Residential delivery area · California
ZIP Code 95977: Smartsville, CA
ZIP code 95977 uses the postal name Smartsville, California and lies mostly in Yuba County (61% of its land) with the rest in Nevada County (Census 2020 ZIP-county file). About 1,800 people live there (Census Bureau, ACS 2020-2024). Median household income is $104,545 (Census Bureau, ACS 2020-2024). By Census place, 2% of its land lies in Smartsville (a census-designated place); 98% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Smartsville · its only residential ZIP
- County
- Yuba County (61%); Nevada County (39%)
- Census places
- Smartsville census-designated place
- Metro area
- Yuba City, CA
- House districts
- CA-3 (86%), CA-1 (14%) 119th Congress, by share of land
- State
- California
- Time zone
- Pacific
- Land area
- 37.7 sq mi · 47 people per sq mi
Where is ZIP code 95977?
95977 centers on 39.177°, -121.292° and covers 37.7 square miles of land plus 0.4 of water. It borders 7 ZIP codes: 95946, 95903, 95918, 95949, 95962, 95692, 95901.
The map draws ZIP code areas only. For the streets inside 95977, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 95977 compare with the rest of Yuba County?
| Measure | 95977 | In Yuba County | In CA |
|---|---|---|---|
| People (ACS 2020-2024) | 1,780 | 6th of 18 | 1,308th of 1,802 |
| Median household income | $105k | not ranked | not ranked |
| Median home value | $442k | 3rd of 7 | 1,028th of 1,317 |
95977's median household income is not ranked: its 90% margin of error (±$26,906) is more than a quarter of the figure ($104,545). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 41% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 95977?
The 2020 Census counted 1,797 people in 95977; the ACS, which samples households over 2020-2024, estimates 1,780. Between the 2010 and 2020 censuses its population grew 7.1% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 1,780±423 (90% margin)
- 2020 Census count
- 1,797+7.1% since 2010 (1,678)
- Households
- 710
- Median age
- 40.7
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 95977?
Of the 1,780 people the ACS estimates in 95977, 17.7% are under 18 and 19.7% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (67.6%), then Hispanic or Latino (16.9%).
- Under 1817.7%
- 18 to 6462.6%
- 65 and older19.7%
- White, not Hispanic67.6%
- Hispanic or Latino16.9%
- Other or two or more11.2%
- Asian, not Hispanic3.2%
- Black, not Hispanic1.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 95977 earn?
Median household income is $104,545 (ACS 2020-2024). It rose from $62,007 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $104,545±$26,906
- Income per person
- $40,817
- Below the poverty line
- 11.5%
- Unemployed (of the labor force)
- 0.0%
- Adults 25+ with a bachelor's degree
- 22.2%
- Adjusted gross income per tax return, 2022
- $72,080690 returns; wages 68% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 95977?
FHFA's house price index for 95977, built from repeat sales and appraisals of the same homes, rose 57% from 2015 to 2025 and rose 22% from 2020 to 2025, and moved −3.4% in 2025.
- Median home value (owners' estimate)
- $441,700
- Median gross rent
- –
- Homes owned by their occupants
- 96.1%
- Housing units
- 830
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 95977?
17 business establishments had a location in this ZIP code in 2023, 1 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction4
- Retail trade3
- Other services (except public administration)3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 95977?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 95946 | Penn Valley | 9,958 | $85k | 4.7 mi |
| 95903 | Beale Afb | 2,242 | $60k | 5.7 mi |
| 95918 | Browns Valley | 1,566 | $57k | 9.0 mi |
| 95949 | Grass Valley | 20,552 | $98k | 9.9 mi |
| 95962 | Oregon House | 1,110 | $78k | 10.2 mi |
| 95692 | Wheatland | 5,032 | $96k | 11.2 mi |
| 95901 | Marysville | 37,732 | $70k | 11.3 mi |
| 95975 | Rough And Ready | 1,088 | $103k | 8.1 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.