Philo, CA · standard
ZIP Code 95466
Mendocino County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 946
- 4/sq mi
- $108,013
- Median income
- $672,400
- Median home value
- 44.9%
- Bachelor's or higher
The verdict
Philo pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 14%
- household income, US ZIPs
- Top 7%
- home value, US ZIPs
- 4
- people per sq mi
- 69%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95466 against every reporting US ZIP.
ZIP code 95466 is classified by USPS as a standard delivery area and covers roughly 242.6 square miles in Philo, Mendocino County, California. The area is home to 946 residents, producing a population density of 4 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95466 against California and the nation.
On the economic side, the median household income for ZIP 95466 sits at $108,013 (6% above the California average), while per-capita income is $43,673. The poverty rate stands at 25.8% and the unemployment rate at 6.8%. On housing, the median home value is $672,400 (13% below the state average) with median rent at $2,114 per month, and 68.6% of occupied units are owner-occupied, a direct signal of whether 95466 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 44.9% of adults hold a bachelor's degree or higher, the median age is 44.7, and the average commute is —. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Mendocino County, so you can benchmark 95466 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 95466
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 95466.
- Manufacturing
Manufacturing
7 establishments
- Accommodation and food services
Accommodation and food services
6 establishments
- Construction
Construction
5 establishments
- Retail trade
Retail trade
4 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95466, Philo, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
946
Population
242.6
Area (sq mi)
4
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95466?
44.7
Median Age
42.2%
Male
57.8%
Female
6.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$108,013
Median Household Income
+6% vs state
$43,673
Per Capita Income
25.8%
Poverty Rate
6.8%
Unemployment Rate
How ZIP 95466 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$108,013 Top 14% higher than 86% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
459
Total Housing Units
280
Occupied Units
179
Vacant Units
2.43
Avg Household Size
Occupancy Type
$672,400
Median Home Value
-13% vs state
$2,114
Median Rent
1972
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 38 business establishments in ZIP 95466, employing approximately 388 people with a combined annual payroll of $21,137,000.
38
Businesses
388
Employees
$21.1M
Annual Payroll
6
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Manufacturing | 7 | 18.4% |
| Accommodation and food services | 6 | 15.8% |
| Construction | 5 | 13.2% |
| Retail trade | 4 | 10.5% |
| Professional, scientific, and technical services | 4 | 10.5% |
| Agriculture, forestry, fishing and hunting | 3 | 7.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95466 vs 95432 →
ZIP 95466 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95415
Boonville (95415)
1,592 residents
- 95466
Philo (95466)
946 residents
- 95459 504
Manchester (95459)
504 residents
- 95432 426
Elk (95432)
426 residents
- 95463 169
Navarro (95463)
169 residents
What this shows Among its immediate neighbors, ZIP 95466 ranks #2 by population — useful context the national average alone can't give.
ZIP 95466 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95466
Philo (95466)
$108,013 median income
- 95459
Manchester (95459)
$68,700 median income
- 95415
Boonville (95415)
$45,147 median income
What this shows By household income, ZIP 95466 ranks the highest of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Mendocino County
Related Areas
Frequently Asked Questions
What county is ZIP code 95466 in? ▼
What is the population of ZIP code 95466? ▼
What is the median household income in ZIP 95466? ▼
What is the average home value in ZIP 95466? ▼
What is the demographic makeup of ZIP 95466? ▼
How many businesses are in ZIP code 95466? ▼
What are the main industries in ZIP code 95466? ▼
What is the education level in ZIP code 95466? ▼
What percentage of residents own vs. rent in ZIP 95466? ▼
What is the poverty rate in ZIP code 95466? ▼
ZIP Code Research Guides
Official Data Resources for Philo, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.