Camino, CA · standard

ZIP Code 95709

El Dorado County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,772
83/sq mi
$79,780
Median income
$578,700
Median home value
36.0%
Bachelor's or higher

The verdict

Camino pairs an above-median household income with top-decile home values, in a rural, homeowner-dominated area.

Top 38%
household income, US ZIPs
Top 10%
home value, US ZIPs
83
people per sq mi
73%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95709 against every reporting US ZIP.

ZIP code 95709 is classified by USPS as a standard delivery area and covers roughly 57.8 square miles in Camino, El Dorado County, California. The area is home to 4,772 residents, producing a population density of 83 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95709 against California and the nation.

On the economic side, the median household income for ZIP 95709 sits at $79,780 (22% below the California average), while per-capita income is $48,602. The poverty rate stands at 7.4% and the unemployment rate at 2.5%. On housing, the median home value is $578,700 (25% below the state average) with median rent at $1,749 per month, and 72.8% of occupied units are owner-occupied, a direct signal of whether 95709 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 36.0% of adults hold a bachelor's degree or higher, the median age is 49.8, and the average commute is 27 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing El Dorado County, so you can benchmark 95709 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 95709

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 95709.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95709, Camino, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

4,772

Population

57.8

Area (sq mi)

83

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95709?

49.8

Median Age

50.0%

Male

50.0%

Female

10.2%

Foreign-Born

White 88.7%
African American 0.9%
Asian 1.1%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.5%
Two or More Ethnicities 8.4%
Hispanic or Latino 8.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$79,780

Median Household Income

-22% vs state

$48,602

Per Capita Income

7.4%

Poverty Rate

2.5%

Unemployment Rate

27.2 min

Mean Commute Time

How ZIP 95709 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$79,780 Top 38% higher than 62% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.9%
Bachelor's Degree or Higher 36.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,514

Total Housing Units

2,364

Occupied Units

150

Vacant Units

2.52

Avg Household Size

Occupancy Type

Owner 72.8%
Renter 27.2%

$578,700

Median Home Value

-25% vs state

$1,749

Median Rent

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.1%

YoY Change (2024)

253

HPI Index (2000 = 100)

+153%

Total Change Since 2000

Home values in ZIP 95709 have increased 4.1% over the past year (2024). Since 2000, this ZIP has seen +153% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.1% 201
2021 +12.0% 225
2022 +12.6% 254
2023 -4.1% 243
2024 +4.1% 253

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 78 business establishments in ZIP 95709, employing approximately 348 people with a combined annual payroll of $16,341,000.

78

Businesses

348

Employees

$16.3M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Construction 17 21.8%
Accommodation and food services 10 12.8%
Manufacturing 7 9.0%
Retail trade 6 7.7%
Professional, scientific, and technical services 6 7.7%
Administrative and support and waste management and remediation services 6 7.7%
Health care and social assistance 5 6.4%
Other services (except public administration) 5 6.4%
Agriculture, forestry, fishing and hunting 4 5.1%
Real estate and rental and leasing 4 5.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95709 vs 95667 →

ZIP 95709 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95709 ranks #3 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95709 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95709 ranks #2 of 4 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95667 Placerville, CA 36,726 6.0 mi
95619 Diamond Springs, CA 4,842 8.6 mi
95633 Garden Valley, CA 3,349 10.4 mi

More ZIP Codes in El Dorado County

Frequently Asked Questions

What county is ZIP code 95709 in?
ZIP code 95709 (Camino) is located in El Dorado County, California. El Dorado County contains multiple ZIP codes, see the full list at /counties/el-dorado-ca.
What is the population of ZIP code 95709?
ZIP code 95709 in Camino, CA has a population of 4,772 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95709?
The median household income in ZIP 95709 is $79,780, which is 5% above the national average of $76,288.
What is the average home value in ZIP 95709?
The median home value in ZIP 95709 is $578,700, which is 108% above the national average of $278,155.
What is the demographic makeup of ZIP 95709?
The largest racial group in ZIP 95709 is White at 88.7%. Hispanic or Latino residents make up 8.4% of the population.
How many businesses are in ZIP code 95709?
ZIP code 95709 has 78 business establishments employing approximately 348 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95709?
The top industries by establishment count in ZIP 95709 are: Construction (17), Accommodation and food services (10), Manufacturing (7). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 95709?
According to the FHFA House Price Index, home values in ZIP 95709 increased by 4.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 153%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95709?
In ZIP code 95709, 63.9% of residents aged 25+ have a high school diploma or higher, and 36.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95709?
The mean commute time for workers in ZIP code 95709 is 27.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95709?
In ZIP code 95709, approximately 72.8% of occupied housing units are owner-occupied and 27.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95709?
The poverty rate in ZIP code 95709 is 7.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Camino, CA

Verify and explore additional data for this area using these official government sources.