El Dorado, CA · standard

ZIP Code 95623

El Dorado County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,806
28/sq mi
$109,102
Median income
$601,800
Median home value
30.7%
Bachelor's or higher

The verdict

El Dorado pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 14%
household income, US ZIPs
Top 9%
home value, US ZIPs
28
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95623 against every reporting US ZIP.

ZIP code 95623 is classified by USPS as a standard delivery area and covers roughly 135.4 square miles in El Dorado, El Dorado County, California. The area is home to 3,806 residents, producing a population density of 28 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95623 against California and the nation.

On the economic side, the median household income for ZIP 95623 sits at $109,102 (7% above the California average), while per-capita income is $40,373. The poverty rate stands at 20.5% and the unemployment rate at 8.6%. On housing, the median home value is $601,800 (22% below the state average) with median rent at $1,523 per month, and 80.5% of occupied units are owner-occupied, a direct signal of whether 95623 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 30.7% of adults hold a bachelor's degree or higher, the median age is 47.5, and the average commute is 34 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing El Dorado County, so you can benchmark 95623 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 95623

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 95623.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95623, El Dorado, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

3,806

Population

135.4

Area (sq mi)

28

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95623?

47.5

Median Age

49.7%

Male

50.3%

Female

3.9%

Foreign-Born

White 87.0%
African American 0.6%
Asian 0.8%
American Indian or Alaska Native 0.6%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.3%
Hispanic or Latino 14.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$109,102

Median Household Income

+7% vs state

$40,373

Per Capita Income

20.5%

Poverty Rate

8.6%

Unemployment Rate

33.5 min

Mean Commute Time

How ZIP 95623 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$109,102 Top 14% higher than 86% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.8%
Bachelor's Degree or Higher 30.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,705

Total Housing Units

1,653

Occupied Units

52

Vacant Units

2.93

Avg Household Size

Occupancy Type

Owner 80.5%
Renter 19.5%

$601,800

Median Home Value

-22% vs state

$1,523

Median Rent

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.9%

YoY Change (2024)

248

HPI Index (2000 = 100)

+148%

Total Change Since 2000

Home values in ZIP 95623 have increased 4.9% over the past year (2024). Since 2000, this ZIP has seen +148% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.6% 194
2021 +14.4% 222
2022 +8.1% 240
2023 -1.3% 237
2024 +4.9% 248

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 83 business establishments in ZIP 95623, employing approximately 438 people with a combined annual payroll of $32,605,000.

83

Businesses

438

Employees

$32.6M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Construction 22 26.5%
Professional, scientific, and technical services 12 14.5%
Other services (except public administration) 9 10.8%
Manufacturing 6 7.2%
Administrative and support and waste management and remediation services 6 7.2%
Retail trade 5 6.0%
Accommodation and food services 5 6.0%
Transportation and warehousing 4 4.8%
Real estate and rental and leasing 4 4.8%
Wholesale trade 3 3.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95623 vs 95682 →

ZIP 95623 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95623 ranks #5 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95623 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95623 ranks #3 of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95682 Shingle Springs, CA 29,114 5.9 mi
95619 Diamond Springs, CA 4,842 6.4 mi
95669 Plymouth, CA 2,443 8.2 mi
95675 River Pines, CA 381 7.3 mi
95667 Placerville, CA 36,726 10.3 mi
95672 Rescue, CA 4,773 11.6 mi

More ZIP Codes in El Dorado County

Frequently Asked Questions

What county is ZIP code 95623 in?
ZIP code 95623 (El Dorado) is located in El Dorado County, California. El Dorado County contains multiple ZIP codes, see the full list at /counties/el-dorado-ca.
What is the population of ZIP code 95623?
ZIP code 95623 in El Dorado, CA has a population of 3,806 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95623?
The median household income in ZIP 95623 is $109,102, which is 43% above the national average of $76,288.
What is the average home value in ZIP 95623?
The median home value in ZIP 95623 is $601,800, which is 116% above the national average of $278,155.
What is the demographic makeup of ZIP 95623?
The largest racial group in ZIP 95623 is White at 87.0%. Hispanic or Latino residents make up 14.4% of the population.
How many businesses are in ZIP code 95623?
ZIP code 95623 has 83 business establishments employing approximately 438 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95623?
The top industries by establishment count in ZIP 95623 are: Construction (22), Professional, scientific, and technical services (12), Other services (except public administration) (9). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 95623?
According to the FHFA House Price Index, home values in ZIP 95623 increased by 4.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 148%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95623?
In ZIP code 95623, 62.8% of residents aged 25+ have a high school diploma or higher, and 30.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95623?
The mean commute time for workers in ZIP code 95623 is 33.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95623?
In ZIP code 95623, approximately 80.5% of occupied housing units are owner-occupied and 19.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95623?
The poverty rate in ZIP code 95623 is 20.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for El Dorado, CA

Verify and explore additional data for this area using these official government sources.