Castro Valley, CA · standard
ZIP Code 94546
Alameda County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 42,209
- 1,708/sq mi
- $128,385
- Median income
- $1,043,500
- Median home value
- 41.7%
- Bachelor's or higher
The verdict
Castro Valley pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 7%
- household income, US ZIPs
- Top 2%
- home value, US ZIPs
- 1,708
- people per sq mi
- 66%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 94546 against every reporting US ZIP.
ZIP code 94546 is classified by USPS as a standard delivery area and covers roughly 24.7 square miles in Castro Valley, Alameda County, California. The area is home to 42,209 residents, producing a population density of 1,708 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 94546 against California and the nation.
On the economic side, the median household income for ZIP 94546 sits at $128,385 (26% above the California average), while per-capita income is $57,324. The poverty rate stands at 6.6% and the unemployment rate at 3.7%. On housing, the median home value is $1,043,500 (35% above the state average) with median rent at $2,539 per month, and 66.3% of occupied units are owner-occupied, a direct signal of whether 94546 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 41.7% of adults hold a bachelor's degree or higher, the median age is 41.7, and the average commute is 32 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Alameda County, so you can benchmark 94546 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 94546
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 94546.
- Health care and social assistance
Health care and social assistance
193 establishments
- Construction
Construction
113 establishments
- Accommodation and food services
Accommodation and food services
108 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
94 establishments
- Other services (except public administration)
Other services (except public administration)
92 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 94546, Castro Valley, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
42,209
Population
24.7
Area (sq mi)
1,708
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 94546?
41.7
Median Age
48.8%
Male
51.2%
Female
28.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$128,385
Median Household Income
+26% vs state
$57,324
Per Capita Income
6.6%
Poverty Rate
3.7%
Unemployment Rate
31.9 min
Mean Commute Time
How ZIP 94546 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$128,385 Top 7% higher than 93% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
16,233
Total Housing Units
15,565
Occupied Units
668
Vacant Units
2.84
Avg Household Size
Occupancy Type
$1,043,500
Median Home Value
+35% vs state
$2,539
Median Rent
1960
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-0.4%
YoY Change (2024)
332
HPI Index (2000 = 100)
+232%
Total Change Since 2000
Home values in ZIP 94546 have decreased 0.4% over the past year (2024). Since 2000, this ZIP has seen +232% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.9% | 248 |
| 2021 | +10.9% | 276 |
| 2022 | +14.1% | 315 |
| 2023 | +5.8% | 333 |
| 2024 | -0.4% | 332 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 923 business establishments in ZIP 94546, employing approximately 8,763 people with a combined annual payroll of $528,033,000.
923
Businesses
8,763
Employees
$528.0M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 193 | 20.9% |
| Construction | 113 | 12.2% |
| Accommodation and food services | 108 | 11.7% |
| Professional, scientific, and technical services | 94 | 10.2% |
| Other services (except public administration) | 92 | 10.0% |
| Retail trade | 69 | 7.5% |
| Real estate and rental and leasing | 62 | 6.7% |
| Administrative and support and waste management and remediation services | 40 | 4.3% |
| Finance and insurance | 39 | 4.2% |
| Transportation and warehousing | 29 | 3.1% |
| Educational services | 27 | 2.9% |
| Arts, entertainment, and recreation | 22 | 2.4% |
| Wholesale trade | 18 | 1.9% |
| Information | 9 | 1.0% |
| Manufacturing | 3 | 0.3% |
| Management of companies and enterprises | 3 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 94546 vs 94541 →
ZIP 94546 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94544
Hayward (94544)
73,026 residents
- 94541
Hayward (94541)
61,635 residents
- 94577
San Leandro (94577)
45,560 residents
- 94546
Castro Valley (94546)
42,209 residents
- 94605
Oakland (94605)
39,016 residents
- 94578
San Leandro (94578)
38,558 residents
- 94580 27,152
San Lorenzo (94580)
27,152 residents
- 94619 23,299
Oakland (94619)
23,299 residents
- 94579 20,571
San Leandro (94579)
20,571 residents
What this shows Among its immediate neighbors, ZIP 94546 ranks #4 by population — useful context the national average alone can't give.
ZIP 94546 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94552
Castro Valley (94552)
$212,605 median income
- 94542
Hayward (94542)
$133,734 median income
- 94619
Oakland (94619)
$129,867 median income
- 94546
Castro Valley (94546)
$128,385 median income
- 94580
San Lorenzo (94580)
$110,729 median income
- 94577
San Leandro (94577)
$108,772 median income
- 94544
Hayward (94544)
$107,785 median income
- 94605
Oakland (94605)
$106,068 median income
- 94541
Hayward (94541)
$105,729 median income
What this shows By household income, ZIP 94546 ranks #4 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 94541 | Hayward, CA | 61,635 | 2.8 mi |
| 94578 | San Leandro, CA | 38,558 | 2.5 mi |
| 94552 | Castro Valley, CA | 14,454 | 3.4 mi |
| 94577 | San Leandro, CA | 45,560 | 4.7 mi |
| 94580 | San Lorenzo, CA | 27,152 | 3.9 mi |
| 94542 | Hayward, CA | 12,717 | 4.5 mi |
| 94544 | Hayward, CA | 73,026 | 5.7 mi |
| 94579 | San Leandro, CA | 20,571 | 4.7 mi |
| 94605 | Oakland, CA | 39,016 | 4.9 mi |
| 94619 | Oakland, CA | 23,299 | 5.2 mi |
More ZIP Codes in Alameda County
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Frequently Asked Questions
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How have home values changed in ZIP code 94546? ▼
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What percentage of residents own vs. rent in ZIP 94546? ▼
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ZIP Code Research Guides
Official Data Resources for Castro Valley, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.