Residential delivery area · California
ZIP Code 94556: Moraga, CA
ZIP code 94556 uses the postal name Moraga, California and lies entirely in Contra Costa County (Census 2020 ZIP-county file). About 16,000 people live there (Census Bureau, ACS 2020-2024), the more populous of Moraga's 2 residential ZIP codes. Median household income is $215,720 (Census Bureau, ACS 2020-2024). By Census place, 48% of its land lies in Moraga; 52% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2022
- ZBP2023
- IRS2022
- Town
- Moraga · 2 residential ZIPs
- County
- Contra Costa County
- Census places
- Moraga
- Metro area
- San Francisco-Oakland-Fremont, CA
- House district
- CA-10 119th Congress
- State
- California
- Time zone
- Pacific
- Land area
- 19.3 sq mi · 830 people per sq mi
- PO Box ZIPs
- 94570 also use the name Moraga
Where is ZIP code 94556?
94556 centers on 37.832°, -122.106° and covers 19.3 square miles of land plus 0.1 of water. It borders 9 ZIP codes: 94575, 94516, 94595, 94619, 94549, 94546, 94563, 94583, 94552.
The map draws ZIP code areas only. For the streets inside 94556, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 94556 compare with the rest of Moraga?
| Measure | 94556 | In Moraga | In Contra Costa County | In CA |
|---|---|---|---|---|
| People (ACS 2020-2024) | 15,998 | 1st of 2 | 33rd of 48 | 887th of 1,802 |
| Median household income | $216k | 1st of 1 | 7th of 41 | 31st of 1,189 |
| Median home value | $1.66M | 1st of 1 | 7th of 43 | 109th of 1,317 |
Its median household income is higher than in 99% of U.S. residential ZIP codes, and it is denser than 77% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 94556?
The 2020 Census counted 16,134 people in 94556; the ACS, which samples households over 2020-2024, estimates 15,998. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 15,998
- 2020 Census count
- 16,134
- Households
- 5,614
- Median age
- 42.4
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 94556?
Of the 15,998 people the ACS estimates in 94556, 23.9% are under 18 and 20.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (59.1%), then Asian (not Hispanic) (22.8%).
- Under 1823.9%
- 18 to 6455.3%
- 65 and older20.8%
- White, not Hispanic59.1%
- Asian, not Hispanic22.8%
- Hispanic or Latino8.8%
- Other or two or more8.4%
- Black, not Hispanic1.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 94556 earn?
Median household income is $215,720 (ACS 2020-2024), the 7th highest of the 41 ranked ZIP codes in Contra Costa County.
- Median household income
- $215,720
- Income per person
- $99,286
- Below the poverty line
- 7.5%
- Unemployed (of the labor force)
- 6.6%
- Adults 25+ with a bachelor's degree
- 81.9%
- Adjusted gross income per tax return, 2022
- $296,5807,150 returns; wages 59% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 94556?
- Median home value (owners' estimate)
- $1,659,600
- Median gross rent
- $2,906
- Homes owned by their occupants
- 82.9%
- Housing units
- 5,801
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 94556?
336 business establishments had a location in this ZIP code in 2023, 44 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).
- Professional, scientific, and technical services74
- Health care and social assistance39
- Accommodation and food services33
- Other services (except public administration)33
- Retail trade27
- Construction25
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 94556?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 94575 | Moraga | 975 | – | 0.7 mi |
| 94516 | Canyon | 214 | $113k | 3.3 mi |
| 94595 | Walnut Creek | 16,988 | $101k | 3.4 mi |
| 94619 | Oakland | 26,831 | $130k | 4.0 mi |
| 94549 | Lafayette | 28,420 | $235k | 4.8 mi |
| 94546 | Castro Valley | 44,855 | $128k | 6.0 mi |
| 94563 | Orinda | 19,378 | $250k+ | 6.1 mi |
| 94583 | San Ramon | 39,583 | $185k | 7.6 mi |
| 94552 | Castro Valley | 14,506 | $213k | 10.2 mi |
| 94596 | Walnut Creek | 23,417 | $136k | 5.5 mi (near) |
| 94605 | Oakland | 44,103 | $106k | 5.4 mi (near) |
| 94613 | Oakland | 472 | – | 5.5 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.