Lotus, CA · standard
ZIP Code 95651
El Dorado County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 637
- 21/sq mi Moderate-density area
- $103,537
- Median income Above-median income area
- $597,200
- Median home value Above-median home value
- 34.6%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Lotus pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 17%
- household income, US ZIPs
- Top 9%
- home value, US ZIPs
- 21
- people per sq mi
- 62%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95651 against every reporting US ZIP.
ZIP code 95651 is a sparsely populated ZIP (a standard USPS delivery area) in Lotus, El Dorado County, California, home to just 637 residents across 30.0 square miles, a density of 21 people per square mile, in the Los Angeles time zone.
ZIP 95651 lands in the middle-income range, with a median household income of $103,537 (2% above the average California ZIP), while per-capita income is $65,509. The poverty rate is 5.3%, with unemployment at 7.7%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $597,200 (23% below the average California ZIP), and median rent is $2,104; owner occupancy is 61.7%.
A solid share of residents have a four-year degree: 34.6% of adults hold a bachelor's degree or higher, the median age is 44.5, and the average commute is -. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in El Dorado County, so 95651 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95651
Top 5 sectors by establishment count in Lotus, CA
Which industries have the most business establishments in ZIP 95651.
- Arts, entertainment, and recreation
Arts, entertainment, and recreation
8 establishments
- Accommodation and food services
Accommodation and food services
5 establishments
- Retail trade
Retail trade
4 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
4 establishments
- Construction 3
Construction
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95651, Lotus, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
637
Population
30.0
Area (sq mi)
21
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95651?
44.5
Median Age
53.4%
Male
46.6%
Female
8.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$103,537
Median Household Income
+2% vs state ZIP avg
$65,509
Per Capita Income
5.3%
Poverty Rate
7.7%
Unemployment Rate
How ZIP 95651 ranks among California ZIPs
Lotus, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$103,537 Top 41% higher than 59% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
305housing units
305
Total Housing Units
290
Occupied Units
15
Vacant Units
2.51
Avg Household Size
Occupancy Type
$597,200
Median Home Value
-23% vs state ZIP avg
$2,104
Median Rent
1976
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-3.1%
YoY Change (2022)
228
HPI Index (2000 = 100)
+128%
Total Change Since 2000
Home values in ZIP 95651 have decreased 3.1% over the past year (2022). Since 2000, this ZIP has seen +128% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2018 | -0.7% | 177 |
| 2019 | -1.4% | 174 |
| 2020 | +9.9% | 192 |
| 2021 | +22.7% | 235 |
| 2022 | -3.1% | 228 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 36 business establishments in ZIP 95651, employing approximately 160 people with a combined annual payroll of $9,317,000.
36
Businesses
160
Employees
$9.3M
Annual Payroll
6
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Arts, entertainment, and recreation | 8 | 22.2% |
| Accommodation and food services | 5 | 13.9% |
| Retail trade | 4 | 11.1% |
| Professional, scientific, and technical services | 4 | 11.1% |
| Construction | 3 | 8.3% |
| Administrative and support and waste management and remediation services | 3 | 8.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95651 vs 95635 →
ZIP 95651 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95762
El Dorado Hills (95762)
38,797 residents
- 95667
Placerville (95667)
36,726 residents
- 95619 4,842
Diamond Springs (95619)
4,842 residents
- 95672 4,773
Rescue (95672)
4,773 residents
- 95614 3,833
Cool (95614)
3,833 residents
- 95633 3,349
Garden Valley (95633)
3,349 residents
- 95664 1,380
Pilot Hill (95664)
1,380 residents
- 95635 1,262
Greenwood (95635)
1,262 residents
- 95651 637
Lotus (95651)
637 residents
What this shows Among its immediate neighbors, ZIP 95651 ranks #9 by population - useful context the national average alone can't give.
ZIP 95651 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95762
El Dorado Hills (95762)
$165,467 median income
- 95672
Rescue (95672)
$146,769 median income
- 95614
Cool (95614)
$133,426 median income
- 95664
Pilot Hill (95664)
$117,901 median income
- 95651
Lotus (95651)
$103,537 median income
- 95635
Greenwood (95635)
$101,250 median income
- 95667
Placerville (95667)
$89,938 median income
- 95633
Garden Valley (95633)
$74,258 median income
- 95619
Diamond Springs (95619)
$66,429 median income
What this shows By household income, ZIP 95651 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 95635 | Greenwood, CA | 1,262 | 6.1 mi |
| 95614 | Cool, CA | 3,833 | 5.4 mi |
| 95633 | Garden Valley, CA | 3,349 | 5.9 mi |
| 95664 | Pilot Hill, CA | 1,380 | 6.7 mi |
| 95672 | Rescue, CA | 4,773 | 7.4 mi |
| 95667 | Placerville, CA | 36,726 | 9.4 mi |
| 95619 | Diamond Springs, CA | 4,842 | 11.1 mi |
| 95762 | El Dorado Hills, CA | 38,797 | 12.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95651, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in El Dorado County
Related Areas
Frequently Asked Questions
What county is ZIP code 95651 in?
ZIP code 95651 (Lotus) is located in El Dorado County, California. El Dorado County contains multiple ZIP codes, see the full list at /counties/el-dorado-ca.
What is the population of ZIP code 95651?
ZIP code 95651 in Lotus, CA has a population of 637 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95651?
The median household income in ZIP 95651 is $103,537, which is 36% above the national average of $76,288.
What is the average home value in ZIP 95651?
The median home value in ZIP 95651 is $597,200, which is 115% above the national average of $278,155.
What is the demographic makeup of ZIP 95651?
The largest racial group in ZIP 95651 is White at 60.8%. Hispanic or Latino residents make up 13.2% of the population.
How many businesses are in ZIP code 95651?
ZIP code 95651 has 36 business establishments employing approximately 160 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95651?
The top industries by establishment count in ZIP 95651 are: Arts, entertainment, and recreation (8), Accommodation and food services (5), Retail trade (4). There are 6 industry sectors represented in total.
How have home values changed in ZIP code 95651?
According to the FHFA House Price Index, home values in ZIP 95651 decreased by 3.1% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 128%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95651?
In ZIP code 95651, 69.0% of residents aged 25+ have a high school diploma or higher, and 34.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 95651?
In ZIP code 95651, approximately 61.7% of occupied housing units are owner-occupied and 38.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95651?
The poverty rate in ZIP code 95651 is 5.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95651's numbers, next.
- See how ZIP 95651 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Lotus, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.