Camino, CA · standard
ZIP Code 95709
El Dorado County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,772
- 83/sq mi Moderate-density area
- $79,780
- Median income Near-median income area
- $578,700
- Median home value Above-median home value
- 36.0%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Camino pairs an above-median household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 38%
- household income, US ZIPs
- Top 10%
- home value, US ZIPs
- 83
- people per sq mi
- 73%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95709 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95709 (Camino, CA) rose +4.1% from 2023 to 2024. The all-transactions index moved from 243.3 in 2023 to 253.3 in 2024 (2000 = 100).
ZIP code 95709 covers 57.8 square miles in Camino, El Dorado County, California (a standard USPS delivery area), with a modest 4,772 residents on file, a density of 83 people per square mile, in the Los Angeles time zone.
ZIP 95709 lands in the middle-income range, with a median household income of $79,780 (22% below the average California ZIP), while per-capita income is $48,602. Both reported hardship measures are comparatively low in absolute terms: poverty is 7.4% and unemployment is 2.5%. Home values sit below the statewide ZIP benchmark: the median is $578,700 (25% below the average California ZIP), and median rent is $1,749; owner occupancy is 72.8%.
A solid share of residents have a four-year degree: 36.0% of adults hold a bachelor's degree or higher, the median age is 49.8, and the average commute is 27 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in El Dorado County, so 95709 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95709
Top 5 sectors by establishment count in Camino, CA
Which industries have the most business establishments in ZIP 95709.
- Construction
Construction
17 establishments
- Accommodation and food services
Accommodation and food services
10 establishments
- Manufacturing
Manufacturing
7 establishments
- Retail trade 6
Retail trade
6 establishments
- Professional, scientific, and technical services 6
Professional, scientific, and technical services
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95709, Camino, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,772
Population
57.8
Area (sq mi)
83
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95709?
49.8
Median Age
50.0%
Male
50.0%
Female
10.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$79,780
Median Household Income
-22% vs state ZIP avg
$48,602
Per Capita Income
7.4%
Poverty Rate
2.5%
Unemployment Rate
27.2 min
Mean Commute Time
How ZIP 95709 ranks among California ZIPs
Camino, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$79,780 36th percentile higher than 36% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,514housing units
2,514
Total Housing Units
2,364
Occupied Units
150
Vacant Units
2.52
Avg Household Size
Occupancy Type
$578,700
Median Home Value
-25% vs state ZIP avg
$1,749
Median Rent
1977
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.1%
YoY Change (2024)
253
HPI Index (2000 = 100)
+153%
Total Change Since 2000
Home values in ZIP 95709 have increased 4.1% over the past year (2024). Since 2000, this ZIP has seen +153% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.1% | 201 |
| 2021 | +12.0% | 225 |
| 2022 | +12.6% | 254 |
| 2023 | -4.1% | 243 |
| 2024 | +4.1% | 253 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 78 business establishments in ZIP 95709, employing approximately 348 people with a combined annual payroll of $16,341,000.
78
Businesses
348
Employees
$16.3M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 17 | 21.8% |
| Accommodation and food services | 10 | 12.8% |
| Manufacturing | 7 | 9.0% |
| Retail trade | 6 | 7.7% |
| Professional, scientific, and technical services | 6 | 7.7% |
| Administrative and support and waste management and remediation services | 6 | 7.7% |
| Health care and social assistance | 5 | 6.4% |
| Other services (except public administration) | 5 | 6.4% |
| Agriculture, forestry, fishing and hunting | 4 | 5.1% |
| Real estate and rental and leasing | 4 | 5.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95709 vs 95667 →
ZIP 95709 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95667
Placerville (95667)
36,726 residents
- 95619 4,842
Diamond Springs (95619)
4,842 residents
- 95709 4,772
Camino (95709)
4,772 residents
- 95633 3,349
Garden Valley (95633)
3,349 residents
What this shows Among its immediate neighbors, ZIP 95709 ranks #3 by population - useful context the national average alone can't give.
ZIP 95709 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95667
Placerville (95667)
$89,938 median income
- 95709
Camino (95709)
$79,780 median income
- 95633
Garden Valley (95633)
$74,258 median income
- 95619
Diamond Springs (95619)
$66,429 median income
What this shows By household income, ZIP 95709 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95709, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,772 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in El Dorado County
Related Areas
Frequently Asked Questions
What county is ZIP code 95709 in?
ZIP code 95709 (Camino) is located in El Dorado County, California. El Dorado County contains multiple ZIP codes, see the full list at /counties/el-dorado-ca.
What is the population of ZIP code 95709?
ZIP code 95709 in Camino, CA has a population of 4,772 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95709?
The median household income in ZIP 95709 is $79,780, which is 5% above the national average of $76,288.
What is the average home value in ZIP 95709?
The median home value in ZIP 95709 is $578,700, which is 108% above the national average of $278,155.
What is the demographic makeup of ZIP 95709?
The largest racial group in ZIP 95709 is White at 88.7%. Hispanic or Latino residents make up 8.4% of the population.
How many businesses are in ZIP code 95709?
ZIP code 95709 has 78 business establishments employing approximately 348 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95709?
The top industries by establishment count in ZIP 95709 are: Construction (17), Accommodation and food services (10), Manufacturing (7). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 95709?
According to the FHFA House Price Index, home values in ZIP 95709 increased by 4.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 153%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95709?
In ZIP code 95709, 63.9% of residents aged 25+ have a high school diploma or higher, and 36.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95709?
The mean commute time for workers in ZIP code 95709 is 27.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95709?
In ZIP code 95709, approximately 72.8% of occupied housing units are owner-occupied and 27.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95709?
The poverty rate in ZIP code 95709 is 7.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95709's numbers, next.
- See how ZIP 95709 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Camino, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.