PlainZIP

Upper Lake, CA · standard

ZIP Code 95485

Lake County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,557
9/sq mi
$104,667
Median income
$370,100
Median home value
16.5%
Bachelor's or higher

The verdict

Upper Lake pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 16%
household income, US ZIPs
Top 24%
home value, US ZIPs
9
people per sq mi
74%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95485 against every reporting US ZIP.

ZIP code 95485 covers 272.0 square miles in Upper Lake, Lake County, California (a standard USPS delivery area), with a modest 2,557 residents on file, a density of 9 people per square mile, in the Los Angeles time zone.

ZIP 95485 lands in the middle-income range, with a median household income of $104,667 (3% above the California average), while per-capita income is $48,644. The poverty rate stands at 14.3% and the unemployment rate at 6.6%. Housing costs here run $370,100 for a typical home value (52% below the state average), with rent averaging $1,039 a month; 73.8% of homes are owner-occupied.

Educational attainment sits below the national norm: 16.5% of adults hold a bachelor's degree or higher, the median age is 42.7, and the average commute is -. Beyond these figures, 2 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Lake County, letting you compare 95485 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 95485

Top 5 sectors by establishment count in Upper Lake, CA

Which industries have the most business establishments in ZIP 95485.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95485, Upper Lake, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,557

Population

272.0

Area (sq mi)

9

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95485?

42.7

Median Age

52.0%

Male

48.0%

Female

4.0%

Foreign-Born

White 76.8%
African American 0.4%
Asian 4.9%
American Indian or Alaska Native 3.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 12.9%
Hispanic or Latino 8.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$104,667

Median Household Income

+3% vs state

$48,644

Per Capita Income

14.3%

Poverty Rate

6.6%

Unemployment Rate

How ZIP 95485 ranks nationally

Upper Lake, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$104,667 Top 16% higher than 84% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 43.3%
Bachelor's Degree or Higher 16.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,355

Total Housing Units

1,274

Occupied Units

81

Vacant Units

2.52

Avg Household Size

Occupancy Type

Owner 73.8%
Renter 26.2%

$370,100

Median Home Value

-52% vs state

$1,039

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-5.2%

YoY Change (2024)

264

HPI Index (2000 = 100)

+164%

Total Change Since 2000

Home values in ZIP 95485 have decreased 5.2% over the past year (2024). Since 2000, this ZIP has seen +164% cumulative appreciation.

Year Annual Change HPI Index
2019 +7.6% 242
2020 -9.2% 220
2021 +15.4% 254
2022 -5.2% 241
2024 – 264

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 37 business establishments in ZIP 95485, employing approximately 310 people with a combined annual payroll of $14,942,000.

37

Businesses

310

Employees

$14.9M

Annual Payroll

5

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 10 27.0%
Construction 9 24.3%
Retail trade 5 13.5%
Health care and social assistance 4 10.8%
Other services (except public administration) 3 8.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95485 vs 95493 →

ZIP 95485 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95485 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95485 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95485 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95493 Witter Springs, CA 198 3.5 mi
95464 Nice, CA 2,673 7.2 mi

More ZIP Codes in Lake County

95422 standard
Clearlake, CA
Pop: 15,585
95453 standard
Lakeport, CA
Pop: 11,256
95451 standard
Kelseyville, CA
Pop: 11,213
95467 standard
Hidden Valley Lake, CA
Pop: 5,498
95423 standard
Clearlake Oaks, CA
Pop: 3,747
95461 standard
Middletown, CA
Pop: 3,413

Related Areas

Lake County Upper Lake, CA California

Frequently Asked Questions

What county is ZIP code 95485 in? ▼
ZIP code 95485 (Upper Lake) is located in Lake County, California. Lake County contains multiple ZIP codes, see the full list at /counties/lake-ca.
What is the population of ZIP code 95485? ▼
ZIP code 95485 in Upper Lake, CA has a population of 2,557 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95485? ▼
The median household income in ZIP 95485 is $104,667, which is 37% above the national average of $76,288.
What is the average home value in ZIP 95485? ▼
The median home value in ZIP 95485 is $370,100, which is 33% above the national average of $278,155.
What is the demographic makeup of ZIP 95485? ▼
The largest racial group in ZIP 95485 is White at 76.8%. Hispanic or Latino residents make up 8.9% of the population.
How many businesses are in ZIP code 95485? ▼
ZIP code 95485 has 37 business establishments employing approximately 310 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95485? ▼
The top industries by establishment count in ZIP 95485 are: Accommodation and food services (10), Construction (9), Retail trade (5). There are 5 industry sectors represented in total.
How have home values changed in ZIP code 95485? ▼
According to the FHFA House Price Index, home values in ZIP 95485 decreased by 5.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 164%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95485? ▼
In ZIP code 95485, 43.3% of residents aged 25+ have a high school diploma or higher, and 16.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 95485? ▼
In ZIP code 95485, approximately 73.8% of occupied housing units are owner-occupied and 26.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95485? ▼
The poverty rate in ZIP code 95485 is 14.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.