PlainZIP

Moss Landing, CA · standard

ZIP Code 95039

Monterey County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,377
36/sq mi
$49,410
Median income
$453,400
Median home value
30.0%
Bachelor's or higher

The verdict

Moss Landing pairs one of the lowest household incomes in the country with upper-quartile home values, in a rural, homeowner-dominated area.

14th pct
household income, US ZIPs
Top 16%
home value, US ZIPs
36
people per sq mi
63%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95039 against every reporting US ZIP.

ZIP code 95039 is a sparsely populated ZIP (a standard USPS delivery area) in Moss Landing, Monterey County, California, home to just 1,377 residents across 38.3 square miles, a density of 36 people per square mile, in the Los Angeles time zone.

ZIP 95039 reports a modest median household income of $49,410 (51% below the California average), while per-capita income is $31,666. Poverty here runs at 26.9%, with unemployment measured at 0.0%. On housing, the median home value is $453,400 (41% below the state average) with median rent at $1,197 per month, and 63.2% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 30.0% of adults hold a bachelor's degree or higher, the median age is 49.9, and the average commute is -. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Monterey County, so you can benchmark 95039 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 95039

Top 5 sectors by establishment count in Moss Landing, CA

Which industries have the most business establishments in ZIP 95039.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95039, Moss Landing, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,377

Population

38.3

Area (sq mi)

36

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95039?

49.9

Median Age

50.4%

Male

49.6%

Female

19.2%

Foreign-Born

White 33.1%
African American 3.2%
Asian 1.6%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 22.7%
Hispanic or Latino 51.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$49,410

Median Household Income

-51% vs state

$31,666

Per Capita Income

26.9%

Poverty Rate

0.0%

Unemployment Rate

How ZIP 95039 ranks nationally

Moss Landing, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$49,410 14th percentile higher than 14% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.3%
Bachelor's Degree or Higher 30.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

395

Total Housing Units

277

Occupied Units

118

Vacant Units

3.28

Avg Household Size

Occupancy Type

Owner 63.2%
Renter 36.8%

$453,400

Median Home Value

-41% vs state

$1,197

Median Rent

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 61 business establishments in ZIP 95039, employing approximately 851 people with a combined annual payroll of $61,776,000.

61

Businesses

851

Employees

$61.8M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 10 16.4%
Wholesale trade 8 13.1%
Retail trade 8 13.1%
Manufacturing 5 8.2%
Professional, scientific, and technical services 5 8.2%
Other services (except public administration) 5 8.2%
Transportation and warehousing 4 6.6%
Real estate and rental and leasing 4 6.6%
Administrative and support and waste management and remediation services 4 6.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95039 vs 95012 →

ZIP 95039 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95039 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95039 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95039 ranks #8 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95012 Castroville, CA 10,320 3.7 mi
95019 Freedom, CA 7,727 7.5 mi
95076 Watsonville, CA 82,474 7.9 mi
93933 Marina, CA 22,406 9.7 mi
93907 Salinas, CA 21,726 7.1 mi
95004 Aromas, CA 3,918 8.5 mi
93906 Salinas, CA 59,461 10.7 mi

More ZIP Codes in Monterey County

93905 standard
Salinas, CA
Pop: 61,087
93906 standard
Salinas, CA
Pop: 59,461
93955 standard
Seaside, CA
Pop: 33,359
93940 standard
Monterey, CA
Pop: 31,615
93960 standard
Soledad, CA
Pop: 27,080
93901 standard
Salinas, CA
Pop: 26,863

Related Areas

Monterey County Moss Landing, CA California

Frequently Asked Questions

What county is ZIP code 95039 in? ▼
ZIP code 95039 (Moss Landing) is located in Monterey County, California. Monterey County contains multiple ZIP codes, see the full list at /counties/monterey-ca.
What is the population of ZIP code 95039? ▼
ZIP code 95039 in Moss Landing, CA has a population of 1,377 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95039? ▼
The median household income in ZIP 95039 is $49,410, which is 35% below the national average of $76,288.
What is the average home value in ZIP 95039? ▼
The median home value in ZIP 95039 is $453,400, which is 63% above the national average of $278,155.
What is the demographic makeup of ZIP 95039? ▼
The largest racial group in ZIP 95039 is White at 33.1%. Hispanic or Latino residents make up 51.4% of the population.
How many businesses are in ZIP code 95039? ▼
ZIP code 95039 has 61 business establishments employing approximately 851 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95039? ▼
The top industries by establishment count in ZIP 95039 are: Accommodation and food services (10), Wholesale trade (8), Retail trade (8). There are 9 industry sectors represented in total.
What is the education level in ZIP code 95039? ▼
In ZIP code 95039, 50.3% of residents aged 25+ have a high school diploma or higher, and 30.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 95039? ▼
In ZIP code 95039, approximately 63.2% of occupied housing units are owner-occupied and 36.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95039? ▼
The poverty rate in ZIP code 95039 is 26.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.