Moraga, CA · standard
ZIP Code 94556
Contra Costa County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 15,229
- 481/sq mi High-density area
- $215,720
- Median income Above-median income area
- $1,659,600
- Median home value Above-median home value
- 81.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Moraga pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 1%
- household income, US ZIPs
- Top 1%
- home value, US ZIPs
- 481
- people per sq mi
- 83%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 94556 against every reporting US ZIP.
ZIP code 94556 is a mid-sized community (a standard USPS delivery area) in Moraga, Contra Costa County, California, home to 15,229 residents across 31.6 square miles, a density of 481 people per square mile, in the Los Angeles time zone.
ZIP 94556 skews affluent, with a median household income of $215,720 (112% above the average California ZIP), while per-capita income is $99,286. The poverty rate is 7.5%, with unemployment at 6.6%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $1,659,600 (115% above the average California ZIP), while 82.9% of occupied homes are owner-occupied and median rent is $2,906.
This is a highly-educated ZIP: 81.9% of adults hold a bachelor's degree or higher, the median age is 42.4, and the average commute is 32 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Contra Costa County, so 94556 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 94556
Top 5 sectors by establishment count in Moraga, CA
Which industries have the most business establishments in ZIP 94556.
- Professional, scientific, and technical services
Professional, scientific, and technical services
74 establishments
- Health care and social assistance
Health care and social assistance
39 establishments
- Accommodation and food services
Accommodation and food services
33 establishments
- Other services (except public administration)
Other services (except public administration)
33 establishments
- Retail trade 27
Retail trade
27 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 94556, Moraga, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
15,229
Population
31.6
Area (sq mi)
481
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 94556?
42.4
Median Age
49.5%
Male
50.5%
Female
21.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$215,720
Median Household Income
+112% vs state ZIP avg
$99,286
Per Capita Income
7.5%
Poverty Rate
6.6%
Unemployment Rate
31.5 min
Mean Commute Time
How ZIP 94556 ranks among California ZIPs
Moraga, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$215,720 Top 2% higher than 98% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
5,801housing units
5,801
Total Housing Units
5,614
Occupied Units
187
Vacant Units
2.74
Avg Household Size
Occupancy Type
$1,659,600
Median Home Value
+115% vs state ZIP avg
$2,906
Median Rent
1972
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.3%
YoY Change (2022)
207
HPI Index (2000 = 100)
+107%
Total Change Since 2000
Home values in ZIP 94556 have increased 10.3% over the past year (2022). Since 2000, this ZIP has seen +107% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2018 | +1.4% | 214 |
| 2019 | -5.4% | 203 |
| 2020 | -2.8% | 197 |
| 2021 | -4.9% | 188 |
| 2022 | +10.3% | 207 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 336 business establishments in ZIP 94556, employing approximately 3,857 people with a combined annual payroll of $219,134,000.
336
Businesses
3,857
Employees
$219.1M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 74 | 22.0% |
| Health care and social assistance | 39 | 11.6% |
| Accommodation and food services | 33 | 9.8% |
| Other services (except public administration) | 33 | 9.8% |
| Retail trade | 27 | 8.0% |
| Construction | 25 | 7.4% |
| Finance and insurance | 20 | 6.0% |
| Real estate and rental and leasing | 19 | 5.7% |
| Administrative and support and waste management and remediation services | 19 | 5.7% |
| Educational services | 16 | 4.8% |
| Information | 11 | 3.3% |
| Arts, entertainment, and recreation | 9 | 2.7% |
| Wholesale trade | 6 | 1.8% |
| Transportation and warehousing | 3 | 0.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 94556 vs 94575 →
ZIP 94556 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94605
Oakland (94605)
39,016 residents
- 94611
Oakland (94611)
36,565 residents
- 94549
Lafayette (94549)
26,864 residents
- 94619
Oakland (94619)
23,299 residents
- 94597
Walnut Creek (94597)
20,277 residents
- 94563
Orinda (94563)
17,672 residents
- 94595
Walnut Creek (94595)
16,425 residents
- 94556 15,229
Moraga (94556)
15,229 residents
- 94507 14,889
Alamo (94507)
14,889 residents
What this shows Among its immediate neighbors, ZIP 94556 ranks #8 by population - useful context the national average alone can't give.
ZIP 94556 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94507
Alamo (94507)
$250,000 median income
- 94563
Orinda (94563)
$250,000 median income
- 94549
Lafayette (94549)
$234,516 median income
- 94556
Moraga (94556)
$215,720 median income
- 94611
Oakland (94611)
$180,549 median income
- 94597
Walnut Creek (94597)
$132,063 median income
- 94619
Oakland (94619)
$129,867 median income
- 94516
Canyon (94516)
$113,333 median income
- 94605
Oakland (94605)
$106,068 median income
What this shows By household income, ZIP 94556 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 94575 | Moraga, CA | 974 | 0.3 mi |
| 94516 | Canyon, CA | 211 | 2.8 mi |
| 94549 | Lafayette, CA | 26,864 | 3.9 mi |
| 94595 | Walnut Creek, CA | 16,425 | 3.3 mi |
| 94619 | Oakland, CA | 23,299 | 4.5 mi |
| 94611 | Oakland, CA | 36,565 | 4.8 mi |
| 94507 | Alamo, CA | 14,889 | 5.2 mi |
| 94563 | Orinda, CA | 17,672 | 4.7 mi |
| 94605 | Oakland, CA | 39,016 | 5.8 mi |
| 94597 | Walnut Creek, CA | 20,277 | 5.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 94556, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (15,229 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Contra Costa County
Related Areas
Frequently Asked Questions
What county is ZIP code 94556 in?
ZIP code 94556 (Moraga) is located in Contra Costa County, California. Contra Costa County contains multiple ZIP codes, see the full list at /counties/contra-costa-ca.
What is the population of ZIP code 94556?
ZIP code 94556 in Moraga, CA has a population of 15,229 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 94556?
The median household income in ZIP 94556 is $215,720, which is 183% above the national average of $76,288.
What is the average home value in ZIP 94556?
The median home value in ZIP 94556 is $1,659,600, which is 497% above the national average of $278,155.
What is the demographic makeup of ZIP 94556?
The largest racial group in ZIP 94556 is White at 61.5%. Hispanic or Latino residents make up 8.8% of the population.
How many businesses are in ZIP code 94556?
ZIP code 94556 has 336 business establishments employing approximately 3,857 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 94556?
The top industries by establishment count in ZIP 94556 are: Professional, scientific, and technical services (74), Health care and social assistance (39), Accommodation and food services (33). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 94556?
According to the FHFA House Price Index, home values in ZIP 94556 increased by 10.3% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 107%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 94556?
In ZIP code 94556, 86.1% of residents aged 25+ have a high school diploma or higher, and 81.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 94556?
The mean commute time for workers in ZIP code 94556 is 31.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 94556?
In ZIP code 94556, approximately 82.9% of occupied housing units are owner-occupied and 17.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 94556?
The poverty rate in ZIP code 94556 is 7.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 94556's numbers, next.
- See how ZIP 94556 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Moraga, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.