Lafayette, CA · standard

ZIP Code 94549

Contra Costa County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

26,864
540/sq mi
$234,516
Median income
$2,000,001
Median home value
79.2%
Bachelor's or higher

The verdict

Lafayette pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 1%
household income, US ZIPs
Top 1%
home value, US ZIPs
540
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 94549 against every reporting US ZIP.

ZIP code 94549 is classified by USPS as a standard delivery area and covers roughly 49.7 square miles in Lafayette, Contra Costa County, California. The area is home to 26,864 residents, producing a population density of 540 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 94549 against California and the nation.

On the economic side, the median household income for ZIP 94549 sits at $234,516 (131% above the California average), while per-capita income is $122,213. The poverty rate stands at 3.0% and the unemployment rate at 4.6%. On housing, the median home value is $2,000,001 (159% above the state average) with median rent at $2,968 per month, and 78.9% of occupied units are owner-occupied, a direct signal of whether 94549 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 79.2% of adults hold a bachelor's degree or higher, the median age is 46.3, and the average commute is 29 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Contra Costa County, so you can benchmark 94549 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 94549

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 94549.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 94549, Lafayette, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

26,864

Population

49.7

Area (sq mi)

540

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 94549?

46.3

Median Age

49.4%

Male

50.6%

Female

15.0%

Foreign-Born

White 71.9%
African American 0.9%
Asian 12.1%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 14.2%
Hispanic or Latino 7.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$234,516

Median Household Income

+131% vs state

$122,213

Per Capita Income

3.0%

Poverty Rate

4.6%

Unemployment Rate

29.3 min

Mean Commute Time

How ZIP 94549 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$234,516 Top 1% higher than 99% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). Below this entry. $180,000–$200,000: 186 US ZIPs (1%). Below this entry. $200,000–$220,000: 324 US ZIPs (1%). This entry sits in this band. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 83.1%
Bachelor's Degree or Higher 79.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,057

Total Housing Units

10,682

Occupied Units

375

Vacant Units

2.65

Avg Household Size

Occupancy Type

Owner 78.9%
Renter 21.1%

$2,000,001

Median Home Value

+159% vs state

$2,968

Median Rent

1962

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-6.7%

YoY Change (2024)

238

HPI Index (2000 = 100)

+138%

Total Change Since 2000

Home values in ZIP 94549 have decreased 6.7% over the past year (2024). Since 2000, this ZIP has seen +138% cumulative appreciation.

Year Annual Change HPI Index
2020 -5.0% 204
2021 +3.0% 210
2022 +27.6% 268
2023 -4.7% 255
2024 -6.7% 238

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,069 business establishments in ZIP 94549, employing approximately 8,904 people with a combined annual payroll of $631,548,000.

1,069

Businesses

8,904

Employees

$631.5M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 249 23.3%
Health care and social assistance 163 15.3%
Real estate and rental and leasing 90 8.4%
Other services (except public administration) 87 8.1%
Finance and insurance 84 7.9%
Retail trade 73 6.8%
Construction 71 6.6%
Accommodation and food services 64 6.0%
Wholesale trade 42 3.9%
Administrative and support and waste management and remediation services 39 3.6%
Educational services 32 3.0%
Arts, entertainment, and recreation 27 2.5%
Information 19 1.8%
Manufacturing 12 1.1%
Management of companies and enterprises 8 0.8%
Transportation and warehousing 7 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 94549 vs 94556 →

ZIP 94549 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 94549 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 94549 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 94549 ranks #2 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
94556 Moraga, CA 15,229 3.9 mi
94575 Moraga, CA 974 3.9 mi
94597 Walnut Creek, CA 20,277 2.8 mi
94595 Walnut Creek, CA 16,425 3.1 mi
94563 Orinda, CA 17,672 3.9 mi
94596 Walnut Creek, CA 20,037 4.4 mi
94523 Pleasant Hill, CA 33,569 4.5 mi
94516 Canyon, CA 211 5.1 mi
94553 Martinez, CA 47,065 6.8 mi
94598 Walnut Creek, CA 25,818 6.3 mi

More ZIP Codes in Contra Costa County

Frequently Asked Questions

What county is ZIP code 94549 in?
ZIP code 94549 (Lafayette) is located in Contra Costa County, California. Contra Costa County contains multiple ZIP codes, see the full list at /counties/contra-costa-ca.
What is the population of ZIP code 94549?
ZIP code 94549 in Lafayette, CA has a population of 26,864 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 94549?
The median household income in ZIP 94549 is $234,516, which is 207% above the national average of $76,288.
What is the average home value in ZIP 94549?
The median home value in ZIP 94549 is $2,000,001, which is 619% above the national average of $278,155.
What is the demographic makeup of ZIP 94549?
The largest racial group in ZIP 94549 is White at 71.9%. Hispanic or Latino residents make up 7.6% of the population.
How many businesses are in ZIP code 94549?
ZIP code 94549 has 1,069 business establishments employing approximately 8,904 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 94549?
The top industries by establishment count in ZIP 94549 are: Professional, scientific, and technical services (249), Health care and social assistance (163), Real estate and rental and leasing (90). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 94549?
According to the FHFA House Price Index, home values in ZIP 94549 decreased by 6.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 138%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 94549?
In ZIP code 94549, 83.1% of residents aged 25+ have a high school diploma or higher, and 79.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 94549?
The mean commute time for workers in ZIP code 94549 is 29.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 94549?
In ZIP code 94549, approximately 78.9% of occupied housing units are owner-occupied and 21.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 94549?
The poverty rate in ZIP code 94549 is 3.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Lafayette, CA

Verify and explore additional data for this area using these official government sources.