Lafayette, CA · standard
ZIP Code 94549
Contra Costa County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 26,864
- 540/sq mi High-density area
- $234,516
- Median income Above-median income area
- $2,000,000+
- Median home value Above-median home value
- 79.2%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Lafayette pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 1%
- household income, US ZIPs
- Top 1%
- home value, US ZIPs
- 540
- people per sq mi
- 79%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 94549 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 94549 (Lafayette, CA) fell -6.7% from 2023 to 2024. The all-transactions index moved from 255.5 in 2023 to 238.4 in 2024 (2000 = 100).
ZIP code 94549 is a densely settled ZIP (a standard USPS delivery area) in Lafayette, Contra Costa County, California, with 26,864 residents across 49.7 square miles, a density of 540 people per square mile, in the Los Angeles time zone.
ZIP 94549 skews affluent, with a median household income of $234,516 (131% above the average California ZIP), while per-capita income is $122,213. The poverty rate is 3.0%, with unemployment at 4.6%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $2,000,000+ (159% above the average California ZIP), while 78.9% of occupied homes are owner-occupied and median rent is $2,968.
This is a highly-educated ZIP: 79.2% of adults hold a bachelor's degree or higher, the median age is 46.3, and the average commute is 29 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Contra Costa County, so 94549 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 94549
Top 5 sectors by establishment count in Lafayette, CA
Which industries have the most business establishments in ZIP 94549.
- Professional, scientific, and technical services
Professional, scientific, and technical services
249 establishments
- Health care and social assistance
Health care and social assistance
163 establishments
- Real estate and rental and leasing 90
Real estate and rental and leasing
90 establishments
- Other services (except public administration) 87
Other services (except public administration)
87 establishments
- Finance and insurance 84
Finance and insurance
84 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 94549, Lafayette, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
26,864
Population
49.7
Area (sq mi)
540
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 94549?
46.3
Median Age
49.4%
Male
50.6%
Female
15.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$234,516
Median Household Income
+131% vs state ZIP avg
$122,213
Per Capita Income
3.0%
Poverty Rate
4.6%
Unemployment Rate
29.3 min
Mean Commute Time
How ZIP 94549 ranks among California ZIPs
Lafayette, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$234,516 Top 2% higher than 98% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
11,057housing units
11,057
Total Housing Units
10,682
Occupied Units
375
Vacant Units
2.65
Avg Household Size
Occupancy Type
$2,000,000+
Median Home Value
+159% vs state ZIP avg
$2,968
Median Rent
1962
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-6.7%
YoY Change (2024)
238
HPI Index (2000 = 100)
+138%
Total Change Since 2000
Home values in ZIP 94549 have decreased 6.7% over the past year (2024). Since 2000, this ZIP has seen +138% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -5.0% | 204 |
| 2021 | +3.0% | 210 |
| 2022 | +27.6% | 268 |
| 2023 | -4.7% | 255 |
| 2024 | -6.7% | 238 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,069 business establishments in ZIP 94549, employing approximately 8,904 people with a combined annual payroll of $631,548,000.
1,069
Businesses
8,904
Employees
$631.5M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 249 | 23.3% |
| Health care and social assistance | 163 | 15.3% |
| Real estate and rental and leasing | 90 | 8.4% |
| Other services (except public administration) | 87 | 8.1% |
| Finance and insurance | 84 | 7.9% |
| Retail trade | 73 | 6.8% |
| Construction | 71 | 6.6% |
| Accommodation and food services | 64 | 6.0% |
| Wholesale trade | 42 | 3.9% |
| Administrative and support and waste management and remediation services | 39 | 3.6% |
| Educational services | 32 | 3.0% |
| Arts, entertainment, and recreation | 27 | 2.5% |
| Information | 19 | 1.8% |
| Manufacturing | 12 | 1.1% |
| Management of companies and enterprises | 8 | 0.8% |
| Transportation and warehousing | 7 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 94549 vs 94556 →
ZIP 94549 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94553
Martinez (94553)
47,065 residents
- 94523
Pleasant Hill (94523)
33,569 residents
- 94549
Lafayette (94549)
26,864 residents
- 94598
Walnut Creek (94598)
25,818 residents
- 94597
Walnut Creek (94597)
20,277 residents
- 94596
Walnut Creek (94596)
20,037 residents
- 94563 17,672
Orinda (94563)
17,672 residents
- 94595 16,425
Walnut Creek (94595)
16,425 residents
- 94556 15,229
Moraga (94556)
15,229 residents
What this shows Among its immediate neighbors, ZIP 94549 ranks #3 by population - useful context the national average alone can't give.
ZIP 94549 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 94563
Orinda (94563)
$250,000 median income
- 94549
Lafayette (94549)
$234,516 median income
- 94556
Moraga (94556)
$215,720 median income
- 94598
Walnut Creek (94598)
$186,225 median income
- 94523
Pleasant Hill (94523)
$142,586 median income
- 94596
Walnut Creek (94596)
$135,635 median income
- 94597
Walnut Creek (94597)
$132,063 median income
- 94553
Martinez (94553)
$124,130 median income
- 94516
Canyon (94516)
$113,333 median income
What this shows By household income, ZIP 94549 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 94556 | Moraga, CA | 15,229 | 3.9 mi |
| 94575 | Moraga, CA | 974 | 3.9 mi |
| 94597 | Walnut Creek, CA | 20,277 | 2.8 mi |
| 94595 | Walnut Creek, CA | 16,425 | 3.1 mi |
| 94563 | Orinda, CA | 17,672 | 3.9 mi |
| 94596 | Walnut Creek, CA | 20,037 | 4.4 mi |
| 94523 | Pleasant Hill, CA | 33,569 | 4.5 mi |
| 94516 | Canyon, CA | 211 | 5.1 mi |
| 94553 | Martinez, CA | 47,065 | 6.8 mi |
| 94598 | Walnut Creek, CA | 25,818 | 6.3 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 94549, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (26,864 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Contra Costa County
Related Areas
Frequently Asked Questions
What county is ZIP code 94549 in?
ZIP code 94549 (Lafayette) is located in Contra Costa County, California. Contra Costa County contains multiple ZIP codes, see the full list at /counties/contra-costa-ca.
What is the population of ZIP code 94549?
ZIP code 94549 in Lafayette, CA has a population of 26,864 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 94549?
The median household income in ZIP 94549 is $234,516, which is 207% above the national average of $76,288.
What is the average home value in ZIP 94549?
The median home value in ZIP 94549 is $2,000,000+, which is 619% above the national average of $278,155.
What is the demographic makeup of ZIP 94549?
The largest racial group in ZIP 94549 is White at 71.9%. Hispanic or Latino residents make up 7.6% of the population.
How many businesses are in ZIP code 94549?
ZIP code 94549 has 1,069 business establishments employing approximately 8,904 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 94549?
The top industries by establishment count in ZIP 94549 are: Professional, scientific, and technical services (249), Health care and social assistance (163), Real estate and rental and leasing (90). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 94549?
According to the FHFA House Price Index, home values in ZIP 94549 decreased by 6.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 138%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 94549?
In ZIP code 94549, 83.1% of residents aged 25+ have a high school diploma or higher, and 79.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 94549?
The mean commute time for workers in ZIP code 94549 is 29.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 94549?
In ZIP code 94549, approximately 78.9% of occupied housing units are owner-occupied and 21.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 94549?
The poverty rate in ZIP code 94549 is 3.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 94549's numbers, next.
- See how ZIP 94549 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Lafayette, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.