Garden Valley, CA · standard

ZIP Code 95633

El Dorado County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,349
31/sq mi Moderate-density area
$74,258
Median income Near-median income area
$434,200
Median home value Above-median home value
25.7%
Bachelor's or higher Near-average bachelor's attainment

National ZIP placement

Garden Valley pairs an above-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 46%
household income, US ZIPs
Top 18%
home value, US ZIPs
31
people per sq mi
90%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95633 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 95633 (Garden Valley, CA) rose +1.9% from 2023 to 2024. The all-transactions index moved from 224.6 in 2023 to 228.8 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 95633 covers 107.0 square miles in Garden Valley, El Dorado County, California (a standard USPS delivery area), with a modest 3,349 residents on file, a density of 31 people per square mile, in the Los Angeles time zone.

ZIP 95633 lands in the middle-income range, with a median household income of $74,258 (27% below the average California ZIP), while per-capita income is $49,149. The poverty rate is 16.7%, with unemployment at 2.7%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $434,200 (44% below the average California ZIP), and median rent is $2,065; owner occupancy is 90.0%.

Educational attainment sits below the national norm: 25.7% of adults hold a bachelor's degree or higher, the median age is 44.2, and the average commute is -. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in El Dorado County, so 95633 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 95633

Top 5 sectors by establishment count in Garden Valley, CA

Which industries have the most business establishments in ZIP 95633.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95633, Garden Valley, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,349

Population

107.0

Area (sq mi)

31

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95633?

44.2

Median Age

50.5%

Male

49.5%

Female

4.5%

Foreign-Born

White 86.5%
African American 0.0%
Asian 1.3%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.1%
Hispanic or Latino 9.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$74,258

Median Household Income

-27% vs state ZIP avg

$49,149

Per Capita Income

16.7%

Poverty Rate

2.7%

Unemployment Rate

How ZIP 95633 ranks among California ZIPs

Garden Valley, CA household income vs. every California ZIP code

Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$74,258 29th percentile higher than 29% of 1,583 California ZIPs

This ZIP $0 $200K+ every California ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.6%
Bachelor's Degree or Higher 25.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,160

Total Housing Units

1,083

Occupied Units

77

Vacant Units

2.45

Avg Household Size

Occupancy Type

Owner 90.0%
Renter 10.0%

$434,200

Median Home Value

-44% vs state ZIP avg

$2,065

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.9%

YoY Change (2024)

229

HPI Index (2000 = 100)

+129%

Total Change Since 2000

Home values in ZIP 95633 have increased 1.9% over the past year (2024). Since 2000, this ZIP has seen +129% cumulative appreciation.

Year Annual Change HPI Index
2020 +0.5% 190
2021 +13.5% 216
2022 +11.6% 241
2023 -6.8% 225
2024 +1.9% 229

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 44 business establishments in ZIP 95633, employing approximately 204 people with a combined annual payroll of $11,407,000.

44

Businesses

204

Employees

$11.4M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Construction 13 29.6%
Professional, scientific, and technical services 7 15.9%
Retail trade 5 11.4%
Real estate and rental and leasing 4 9.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95633 vs 95651 →

ZIP 95633 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95633 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95633 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95633 ranks #5 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95651 Lotus, CA 637 5.9 mi
95635 Greenwood, CA 1,262 6.0 mi
95634 Georgetown, CA 3,232 6.7 mi
95667 Placerville, CA 36,726 8.0 mi
95709 Camino, CA 4,772 10.4 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 95633, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (3,349 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in El Dorado County

Frequently Asked Questions

What county is ZIP code 95633 in?

ZIP code 95633 (Garden Valley) is located in El Dorado County, California. El Dorado County contains multiple ZIP codes, see the full list at /counties/el-dorado-ca.

What is the population of ZIP code 95633?

ZIP code 95633 in Garden Valley, CA has a population of 3,349 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 95633?

The median household income in ZIP 95633 is $74,258, which is 3% below the national average of $76,288.

What is the average home value in ZIP 95633?

The median home value in ZIP 95633 is $434,200, which is 56% above the national average of $278,155.

What is the demographic makeup of ZIP 95633?

The largest racial group in ZIP 95633 is White at 86.5%. Hispanic or Latino residents make up 9.4% of the population.

How many businesses are in ZIP code 95633?

ZIP code 95633 has 44 business establishments employing approximately 204 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 95633?

The top industries by establishment count in ZIP 95633 are: Construction (13), Professional, scientific, and technical services (7), Retail trade (5). There are 4 industry sectors represented in total.

How have home values changed in ZIP code 95633?

According to the FHFA House Price Index, home values in ZIP 95633 increased by 1.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 129%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 95633?

In ZIP code 95633, 56.6% of residents aged 25+ have a high school diploma or higher, and 25.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What percentage of residents own vs. rent in ZIP 95633?

In ZIP code 95633, approximately 90.0% of occupied housing units are owner-occupied and 10.0% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 95633?

The poverty rate in ZIP code 95633 is 16.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 95633's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

Take this with you

What to do with ZIP 95633's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.