PlainZIP

Walnut Creek, CA · standard

ZIP Code 94595

Contra Costa County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

16,425
1,179/sq mi
$100,552
Median income
$860,600
Median home value
69.6%
Bachelor's or higher

The verdict

Walnut Creek pairs an upper-quartile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 19%
household income, US ZIPs
Top 4%
home value, US ZIPs
1,179
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 94595 against every reporting US ZIP.

ZIP code 94595 is a mid-sized community (a standard USPS delivery area) in Walnut Creek, Contra Costa County, California, home to 16,425 residents across 13.9 square miles, a density of 1,179 people per square mile, in the Los Angeles time zone.

ZIP 94595 lands in the middle-income range, with a median household income of $100,552 (1% below the California average), while per-capita income is $86,558. The poverty rate stands at 4.5% and the unemployment rate at 5.9%. Housing costs here run $860,600 for a typical home value (11% above the state average), with rent averaging $2,557 a month; 81.9% of homes are owner-occupied.

This is a highly-educated ZIP: 69.6% of adults hold a bachelor's degree or higher, the median age is 69.2, and the average commute is 28 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 94595, plus 6 more within Contra Costa County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 94595

Top 5 sectors by establishment count in Walnut Creek, CA

Which industries have the most business establishments in ZIP 94595.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 94595, Walnut Creek, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

16,425

Population

13.9

Area (sq mi)

1,179

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 94595?

69.2

Median Age

42.2%

Male

57.8%

Female

21.2%

Foreign-Born

White 72.1%
African American 1.4%
Asian 12.1%
American Indian or Alaska Native 0.8%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 10.9%
Hispanic or Latino 9.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$100,552

Median Household Income

-1% vs state

$86,558

Per Capita Income

4.5%

Poverty Rate

5.9%

Unemployment Rate

27.7 min

Mean Commute Time

How ZIP 94595 ranks nationally

Walnut Creek, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$100,552 Top 19% higher than 81% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 78.8%
Bachelor's Degree or Higher 69.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,828

Total Housing Units

9,368

Occupied Units

460

Vacant Units

1.75

Avg Household Size

Occupancy Type

Owner 81.9%
Renter 18.1%

$860,600

Median Home Value

+11% vs state

$2,557

Median Rent

1970

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-6.1%

YoY Change (2024)

261

HPI Index (2000 = 100)

+161%

Total Change Since 2000

Home values in ZIP 94595 have decreased 6.1% over the past year (2024). Since 2000, this ZIP has seen +161% cumulative appreciation.

Year Annual Change HPI Index
2020 -4.0% 218
2021 +6.8% 233
2022 +5.4% 245
2023 +13.3% 278
2024 -6.1% 261

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 286 business establishments in ZIP 94595, employing approximately 2,908 people with a combined annual payroll of $174,132,000.

286

Businesses

2,908

Employees

$174.1M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 57 19.9%
Health care and social assistance 55 19.2%
Other services (except public administration) 28 9.8%
Real estate and rental and leasing 25 8.7%
Retail trade 23 8.0%
Construction 21 7.3%
Finance and insurance 20 7.0%
Accommodation and food services 19 6.6%
Administrative and support and waste management and remediation services 16 5.6%
Wholesale trade 8 2.8%
Educational services 5 1.8%
Information 3 1.1%
Arts, entertainment, and recreation 3 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 94595 vs 94597 →

ZIP 94595 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 94595 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 94595 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 94595 ranks #null of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
94597 Walnut Creek, CA 20,277 3.2 mi
94596 Walnut Creek, CA 20,037 2.1 mi
94507 Alamo, CA 14,889 3.0 mi
94575 Moraga, CA 974 3.1 mi
94549 Lafayette, CA 26,864 3.1 mi
94556 Moraga, CA 15,229 3.3 mi
94523 Pleasant Hill, CA 33,569 5.7 mi
94598 Walnut Creek, CA 25,818 4.3 mi
94563 Orinda, CA 17,672 6.3 mi
94518 Concord, CA 26,778 6.0 mi

More ZIP Codes in Contra Costa County

94565 standard
Pittsburg, CA
Pop: 84,641
94509 standard
Antioch, CA
Pop: 62,439
94806 standard
San Pablo, CA
Pop: 59,861
94513 standard
Brentwood, CA
Pop: 54,605
94553 standard
Martinez, CA
Pop: 47,065
94521 standard
Concord, CA
Pop: 41,249

Related Areas

Contra Costa County Walnut Creek, CA California

Frequently Asked Questions

What county is ZIP code 94595 in? ▼
ZIP code 94595 (Walnut Creek) is located in Contra Costa County, California. Contra Costa County contains multiple ZIP codes, see the full list at /counties/contra-costa-ca.
What is the population of ZIP code 94595? ▼
ZIP code 94595 in Walnut Creek, CA has a population of 16,425 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 94595? ▼
The median household income in ZIP 94595 is $100,552, which is 32% above the national average of $76,288.
What is the average home value in ZIP 94595? ▼
The median home value in ZIP 94595 is $860,600, which is 209% above the national average of $278,155.
What is the demographic makeup of ZIP 94595? ▼
The largest racial group in ZIP 94595 is White at 72.1%. Hispanic or Latino residents make up 9.0% of the population.
How many businesses are in ZIP code 94595? ▼
ZIP code 94595 has 286 business establishments employing approximately 2,908 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 94595? ▼
The top industries by establishment count in ZIP 94595 are: Professional, scientific, and technical services (57), Health care and social assistance (55), Other services (except public administration) (28). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 94595? ▼
According to the FHFA House Price Index, home values in ZIP 94595 decreased by 6.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 161%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 94595? ▼
In ZIP code 94595, 78.8% of residents aged 25+ have a high school diploma or higher, and 69.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 94595? ▼
The mean commute time for workers in ZIP code 94595 is 27.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 94595? ▼
In ZIP code 94595, approximately 81.9% of occupied housing units are owner-occupied and 18.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 94595? ▼
The poverty rate in ZIP code 94595 is 4.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.