PlainZIP

Rio Oso, CA · standard

ZIP Code 95674

Sutter County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

935
11/sq mi
$104,750
Median income
$542,800
Median home value
23.4%
Bachelor's or higher

The verdict

Rio Oso pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 16%
household income, US ZIPs
Top 11%
home value, US ZIPs
11
people per sq mi
70%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95674 against every reporting US ZIP.

ZIP code 95674 is a sparsely populated ZIP (a standard USPS delivery area) in Rio Oso, Sutter County, California, home to just 935 residents across 82.7 square miles, a density of 11 people per square mile, in the Los Angeles time zone.

ZIP 95674 lands in the middle-income range, with a median household income of $104,750 (3% above the California average), while per-capita income is $41,113. Poverty here runs at 7.4%, with unemployment measured at 6.3%. On housing, the median home value is $542,800 (30% below the state average) with median rent at $1,425 per month, and 70.1% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 23.4% of adults hold a bachelor's degree or higher, the median age is 42.4, and the average commute is 26 minutes. Beyond these figures, 7 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Sutter County, letting you compare 95674 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95674, Rio Oso, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

935

Population

82.7

Area (sq mi)

11

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 95674?

42.4

Median Age

52.2%

Male

47.8%

Female

6.9%

Foreign-Born

White 61.3%
African American 3.2%
Asian 4.5%
American Indian or Alaska Native 0.7%
Native Hawaiian or Pacific Islander 4.9%
Two or More Ethnicities 21.9%
Hispanic or Latino 11.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$104,750

Median Household Income

+3% vs state

$41,113

Per Capita Income

7.4%

Poverty Rate

6.3%

Unemployment Rate

25.9 min

Mean Commute Time

How ZIP 95674 ranks nationally

Rio Oso, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$104,750 Top 16% higher than 84% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 47.1%
Bachelor's Degree or Higher 23.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

366

Total Housing Units

318

Occupied Units

48

Vacant Units

3.13

Avg Household Size

Occupancy Type

Owner 70.1%
Renter 29.9%

$542,800

Median Home Value

-30% vs state

$1,425

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 15 business establishments in ZIP 95674, employing approximately 83 people with a combined annual payroll of $8,245,000.

15

Businesses

83

Employees

$8.2M

Annual Payroll

2

Industry Sectors

Industry Establishments % of Total
Construction 5 33.3%
Retail trade 3 20.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 95674 vs 95668 →

ZIP 95674 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 95674 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 95674 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 95674 ranks the highest of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95668 Pleasant Grove, CA 815 8.7 mi
95961 Olivehurst, CA 26,510 6.8 mi
95692 Wheatland, CA 4,769 7.6 mi
95681 Sheridan, CA 1,226 7.6 mi
95991 Yuba City, CA 40,593 8.5 mi
95659 Nicolaus, CA 702 9.2 mi
95903 Beale Afb, CA 1,732 11.9 mi

More ZIP Codes in Sutter County

95991 standard
Yuba City, CA
Pop: 40,593
95993 standard
Yuba City, CA
Pop: 36,067
95953 standard
Live Oak, CA
Pop: 10,718
95982 standard
Sutter, CA
Pop: 3,221
95668 standard
Pleasant Grove, CA
Pop: 815
95957 standard
Meridian, CA
Pop: 761

Related Areas

Sutter County Rio Oso, CA California

Frequently Asked Questions

What county is ZIP code 95674 in? ▼
ZIP code 95674 (Rio Oso) is located in Sutter County, California. Sutter County contains multiple ZIP codes, see the full list at /counties/sutter-ca.
What is the population of ZIP code 95674? ▼
ZIP code 95674 in Rio Oso, CA has a population of 935 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95674? ▼
The median household income in ZIP 95674 is $104,750, which is 37% above the national average of $76,288.
What is the average home value in ZIP 95674? ▼
The median home value in ZIP 95674 is $542,800, which is 95% above the national average of $278,155.
What is the demographic makeup of ZIP 95674? ▼
The largest racial group in ZIP 95674 is White at 61.3%. Hispanic or Latino residents make up 11.3% of the population.
How many businesses are in ZIP code 95674? ▼
ZIP code 95674 has 15 business establishments employing approximately 83 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 95674? ▼
In ZIP code 95674, 47.1% of residents aged 25+ have a high school diploma or higher, and 23.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 95674? ▼
The mean commute time for workers in ZIP code 95674 is 25.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 95674? ▼
In ZIP code 95674, approximately 70.1% of occupied housing units are owner-occupied and 29.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95674? ▼
The poverty rate in ZIP code 95674 is 7.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.