Upper Lake, CA · standard
ZIP Code 95485
Lake County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,557
- 9/sq mi
- $104,667
- Median income
- $370,100
- Median home value
- 16.5%
- Bachelor's or higher
The verdict
Upper Lake pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 16%
- household income, US ZIPs
- Top 24%
- home value, US ZIPs
- 9
- people per sq mi
- 74%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95485 against every reporting US ZIP.
ZIP code 95485 is classified by USPS as a standard delivery area and covers roughly 272.0 square miles in Upper Lake, Lake County, California. The area is home to 2,557 residents, producing a population density of 9 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95485 against California and the nation.
On the economic side, the median household income for ZIP 95485 sits at $104,667 (3% above the California average), while per-capita income is $48,644. The poverty rate stands at 14.3% and the unemployment rate at 6.6%. On housing, the median home value is $370,100 (52% below the state average) with median rent at $1,039 per month, and 73.8% of occupied units are owner-occupied, a direct signal of whether 95485 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 16.5% of adults hold a bachelor's degree or higher, the median age is 42.7, and the average commute is —. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Lake County, so you can benchmark 95485 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 95485
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 95485.
- Accommodation and food services
Accommodation and food services
10 establishments
- Construction
Construction
9 establishments
- Retail trade
Retail trade
5 establishments
- Health care and social assistance
Health care and social assistance
4 establishments
- Other services (except public administration) 3
Other services (except public administration)
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95485, Upper Lake, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
2,557
Population
272.0
Area (sq mi)
9
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95485?
42.7
Median Age
52.0%
Male
48.0%
Female
4.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$104,667
Median Household Income
+3% vs state
$48,644
Per Capita Income
14.3%
Poverty Rate
6.6%
Unemployment Rate
How ZIP 95485 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$104,667 Top 16% higher than 84% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,355
Total Housing Units
1,274
Occupied Units
81
Vacant Units
2.52
Avg Household Size
Occupancy Type
$370,100
Median Home Value
-52% vs state
$1,039
Median Rent
1976
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-5.2%
YoY Change (2024)
264
HPI Index (2000 = 100)
+164%
Total Change Since 2000
Home values in ZIP 95485 have decreased 5.2% over the past year (2024). Since 2000, this ZIP has seen +164% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +7.6% | 242 |
| 2020 | -9.2% | 220 |
| 2021 | +15.4% | 254 |
| 2022 | -5.2% | 241 |
| 2024 | — | 264 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 37 business establishments in ZIP 95485, employing approximately 310 people with a combined annual payroll of $14,942,000.
37
Businesses
310
Employees
$14.9M
Annual Payroll
5
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 10 | 27.0% |
| Construction | 9 | 24.3% |
| Retail trade | 5 | 13.5% |
| Health care and social assistance | 4 | 10.8% |
| Other services (except public administration) | 3 | 8.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95485 vs 95493 →
ZIP 95485 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95464
Nice (95464)
2,673 residents
- 95485
Upper Lake (95485)
2,557 residents
- 95493 198
Witter Springs (95493)
198 residents
What this shows Among its immediate neighbors, ZIP 95485 ranks #2 by population — useful context the national average alone can't give.
ZIP 95485 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95485
Upper Lake (95485)
$104,667 median income
- 95493
Witter Springs (95493)
$74,531 median income
- 95464
Nice (95464)
$61,705 median income
What this shows By household income, ZIP 95485 ranks the highest of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Lake County
Related Areas
Frequently Asked Questions
What county is ZIP code 95485 in? ▼
What is the population of ZIP code 95485? ▼
What is the median household income in ZIP 95485? ▼
What is the average home value in ZIP 95485? ▼
What is the demographic makeup of ZIP 95485? ▼
How many businesses are in ZIP code 95485? ▼
What are the main industries in ZIP code 95485? ▼
How have home values changed in ZIP code 95485? ▼
What is the education level in ZIP code 95485? ▼
What percentage of residents own vs. rent in ZIP 95485? ▼
What is the poverty rate in ZIP code 95485? ▼
ZIP Code Research Guides
Official Data Resources for Upper Lake, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.