Moss Landing, CA · standard
ZIP Code 95039
Monterey County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,377
- 36/sq mi
- $49,410
- Median income
- $453,400
- Median home value
- 30.0%
- Bachelor's or higher
The verdict
Moss Landing pairs one of the lowest household incomes in the country with upper-quartile home values, in a rural, homeowner-dominated area.
- 14th pct
- household income, US ZIPs
- Top 16%
- home value, US ZIPs
- 36
- people per sq mi
- 63%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95039 against every reporting US ZIP.
ZIP code 95039 is classified by USPS as a standard delivery area and covers roughly 38.3 square miles in Moss Landing, Monterey County, California. The area is home to 1,377 residents, producing a population density of 36 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95039 against California and the nation.
On the economic side, the median household income for ZIP 95039 sits at $49,410 (51% below the California average), while per-capita income is $31,666. The poverty rate stands at 26.9% and the unemployment rate at 0.0%. On housing, the median home value is $453,400 (41% below the state average) with median rent at $1,197 per month, and 63.2% of occupied units are owner-occupied, a direct signal of whether 95039 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 30.0% of adults hold a bachelor's degree or higher, the median age is 49.9, and the average commute is —. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Monterey County, so you can benchmark 95039 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 95039
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 95039.
- Accommodation and food services
Accommodation and food services
10 establishments
- Wholesale trade
Wholesale trade
8 establishments
- Retail trade
Retail trade
8 establishments
- Manufacturing
Manufacturing
5 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95039, Moss Landing, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
1,377
Population
38.3
Area (sq mi)
36
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95039?
49.9
Median Age
50.4%
Male
49.6%
Female
19.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$49,410
Median Household Income
-51% vs state
$31,666
Per Capita Income
26.9%
Poverty Rate
0.0%
Unemployment Rate
How ZIP 95039 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$49,410 14th percentile higher than 14% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
395
Total Housing Units
277
Occupied Units
118
Vacant Units
3.28
Avg Household Size
Occupancy Type
$453,400
Median Home Value
-41% vs state
$1,197
Median Rent
1977
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 61 business establishments in ZIP 95039, employing approximately 851 people with a combined annual payroll of $61,776,000.
61
Businesses
851
Employees
$61.8M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 10 | 16.4% |
| Wholesale trade | 8 | 13.1% |
| Retail trade | 8 | 13.1% |
| Manufacturing | 5 | 8.2% |
| Professional, scientific, and technical services | 5 | 8.2% |
| Other services (except public administration) | 5 | 8.2% |
| Transportation and warehousing | 4 | 6.6% |
| Real estate and rental and leasing | 4 | 6.6% |
| Administrative and support and waste management and remediation services | 4 | 6.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95039 vs 95012 →
ZIP 95039 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95076
Watsonville (95076)
82,474 residents
- 93906
Salinas (93906)
59,461 residents
- 93933 22,406
Marina (93933)
22,406 residents
- 93907 21,726
Salinas (93907)
21,726 residents
- 95012 10,320
Castroville (95012)
10,320 residents
- 95019 7,727
Freedom (95019)
7,727 residents
- 95004 3,918
Aromas (95004)
3,918 residents
- 95039 1,377
Moss Landing (95039)
1,377 residents
What this shows Among its immediate neighbors, ZIP 95039 ranks #8 by population — useful context the national average alone can't give.
ZIP 95039 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95004
Aromas (95004)
$130,744 median income
- 93907
Salinas (93907)
$104,942 median income
- 93933
Marina (93933)
$99,826 median income
- 93906
Salinas (93906)
$97,555 median income
- 95076
Watsonville (95076)
$91,099 median income
- 95012
Castroville (95012)
$80,288 median income
- 95019
Freedom (95019)
$67,474 median income
- 95039 $49,410
Moss Landing (95039)
$49,410 median income
What this shows By household income, ZIP 95039 ranks #8 of 8 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Monterey County
Related Areas
Frequently Asked Questions
What county is ZIP code 95039 in? ▼
What is the population of ZIP code 95039? ▼
What is the median household income in ZIP 95039? ▼
What is the average home value in ZIP 95039? ▼
What is the demographic makeup of ZIP 95039? ▼
How many businesses are in ZIP code 95039? ▼
What are the main industries in ZIP code 95039? ▼
What is the education level in ZIP code 95039? ▼
What percentage of residents own vs. rent in ZIP 95039? ▼
What is the poverty rate in ZIP code 95039? ▼
ZIP Code Research Guides
Official Data Resources for Moss Landing, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.