Lafayette, CA · standard
ZIP Code 94549
Contra Costa County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 26,864
- 540/sq mi
- $234,516
- Median income
- $2,000,001
- Median home value
- 79.2%
- Bachelor's or higher
The verdict
Lafayette pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 1%
- household income, US ZIPs
- Top 1%
- home value, US ZIPs
- 540
- people per sq mi
- 79%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 94549 against every reporting US ZIP.
ZIP code 94549 is classified by USPS as a standard delivery area and covers roughly 49.7 square miles in Lafayette, Contra Costa County, California. The area is home to 26,864 residents, producing a population density of 540 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 94549 against California and the nation.
On the economic side, the median household income for ZIP 94549 sits at $234,516 (131% above the California average), while per-capita income is $122,213. The poverty rate stands at 3.0% and the unemployment rate at 4.6%. On housing, the median home value is $2,000,001 (159% above the state average) with median rent at $2,968 per month, and 78.9% of occupied units are owner-occupied, a direct signal of whether 94549 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 79.2% of adults hold a bachelor's degree or higher, the median age is 46.3, and the average commute is 29 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Contra Costa County, so you can benchmark 94549 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 94549
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 94549.
- Professional, scientific, and technical services
Professional, scientific, and technical services
249 establishments
- Health care and social assistance
Health care and social assistance
163 establishments
- Real estate and rental and leasing 90
Real estate and rental and leasing
90 establishments
- Other services (except public administration) 87
Other services (except public administration)
87 establishments
- Finance and insurance 84
Finance and insurance
84 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 94549, Lafayette, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
26,864
Population
49.7
Area (sq mi)
540
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 94549?
46.3
Median Age
49.4%
Male
50.6%
Female
15.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$234,516
Median Household Income
+131% vs state
$122,213
Per Capita Income
3.0%
Poverty Rate
4.6%
Unemployment Rate
29.3 min
Mean Commute Time
How ZIP 94549 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$234,516 Top 1% higher than 99% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
11,057
Total Housing Units
10,682
Occupied Units
375
Vacant Units
2.65
Avg Household Size
Occupancy Type
$2,000,001
Median Home Value
+159% vs state
$2,968
Median Rent
1962
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-6.7%
YoY Change (2024)
238
HPI Index (2000 = 100)
+138%
Total Change Since 2000
Home values in ZIP 94549 have decreased 6.7% over the past year (2024). Since 2000, this ZIP has seen +138% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -5.0% | 204 |
| 2021 | +3.0% | 210 |
| 2022 | +27.6% | 268 |
| 2023 | -4.7% | 255 |
| 2024 | -6.7% | 238 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,069 business establishments in ZIP 94549, employing approximately 8,904 people with a combined annual payroll of $631,548,000.
1,069
Businesses
8,904
Employees
$631.5M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 249 | 23.3% |
| Health care and social assistance | 163 | 15.3% |
| Real estate and rental and leasing | 90 | 8.4% |
| Other services (except public administration) | 87 | 8.1% |
| Finance and insurance | 84 | 7.9% |
| Retail trade | 73 | 6.8% |
| Construction | 71 | 6.6% |
| Accommodation and food services | 64 | 6.0% |
| Wholesale trade | 42 | 3.9% |
| Administrative and support and waste management and remediation services | 39 | 3.6% |
| Educational services | 32 | 3.0% |
| Arts, entertainment, and recreation | 27 | 2.5% |
| Information | 19 | 1.8% |
| Manufacturing | 12 | 1.1% |
| Management of companies and enterprises | 8 | 0.8% |
| Transportation and warehousing | 7 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 94549 vs 94556 →
ZIP 94549 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94553
Martinez (94553)
47,065 residents
- 94523
Pleasant Hill (94523)
33,569 residents
- 94549
Lafayette (94549)
26,864 residents
- 94598
Walnut Creek (94598)
25,818 residents
- 94597
Walnut Creek (94597)
20,277 residents
- 94596
Walnut Creek (94596)
20,037 residents
- 94563 17,672
Orinda (94563)
17,672 residents
- 94595 16,425
Walnut Creek (94595)
16,425 residents
- 94556 15,229
Moraga (94556)
15,229 residents
What this shows Among its immediate neighbors, ZIP 94549 ranks #3 by population — useful context the national average alone can't give.
ZIP 94549 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94563
Orinda (94563)
$250,001 median income
- 94549
Lafayette (94549)
$234,516 median income
- 94556
Moraga (94556)
$215,720 median income
- 94598
Walnut Creek (94598)
$186,225 median income
- 94523
Pleasant Hill (94523)
$142,586 median income
- 94596
Walnut Creek (94596)
$135,635 median income
- 94597
Walnut Creek (94597)
$132,063 median income
- 94553
Martinez (94553)
$124,130 median income
- 94516
Canyon (94516)
$113,333 median income
What this shows By household income, ZIP 94549 ranks #2 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 94556 | Moraga, CA | 15,229 | 3.9 mi |
| 94575 | Moraga, CA | 974 | 3.9 mi |
| 94597 | Walnut Creek, CA | 20,277 | 2.8 mi |
| 94595 | Walnut Creek, CA | 16,425 | 3.1 mi |
| 94563 | Orinda, CA | 17,672 | 3.9 mi |
| 94596 | Walnut Creek, CA | 20,037 | 4.4 mi |
| 94523 | Pleasant Hill, CA | 33,569 | 4.5 mi |
| 94516 | Canyon, CA | 211 | 5.1 mi |
| 94553 | Martinez, CA | 47,065 | 6.8 mi |
| 94598 | Walnut Creek, CA | 25,818 | 6.3 mi |
More ZIP Codes in Contra Costa County
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Frequently Asked Questions
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What percentage of residents own vs. rent in ZIP 94549? ▼
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ZIP Code Research Guides
Official Data Resources for Lafayette, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.