Rough And Ready, CA · standard
ZIP Code 95975
Nevada County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,769
- 73/sq mi Moderate-density area
- $103,216
- Median income Above-median income area
- $652,600
- Median home value Above-median home value
- 34.2%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Rough And Ready pairs an upper-quartile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 17%
- household income, US ZIPs
- Top 7%
- home value, US ZIPs
- 73
- people per sq mi
- 91%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 95975 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 95975 (Rough And Ready, CA) rose +19.5% from 2023 to 2024. The all-transactions index moved from 211.9 in 2023 to 253.2 in 2024 (2000 = 100).
ZIP code 95975 covers 24.3 square miles in Rough And Ready, Nevada County, California (a standard USPS delivery area), with a modest 1,769 residents on file, a density of 73 people per square mile, in the Los Angeles time zone.
ZIP 95975 lands in the middle-income range, with a median household income of $103,216 (2% above the average California ZIP), while per-capita income is $47,472. The poverty rate is 6.8%, with unemployment at 5.8%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $652,600 (16% below the average California ZIP); owner occupancy is 90.9%.
A solid share of residents have a four-year degree: 34.2% of adults hold a bachelor's degree or higher, the median age is 56.5, and the average commute is -. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Nevada County, so 95975 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 95975, Rough And Ready, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,769
Population
24.3
Area (sq mi)
73
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 95975?
56.5
Median Age
46.6%
Male
53.4%
Female
3.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$103,216
Median Household Income
+2% vs state ZIP avg
$47,472
Per Capita Income
6.8%
Poverty Rate
5.8%
Unemployment Rate
How ZIP 95975 ranks among California ZIPs
Rough And Ready, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$103,216 Top 41% higher than 59% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
573housing units
573
Total Housing Units
517
Occupied Units
56
Vacant Units
2.10
Avg Household Size
Occupancy Type
$652,600
Median Home Value
-16% vs state ZIP avg
1988
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+19.5%
YoY Change (2024)
253
HPI Index (2000 = 100)
+153%
Total Change Since 2000
Home values in ZIP 95975 have increased 19.5% over the past year (2024). Since 2000, this ZIP has seen +153% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -0.2% | 202 |
| 2021 | +12.7% | 227 |
| 2022 | +10.9% | 252 |
| 2023 | -16.0% | 212 |
| 2024 | +19.5% | 253 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 17 business establishments in ZIP 95975, employing approximately 46 people with a combined annual payroll of $2,394,000.
17
Businesses
46
Employees
$2.4M
Annual Payroll
2
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 3 | 17.6% |
| Professional, scientific, and technical services | 3 | 17.6% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 95975 vs 95946 →
ZIP 95975 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95949
Grass Valley (95949)
19,741 residents
- 95946
Penn Valley (95946)
9,790 residents
- 95975 1,769
Rough And Ready (95975)
1,769 residents
- 95977 1,678
Smartsville (95977)
1,678 residents
- 95962 1,567
Oregon House (95962)
1,567 residents
What this shows Among its immediate neighbors, ZIP 95975 ranks #3 by population - useful context the national average alone can't give.
ZIP 95975 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 95977
Smartsville (95977)
$104,545 median income
- 95975
Rough And Ready (95975)
$103,216 median income
- 95949
Grass Valley (95949)
$98,181 median income
- 95946
Penn Valley (95946)
$84,795 median income
- 95962
Oregon House (95962)
$77,903 median income
What this shows By household income, ZIP 95975 ranks #2 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 95975, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,769 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Nevada County
Related Areas
Frequently Asked Questions
What county is ZIP code 95975 in?
ZIP code 95975 (Rough And Ready) is located in Nevada County, California. Nevada County contains multiple ZIP codes, see the full list at /counties/nevada-ca.
What is the population of ZIP code 95975?
ZIP code 95975 in Rough And Ready, CA has a population of 1,769 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 95975?
The median household income in ZIP 95975 is $103,216, which is 35% above the national average of $76,288.
What is the average home value in ZIP 95975?
The median home value in ZIP 95975 is $652,600, which is 135% above the national average of $278,155.
What is the demographic makeup of ZIP 95975?
The largest racial group in ZIP 95975 is White at 92.5%. Hispanic or Latino residents make up 1.0% of the population.
How many businesses are in ZIP code 95975?
ZIP code 95975 has 17 business establishments employing approximately 46 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 95975?
According to the FHFA House Price Index, home values in ZIP 95975 increased by 19.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 153%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 95975?
In ZIP code 95975, 53.2% of residents aged 25+ have a high school diploma or higher, and 34.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 95975?
In ZIP code 95975, approximately 90.9% of occupied housing units are owner-occupied and 9.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 95975?
The poverty rate in ZIP code 95975 is 6.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 95975's numbers, next.
- See how ZIP 95975 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Rough And Ready, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.