PlainZIP

Georgetown, CA · standard

ZIP Code 95634

El Dorado County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,232
15/sq mi
$57,328
Median income
$361,300
Median home value
22.3%
Bachelor's or higher

The verdict

Georgetown pairs a below-median household income with upper-quartile home values, in a rural, homeowner-dominated area.

25th pct
household income, US ZIPs
Top 25%
home value, US ZIPs
15
people per sq mi
83%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95634 against every reporting US ZIP.

ZIP code 95634 covers 209.9 square miles in Georgetown, El Dorado County, California (a standard USPS delivery area), with a modest 3,232 residents on file, a density of 15 people per square mile, in the Los Angeles time zone.

ZIP 95634 reports a modest median household income of $57,328 (44% below the California average), while per-capita income is $42,291. 10.5% of residents live below the poverty line, and the unemployment rate reads 13.2%. The typical home here is valued at $361,300 (53% below the state average); renters pay a median of $1,085 monthly, and 82.7% of units are owner-occupied.

Educational attainment sits below the national norm: 22.3% of adults hold a bachelor's degree or higher, the median age is 59.5, and the average commute is -. A geography-based comparison follows: 3 ZIP codes within about 10 miles of 95634, plus 6 more within El Dorado County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 95634

Top 5 sectors by establishment count in Georgetown, CA

Which industries have the most business establishments in ZIP 95634.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95634, Georgetown, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,232

Population

209.9

Area (sq mi)

15

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95634?

59.5

Median Age

56.9%

Male

43.1%

Female

3.1%

Foreign-Born

White 83.7%
African American 0.5%
Asian 0.4%
American Indian or Alaska Native 0.8%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.9%
Hispanic or Latino 14.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$57,328

Median Household Income

-44% vs state

$42,291

Per Capita Income

10.5%

Poverty Rate

13.2%

Unemployment Rate

How ZIP 95634 ranks nationally

Georgetown, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$57,328 25th percentile higher than 25% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 52.9%
Bachelor's Degree or Higher 22.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,993

Total Housing Units

1,684

Occupied Units

309

Vacant Units

2.03

Avg Household Size

Occupancy Type

Owner 82.7%
Renter 17.3%

$361,300

Median Home Value

-53% vs state

$1,085

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.9%

YoY Change (2024)

217

HPI Index (2000 = 100)

+117%

Total Change Since 2000

Home values in ZIP 95634 have increased 8.9% over the past year (2024). Since 2000, this ZIP has seen +117% cumulative appreciation.

Year Annual Change HPI Index
2019 -1.5% 189
2020 +1.9% 193
2021 +16.6% 225
2022 +8.9% 245
2024 – 217

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 59 business establishments in ZIP 95634, employing approximately 325 people with a combined annual payroll of $11,224,000.

59

Businesses

325

Employees

$11.2M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Construction 12 20.3%
Accommodation and food services 10 16.9%
Manufacturing 5 8.5%
Retail trade 5 8.5%
Health care and social assistance 5 8.5%
Finance and insurance 4 6.8%
Professional, scientific, and technical services 4 6.8%
Agriculture, forestry, fishing and hunting 3 5.1%
Other services (except public administration) 3 5.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95634 vs 95631 →

ZIP 95634 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95634 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95634 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95634 ranks #4 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95631 Foresthill, CA 6,076 8.4 mi
95633 Garden Valley, CA 3,349 6.7 mi
95635 Greenwood, CA 1,262 7.7 mi

More ZIP Codes in El Dorado County

95762 standard
El Dorado Hills, CA
Pop: 38,797
95667 standard
Placerville, CA
Pop: 36,726
96150 standard
South Lake Tahoe, CA
Pop: 29,792
95682 standard
Shingle Springs, CA
Pop: 29,114
95726 standard
Pollock Pines, CA
Pop: 8,842
95619 standard
Diamond Springs, CA
Pop: 4,842

Related Areas

El Dorado County Georgetown, CA California

Frequently Asked Questions

What county is ZIP code 95634 in? ▼
ZIP code 95634 (Georgetown) is located in El Dorado County, California. El Dorado County contains multiple ZIP codes, see the full list at /counties/el-dorado-ca.
What is the population of ZIP code 95634? ▼
ZIP code 95634 in Georgetown, CA has a population of 3,232 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95634? ▼
The median household income in ZIP 95634 is $57,328, which is 25% below the national average of $76,288.
What is the average home value in ZIP 95634? ▼
The median home value in ZIP 95634 is $361,300, which is 30% above the national average of $278,155.
What is the demographic makeup of ZIP 95634? ▼
The largest racial group in ZIP 95634 is White at 83.7%. Hispanic or Latino residents make up 14.3% of the population.
How many businesses are in ZIP code 95634? ▼
ZIP code 95634 has 59 business establishments employing approximately 325 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95634? ▼
The top industries by establishment count in ZIP 95634 are: Construction (12), Accommodation and food services (10), Manufacturing (5). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 95634? ▼
According to the FHFA House Price Index, home values in ZIP 95634 increased by 8.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 117%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95634? ▼
In ZIP code 95634, 52.9% of residents aged 25+ have a high school diploma or higher, and 22.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 95634? ▼
In ZIP code 95634, approximately 82.7% of occupied housing units are owner-occupied and 17.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95634? ▼
The poverty rate in ZIP code 95634 is 10.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.