ZIP Code 95648

ZIP code 95648 is classified by USPS as a standard delivery area and covers roughly 367.1 square miles in Lincoln, Placer County, California. The area is home to 47,354 residents, producing a population density of 129 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95648 against California and the nation.

On the economic side, the median household income for ZIP 95648 sits at $112,333 (10% above the California average), while per-capita income is $53,484. The poverty rate stands at 6.6% and the unemployment rate at 3.9%. On housing, the median home value is $657,800 (15% below the state average) with median rent at $2,103 per month, and 84.3% of occupied units are owner-occupied, a direct signal of whether 95648 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 39.5% of adults hold a bachelor's degree or higher, the median age is 43.2, and the average commute is 30 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Placer County, so you can benchmark 95648 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →