ZIP Code 95012

ZIP code 95012 is classified by USPS as a standard delivery area and covers roughly 38.7 square miles in Castroville, Monterey County, California. The area is home to 10,320 residents, producing a population density of 267 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95012 against California and the nation.

On the economic side, the median household income for ZIP 95012 sits at $80,288 (21% below the California average), while per-capita income is $21,696. The poverty rate stands at 16.3% and the unemployment rate at 5.7%. On housing, the median home value is $598,900 (22% below the state average) with median rent at $1,468 per month, and 48.3% of occupied units are owner-occupied, a direct signal of whether 95012 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 8.3% of adults hold a bachelor's degree or higher, the median age is 28.5, and the average commute is 26 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Monterey County, so you can benchmark 95012 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →