Smartsville, CA · standard
ZIP Code 95977
Nevada County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,678
- 17/sq mi Moderate-density area
- $104,545
- Median income Above-median income area
- $441,700
- Median home value Above-median home value
- 22.2%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Smartsville pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 16%
- household income, US ZIPs
- Top 17%
- home value, US ZIPs
- 17
- people per sq mi
- 96%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95977 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95977 (Smartsville, CA) rose +3.6% from 2023 to 2024. The all-transactions index moved from 234.7 in 2023 to 243.2 in 2024 (2000 = 100).
ZIP code 95977 covers 101.1 square miles in Smartsville, Nevada County, California (a standard USPS delivery area), with a modest 1,678 residents on file, a density of 17 people per square mile, in the Los Angeles time zone.
ZIP 95977 lands in the middle-income range, with a median household income of $104,545 (3% above the average California ZIP), while per-capita income is $40,817. The poverty rate is 11.5%, with unemployment at 0.0%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $441,700 (43% below the average California ZIP); owner occupancy is 96.1%.
Educational attainment sits below the national norm: 22.2% of adults hold a bachelor's degree or higher, the median age is 40.7, and the average commute is -. The page also surfaces 5 ZIP codes within roughly 10 miles and 6 more in Nevada County, so 95977 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 95977
Top 5 sectors by establishment count in Smartsville, CA
Which industries have the most business establishments in ZIP 95977.
- Construction
Construction
4 establishments
- Retail trade
Retail trade
3 establishments
- Other services (except public administration)
Other services (except public administration)
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95977, Smartsville, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,678
Population
101.1
Area (sq mi)
17
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95977?
40.7
Median Age
47.4%
Male
52.6%
Female
7.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$104,545
Median Household Income
+3% vs state ZIP avg
$40,817
Per Capita Income
11.5%
Poverty Rate
0.0%
Unemployment Rate
How ZIP 95977 ranks among California ZIPs
Smartsville, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$104,545 Top 40% higher than 60% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
830housing units
830
Total Housing Units
710
Occupied Units
120
Vacant Units
2.49
Avg Household Size
Occupancy Type
$441,700
Median Home Value
-43% vs state ZIP avg
1997
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+3.6%
YoY Change (2024)
243
HPI Index (2000 = 100)
+143%
Total Change Since 2000
Home values in ZIP 95977 have increased 3.6% over the past year (2024). Since 2000, this ZIP has seen +143% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.8% | 194 |
| 2021 | +12.7% | 218 |
| 2022 | +23.2% | 269 |
| 2023 | -12.7% | 235 |
| 2024 | +3.6% | 243 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 17 business establishments in ZIP 95977, employing approximately 89 people with a combined annual payroll of $6,090,000.
17
Businesses
89
Employees
$6.1M
Annual Payroll
3
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 4 | 23.5% |
| Retail trade | 3 | 17.6% |
| Other services (except public administration) | 3 | 17.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95977 vs 95946 →
ZIP 95977 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95946
Penn Valley (95946)
9,790 residents
- 95692
Wheatland (95692)
4,769 residents
- 95918 2,339
Browns Valley (95918)
2,339 residents
- 95975 1,769
Rough And Ready (95975)
1,769 residents
- 95903 1,732
Beale Afb (95903)
1,732 residents
- 95977 1,678
Smartsville (95977)
1,678 residents
What this shows Among its immediate neighbors, ZIP 95977 ranks #6 by population - useful context the national average alone can't give.
ZIP 95977 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95977
Smartsville (95977)
$104,545 median income
- 95975
Rough And Ready (95975)
$103,216 median income
- 95692
Wheatland (95692)
$95,877 median income
- 95946
Penn Valley (95946)
$84,795 median income
- 95903
Beale Afb (95903)
$60,122 median income
- 95918
Browns Valley (95918)
$56,750 median income
What this shows By household income, ZIP 95977 ranks the highest of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95977, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,678 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Nevada County
Related Areas
Frequently Asked Questions
What county is ZIP code 95977 in?
ZIP code 95977 (Smartsville) is located in Nevada County, California. Nevada County contains multiple ZIP codes, see the full list at /counties/nevada-ca.
What is the population of ZIP code 95977?
ZIP code 95977 in Smartsville, CA has a population of 1,678 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95977?
The median household income in ZIP 95977 is $104,545, which is 37% above the national average of $76,288.
What is the average home value in ZIP 95977?
The median home value in ZIP 95977 is $441,700, which is 59% above the national average of $278,155.
What is the demographic makeup of ZIP 95977?
The largest racial group in ZIP 95977 is White at 73.9%. Hispanic or Latino residents make up 16.9% of the population.
How many businesses are in ZIP code 95977?
ZIP code 95977 has 17 business establishments employing approximately 89 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 95977?
The top industries by establishment count in ZIP 95977 are: Construction (4), Retail trade (3), Other services (except public administration) (3). There are 3 industry sectors represented in total.
How have home values changed in ZIP code 95977?
According to the FHFA House Price Index, home values in ZIP 95977 increased by 3.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 143%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95977?
In ZIP code 95977, 48.4% of residents aged 25+ have a high school diploma or higher, and 22.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 95977?
In ZIP code 95977, approximately 96.1% of occupied housing units are owner-occupied and 3.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95977?
The poverty rate in ZIP code 95977 is 11.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95977's numbers, next.
- See how ZIP 95977 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Smartsville, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.