Grass Valley, CA · standard
ZIP Code 95949
Nevada County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 19,741
- 55/sq mi
- $98,181
- Median income
- $550,800
- Median home value
- 33.2%
- Bachelor's or higher
The verdict
Grass Valley pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 20%
- household income, US ZIPs
- Top 11%
- home value, US ZIPs
- 55
- people per sq mi
- 87%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95949 against every reporting US ZIP.
ZIP code 95949 is classified by USPS as a standard delivery area and covers roughly 361.6 square miles in Grass Valley, Nevada County, California. The area is home to 19,741 residents, producing a population density of 55 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 95949 against California and the nation.
On the economic side, the median household income for ZIP 95949 sits at $98,181 (3% below the California average), while per-capita income is $50,821. The poverty rate stands at 10.4% and the unemployment rate at 5.6%. On housing, the median home value is $550,800 (29% below the state average) with median rent at $1,902 per month, and 87.1% of occupied units are owner-occupied, a direct signal of whether 95949 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 33.2% of adults hold a bachelor's degree or higher, the median age is 53.7, and the average commute is 27 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Nevada County, so you can benchmark 95949 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 95949
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 95949.
- Construction
Construction
87 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
39 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
38 establishments
- Other services (except public administration) 29
Other services (except public administration)
29 establishments
- Retail trade 28
Retail trade
28 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 95949, Grass Valley, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
19,741
Population
361.6
Area (sq mi)
55
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95949?
53.7
Median Age
51.0%
Male
49.0%
Female
4.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$98,181
Median Household Income
-3% vs state
$50,821
Per Capita Income
10.4%
Poverty Rate
5.6%
Unemployment Rate
26.7 min
Mean Commute Time
How ZIP 95949 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$98,181 Top 20% higher than 80% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
8,905
Total Housing Units
8,380
Occupied Units
525
Vacant Units
2.45
Avg Household Size
Occupancy Type
$550,800
Median Home Value
-29% vs state
$1,902
Median Rent
1984
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-0.3%
YoY Change (2024)
219
HPI Index (2000 = 100)
+119%
Total Change Since 2000
Home values in ZIP 95949 have decreased 0.3% over the past year (2024). Since 2000, this ZIP has seen +119% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.8% | 179 |
| 2021 | +14.7% | 205 |
| 2022 | +9.8% | 226 |
| 2023 | -2.8% | 219 |
| 2024 | -0.3% | 219 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 356 business establishments in ZIP 95949, employing approximately 2,068 people with a combined annual payroll of $104,096,000.
356
Businesses
2,068
Employees
$104.1M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 87 | 24.4% |
| Professional, scientific, and technical services | 39 | 11.0% |
| Administrative and support and waste management and remediation services | 38 | 10.7% |
| Other services (except public administration) | 29 | 8.2% |
| Retail trade | 28 | 7.9% |
| Real estate and rental and leasing | 26 | 7.3% |
| Accommodation and food services | 22 | 6.2% |
| Finance and insurance | 21 | 5.9% |
| Health care and social assistance | 19 | 5.3% |
| Manufacturing | 13 | 3.6% |
| Wholesale trade | 10 | 2.8% |
| Transportation and warehousing | 6 | 1.7% |
| Information | 5 | 1.4% |
| Arts, entertainment, and recreation | 5 | 1.4% |
| Educational services | 4 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95949 vs 95602 →
ZIP 95949 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95949
Grass Valley (95949)
19,741 residents
- 95602
Auburn (95602)
17,509 residents
- 95946
Penn Valley (95946)
9,790 residents
- 95722 4,585
Meadow Vista (95722)
4,585 residents
- 95975 1,769
Rough And Ready (95975)
1,769 residents
- 95703 897
Applegate (95703)
897 residents
What this shows Among its immediate neighbors, ZIP 95949 ranks the most populous — useful context the national average alone can't give.
ZIP 95949 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95722
Meadow Vista (95722)
$125,625 median income
- 95975
Rough And Ready (95975)
$103,216 median income
- 95703
Applegate (95703)
$100,214 median income
- 95949
Grass Valley (95949)
$98,181 median income
- 95602
Auburn (95602)
$97,466 median income
- 95946
Penn Valley (95946)
$84,795 median income
What this shows By household income, ZIP 95949 ranks #4 of 6 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Nevada County
Related Areas
Frequently Asked Questions
What county is ZIP code 95949 in? ▼
What is the population of ZIP code 95949? ▼
What is the median household income in ZIP 95949? ▼
What is the average home value in ZIP 95949? ▼
What is the demographic makeup of ZIP 95949? ▼
How many businesses are in ZIP code 95949? ▼
What are the main industries in ZIP code 95949? ▼
How have home values changed in ZIP code 95949? ▼
What is the education level in ZIP code 95949? ▼
What is the average commute time in ZIP 95949? ▼
What percentage of residents own vs. rent in ZIP 95949? ▼
What is the poverty rate in ZIP code 95949? ▼
ZIP Code Research Guides
Official Data Resources for Grass Valley, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.