance | 54 | 8.5% |
| Real estate and rental and leasing | 43 | 6.8% |
| Finance and insurance | 24 | 3.8% |
| Administrative and support and waste management and remediation services | 18 | 2.8% |
| Educational services | 15 | 2.4% |
| Arts, entertainment, and recreation | 15 | 2.4% |
| Wholesale trade | 14 | 2.2% |
| Information | 13 | 2.0% |
| Transportation and warehousing | 9 | 1.4% |
| Manufacturing | 7 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 94044 vs 94037 →
ZIP 94044 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94080
South San Francisco (94080)
63,975 residents
- 94015
Daly City (94015)
60,927 residents
- 94014
Daly City (94014)
47,014 residents
- 94116
San Francisco (94116)
43,698 residents
- 94066
San Bruno (94066)
41,130 residents
- 94044
Pacifica (94044)
37,296 residents
- 94132
San Francisco (94132)
28,129 residents
- 94030 21,536
Millbrae (94030)
21,536 residents
- 94038 3,040
Moss Beach (94038)
3,040 residents
What this shows Among its immediate neighbors, ZIP 94044 ranks #6 by population — useful context the national average alone can't give.
ZIP 94044 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94037
Montara (94037)
$233,826 median income
- 94030
Millbrae (94030)
$163,476 median income
- 94044
Pacifica (94044)
$160,408 median income
- 94116
San Francisco (94116)
$158,921 median income
- 94066
San Bruno (94066)
$141,272 median income
- 94080
South San Francisco (94080)
$136,733 median income
- 94015
Daly City (94015)
$127,056 median income
- 94014
Daly City (94014)
$122,966 median income
- 94132
San Francisco (94132)
$112,292 median income
What this shows By household income, ZIP 94044 ranks #3 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 94037 | Montara, CA | 2,913 | 3.6 mi |
| 94066 | San Bruno, CA | 41,130 | 2.9 mi |
| 94015 | Daly City, CA | 60,927 | 5.2 mi |
| 94030 | Millbrae, CA | 21,536 | 4.3 mi |
| 94038 | Moss Beach, CA | 3,040 | 5.9 mi |
| 94080 | South San Francisco, CA | 63,975 | 4.7 mi |
| 94128 | San Francisco, CA | 69 | 5.4 mi |
| 94014 | Daly City, CA | 47,014 | 6.2 mi |
| 94132 | San Francisco, CA | 28,129 | 8.1 mi |
| 94116 | San Francisco, CA | 43,698 | 9.6 mi |
More ZIP Codes in San Mateo County
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Frequently Asked Questions
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How have home values changed in ZIP code 94044? ▼
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What percentage of residents own vs. rent in ZIP 94044? ▼
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ZIP Code Research Guides
Official Data Resources for Pacifica, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.