PlainZIP

Philo, CA · standard

ZIP Code 95466

Mendocino County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

946
4/sq mi
$108,013
Median income
$672,400
Median home value
44.9%
Bachelor's or higher

The verdict

Philo pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 14%
household income, US ZIPs
Top 7%
home value, US ZIPs
4
people per sq mi
69%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95466 against every reporting US ZIP.

ZIP code 95466 is a sparsely populated ZIP (a standard USPS delivery area) in Philo, Mendocino County, California, home to just 946 residents across 242.6 square miles, a density of 4 people per square mile, in the Los Angeles time zone.

ZIP 95466 lands in the middle-income range, with a median household income of $108,013 (6% above the California average), while per-capita income is $43,673. Poverty here runs at 25.8%, with unemployment measured at 6.8%. Median home value sits at $672,400 (13% below the state average), median rent at $2,114 a month, and owner-occupancy at 68.6%.

A solid share of residents have a four-year degree: 44.9% of adults hold a bachelor's degree or higher, the median age is 44.7, and the average commute is -. A geography-based comparison follows: 4 ZIP codes within about 10 miles of 95466, plus 6 more within Mendocino County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 95466

Top 5 sectors by establishment count in Philo, CA

Which industries have the most business establishments in ZIP 95466.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95466, Philo, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

946

Population

242.6

Area (sq mi)

4

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95466?

44.7

Median Age

42.2%

Male

57.8%

Female

6.1%

Foreign-Born

White 85.3%
African American 0.6%
Asian 0.0%
American Indian or Alaska Native 0.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 13.6%
Hispanic or Latino 14.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$108,013

Median Household Income

+6% vs state

$43,673

Per Capita Income

25.8%

Poverty Rate

6.8%

Unemployment Rate

How ZIP 95466 ranks nationally

Philo, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$108,013 Top 14% higher than 86% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.7%
Bachelor's Degree or Higher 44.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

459

Total Housing Units

280

Occupied Units

179

Vacant Units

2.43

Avg Household Size

Occupancy Type

Owner 68.6%
Renter 31.4%

$672,400

Median Home Value

-13% vs state

$2,114

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 38 business establishments in ZIP 95466, employing approximately 388 people with a combined annual payroll of $21,137,000.

38

Businesses

388

Employees

$21.1M

Annual Payroll

6

Industry Sectors

Industry Establishments % of Total
Manufacturing 7 18.4%
Accommodation and food services 6 15.8%
Construction 5 13.2%
Retail trade 4 10.5%
Professional, scientific, and technical services 4 10.5%
Agriculture, forestry, fishing and hunting 3 7.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95466 vs 95432 →

ZIP 95466 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95466 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95466 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95466 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95432 Elk, CA 426 7.4 mi
95463 Navarro, CA 169 7.5 mi
95459 Manchester, CA 504 8.6 mi
95415 Boonville, CA 1,592 8.7 mi

More ZIP Codes in Mendocino County

95482 standard
Ukiah, CA
Pop: 31,808
95437 standard
Fort Bragg, CA
Pop: 14,799
95490 standard
Willits, CA
Pop: 13,264
95470 standard
Redwood Valley, CA
Pop: 6,032
95454 standard
Laytonville, CA
Pop: 2,556
95428 standard
Covelo, CA
Pop: 2,516

Related Areas

Mendocino County Philo, CA California

Frequently Asked Questions

What county is ZIP code 95466 in? ▼
ZIP code 95466 (Philo) is located in Mendocino County, California. Mendocino County contains multiple ZIP codes, see the full list at /counties/mendocino-ca.
What is the population of ZIP code 95466? ▼
ZIP code 95466 in Philo, CA has a population of 946 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95466? ▼
The median household income in ZIP 95466 is $108,013, which is 42% above the national average of $76,288.
What is the average home value in ZIP 95466? ▼
The median home value in ZIP 95466 is $672,400, which is 142% above the national average of $278,155.
What is the demographic makeup of ZIP 95466? ▼
The largest racial group in ZIP 95466 is White at 85.3%. Hispanic or Latino residents make up 14.8% of the population.
How many businesses are in ZIP code 95466? ▼
ZIP code 95466 has 38 business establishments employing approximately 388 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95466? ▼
The top industries by establishment count in ZIP 95466 are: Manufacturing (7), Accommodation and food services (6), Construction (5). There are 6 industry sectors represented in total.
What is the education level in ZIP code 95466? ▼
In ZIP code 95466, 69.7% of residents aged 25+ have a high school diploma or higher, and 44.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 95466? ▼
In ZIP code 95466, approximately 68.6% of occupied housing units are owner-occupied and 31.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95466? ▼
The poverty rate in ZIP code 95466 is 25.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.