Residential delivery area · California

ZIP Code 95945: Grass Valley, CA

ZIP code 95945 uses the postal name Grass Valley, California and lies entirely in Nevada County (Census 2020 ZIP-county file). About 27,000 people live there (Census Bureau, ACS 2020-2024), the more populous of Grass Valley's 2 residential ZIP codes. Median household income is $65,989 (Census Bureau, ACS 2020-2024). By Census place, 8% of its land lies in Grass Valley; 92% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
9national area: California, Alaska, Hawaii, Oregon, Washington and 7 more
959sectional center: Sacramento, CA (SCF 956)
45delivery area within it
Town
Grass Valley · 2 residential ZIPs
Census places
Grass Valley
Neighborhoods
Briarpatch, Cypress Hill, Glenbrook, Hills Flat, Olympia Glade, Spring Hill GeoNames
Micro area
Truckee-Grass Valley, CA
House district
CA-3 119th Congress
Time zone
Pacific
Land area
61.1 sq mi · 449 people per sq mi

Where is ZIP code 95945?

95945 centers on 39.193°, -120.980° and covers 61.1 square miles of land plus 0.9 of water. It borders 4 ZIP codes: 95713, 95975, 95949, 95959.

95713 · Colfax95949 · Grass Valley95959 · Nevada City95975 · Rough And Ready95945 · Grass Valley (this ZIP)959459595995949957139597595713 · Colfax95949 · Grass Valley95959 · Nevada City95975 · Rough And Ready95945 · Grass Valley (this ZIP)959459595995949957139597595713 · Colfax95949 · Grass Valley95959 · Nevada City95975 · Rough And Ready95945 · Grass Valley (this ZIP)95945959599594995713
Shaded by median household income, in national fifths (ACS 2020-2024); 95945 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 95945, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.

How does 95945 compare with the rest of Grass Valley?

Rank of 95945 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure95945In Grass ValleyIn Nevada CountyIn CA
People (ACS 2020-2024)27,4701st of 21st of 12662nd of 1,802
Median household income$66k2nd of 26th of 61,021st of 1,189
Median home value$540k2nd of 27th of 8905th of 1,317

Its median household income is higher than in 40% of U.S. residential ZIP codes, and it is denser than 71% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 95945?

The 2020 Census counted 26,302 people in 95945; the ACS, which samples households over 2020-2024, estimates 27,470. Between the 2010 and 2020 censuses its population grew 4.4% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
27,470
2020 Census count
26,302+4.4% since 2010 (25,199)
Households
12,001
Median age
49.5

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 95945?

Of the 27,470 people the ACS estimates in 95945, 18.3% are under 18 and 31.4% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (80.6%), then Hispanic or Latino (10.9%).

  • Under 1818.3%
  • 18 to 6450.4%
  • 65 and older31.4%
Age of the people of 95945 (ACS 2020-2024, B01001)
  • White, not Hispanic80.6%
  • Hispanic or Latino10.9%
  • Other or two or more7.4%
  • Asian, not Hispanic0.7%
  • Black, not Hispanic0.4%
Race and Hispanic origin in 95945 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 95945 earn?

Median household income is $65,989 (ACS 2020-2024), the 6th highest of the 6 ranked ZIP codes in Nevada County. It is not measurably different from 2015-2019 ($59,691 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$65,989
Income per person
$42,149
Below the poverty line
14.6%
Unemployed (of the labor force)
6.3%
Adults 25+ with a bachelor's degree
35.3%
Adjusted gross income per tax return, 2022
$74,07911,680 returns; wages 55% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 95945?

FHFA's house price index for 95945, built from repeat sales and appraisals of the same homes, rose 64% from 2015 to 2025 and rose 26% from 2020 to 2025, and moved −0.0% in 2025.

Median home value (owners' estimate)
$539,500
Median gross rent
$1,452
Homes owned by their occupants
57.8%
Housing units
12,944
0 200 400 600 197919902000201020202025 0 200 400 600 197919902000201020202025 0 200 400 600 197919902000201020202025
Index = 100 in 1979, the first year FHFA reports for 95945; 2025: 638.8. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 95945?

1,025 business establishments had a location in this ZIP code in 2023, 2 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).

  • Retail trade161
  • Health care and social assistance159
  • Construction124
  • Professional, scientific, and technical services96
  • Other services (except public administration)90
  • Accommodation and food services82

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 95945?

ZIP codes that share a boundary with 95945, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
95713Colfax9,448$88k8.1 mi
95975Rough And Ready1,088$103k9.5 mi
95949Grass Valley20,552$98k10.3 mi
95959Nevada City17,683$87k12.4 mi
95714Dutch Flat394$96k7.7 mi (near)
95717Gold Run55–8.2 mi (near)
95736Weimar331$191k10.7 mi (near)
95701Alta984$98k11.6 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.