Residential delivery area · California
ZIP Code 94945: Novato, CA
ZIP code 94945 is in Novato, California, entirely in Marin County (Census 2020 ZIP-county file). About 18,000 people live there (Census Bureau, ACS 2020-2024), the least populous of Novato's 3 residential ZIP codes. Median household income is $107,790 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Novato (53%) and Black Point-Green Point (12%); 35% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Novato · 3 residential ZIPs
- County
- Marin County
- Census places
- Novato (53%); Black Point-Green Point (12%) census-designated place
- Metro area
- San Francisco-Oakland-Fremont, CA
- House district
- CA-2 119th Congress
- State
- California
- Time zone
- Pacific
- Land area
- 23.1 sq mi · 765 people per sq mi
Where is ZIP code 94945?
94945 centers on 38.123°, -122.553° and covers 23.1 square miles of land plus 0.8 of water. It borders 5 ZIP codes: 94947, 94949, 94954, 95476, 94952.
The map draws ZIP code areas only. For the streets inside 94945, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 94945 compare with the rest of Novato?
| Measure | 94945 | In Novato | In Marin County | In CA |
|---|---|---|---|---|
| People (ACS 2020-2024) | 17,635 | 3rd of 3 | 7th of 29 | 863rd of 1,802 |
| Median household income | $108k | 3rd of 3 | 15th of 15 | 475th of 1,189 |
| Median home value | $1.12M | 2nd of 3 | 16th of 20 | 272nd of 1,317 |
Its median household income is higher than in 85% of U.S. residential ZIP codes, and it is denser than 76% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 94945?
The 2020 Census counted 17,876 people in 94945; the ACS, which samples households over 2020-2024, estimates 17,635. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 17,635
- 2020 Census count
- 17,876
- Households
- 7,081
- Median age
- 49.6
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 94945?
Of the 17,635 people the ACS estimates in 94945, 19.7% are under 18 and 24.1% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (57.4%), then Hispanic or Latino (24.8%).
- Under 1819.7%
- 18 to 6456.3%
- 65 and older24.1%
- White, not Hispanic57.4%
- Hispanic or Latino24.8%
- Asian, not Hispanic7.9%
- Other or two or more7.7%
- Black, not Hispanic2.2%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 94945 earn?
Median household income is $107,790 (ACS 2020-2024), the 15th highest of the 15 ranked ZIP codes in Marin County.
- Median household income
- $107,790±$14,298
- Income per person
- $67,050
- Below the poverty line
- 8.4%
- Unemployed (of the labor force)
- 6.5%
- Adults 25+ with a bachelor's degree
- 52.1%
- Adjusted gross income per tax return, 2022
- $150,6958,790 returns; wages 60% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 94945?
FHFA's house price index for 94945, built from repeat sales and appraisals of the same homes, rose 56% from 2015 to 2025 and rose 29% from 2020 to 2025, and moved +0.0% in 2025.
- Median home value (owners' estimate)
- $1,124,100
- Median gross rent
- $2,326
- Homes owned by their occupants
- 70.4%
- Housing units
- 7,343
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 94945?
763 business establishments had a location in this ZIP code in 2023, 19 more than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).
- Health care and social assistance111
- Construction102
- Professional, scientific, and technical services97
- Retail trade87
- Other services (except public administration)63
- Accommodation and food services59
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 94945?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 94947 | Novato | 24,100 | $129k | 4.1 mi |
| 94949 | Novato | 17,787 | $121k | 5.0 mi |
| 94954 | Petaluma | 37,574 | $114k | 7.8 mi |
| 95476 | Sonoma | 35,196 | $105k | 10.5 mi |
| 94952 | Petaluma | 33,785 | $117k | 13.7 mi |
| 94903 | San Rafael | 30,615 | $142k | 7.0 mi (near) |
| 94946 | Nicasio | 715 | $155k | 8.4 mi (near) |
| 94960 | San Anselmo | 16,232 | $185k | 8.8 mi (near) |
| 94973 | Woodacre | 1,689 | $231k | 8.9 mi (near) |
| 94963 | San Geronimo | 739 | $211k | 10.0 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.