Carnelian Bay, CA · standard
ZIP Code 96140
Placer County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,170
- 96/sq mi Moderate-density area
- $181,875
- Median income Above-median income area
- $932,200
- Median home value Above-median home value
- 64.6%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Carnelian Bay pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 2%
- household income, US ZIPs
- Top 3%
- home value, US ZIPs
- 96
- people per sq mi
- 86%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 96140 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 96140 (Carnelian Bay, CA) rose +11.3% from 2023 to 2024. The all-transactions index moved from 253.9 in 2023 to 282.7 in 2024 (2000 = 100).
ZIP code 96140 is a sparsely populated ZIP (a standard USPS delivery area) in Carnelian Bay, Placer County, California, home to just 1,170 residents across 12.2 square miles, a density of 96 people per square mile, in the Los Angeles time zone.
ZIP 96140 skews affluent, with a median household income of $181,875 (79% above the average California ZIP), while per-capita income is $101,805. The poverty rate is 3.9%, with unemployment at 4.8%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $932,200 (21% above the average California ZIP), while 86.2% of occupied homes are owner-occupied and median rent is $1,397.
This is a highly-educated ZIP: 64.6% of adults hold a bachelor's degree or higher, the median age is 45.3, and the average commute is -. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Placer County, so 96140 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 96140
Top 5 sectors by establishment count in Carnelian Bay, CA
Which industries have the most business establishments in ZIP 96140.
- Construction
Construction
19 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
8 establishments
- Real estate and rental and leasing 7
Real estate and rental and leasing
7 establishments
- Administrative and support and waste management and remediation services 7
Administrative and support and waste management and remediation services
7 establishments
- Accommodation and food services 6
Accommodation and food services
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 96140, Carnelian Bay, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,170
Population
12.2
Area (sq mi)
96
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 96140?
45.3
Median Age
49.2%
Male
50.8%
Female
12.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$181,875
Median Household Income
+79% vs state ZIP avg
$101,805
Per Capita Income
3.9%
Poverty Rate
4.8%
Unemployment Rate
How ZIP 96140 ranks among California ZIPs
Carnelian Bay, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$181,875 Top 7% higher than 93% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,732housing units
1,732
Total Housing Units
500
Occupied Units
1,232
Vacant Units
2.34
Avg Household Size
Occupancy Type
$932,200
Median Home Value
+21% vs state ZIP avg
$1,397
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+11.3%
YoY Change (2024)
283
HPI Index (2000 = 100)
+183%
Total Change Since 2000
Home values in ZIP 96140 have increased 11.3% over the past year (2024). Since 2000, this ZIP has seen +183% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.6% | 197 |
| 2021 | +16.6% | 230 |
| 2022 | +13.7% | 262 |
| 2023 | -2.9% | 254 |
| 2024 | +11.3% | 283 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 58 business establishments in ZIP 96140, employing approximately 287 people with a combined annual payroll of $21,021,000.
58
Businesses
287
Employees
$21.0M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 19 | 32.8% |
| Professional, scientific, and technical services | 8 | 13.8% |
| Real estate and rental and leasing | 7 | 12.1% |
| Administrative and support and waste management and remediation services | 7 | 12.1% |
| Accommodation and food services | 6 | 10.3% |
| Arts, entertainment, and recreation | 3 | 5.2% |
| Other services (except public administration) | 3 | 5.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 96140 vs 95604 →
ZIP 96140 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 96161
Truckee (96161)
18,451 residents
- 96143 4,414
Kings Beach (96143)
4,414 residents
- 96145 3,161
Tahoe City (96145)
3,161 residents
- 96146 1,366
Olympic Valley (96146)
1,366 residents
- 96140 1,170
Carnelian Bay (96140)
1,170 residents
- 96148 788
Tahoe Vista (96148)
788 residents
- 96141 744
Homewood (96141)
744 residents
- 95604 75
Auburn (95604)
75 residents
- 89402 71
Crystal Bay (89402)
71 residents
What this shows Among its immediate neighbors, ZIP 96140 ranks #5 by population - useful context the national average alone can't give.
ZIP 96140 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 96140
Carnelian Bay (96140)
$181,875 median income
- 96146
Olympic Valley (96146)
$160,833 median income
- 96161
Truckee (96161)
$131,702 median income
- 96141
Homewood (96141)
$125,662 median income
- 96145
Tahoe City (96145)
$112,875 median income
- 96148
Tahoe Vista (96148)
$103,750 median income
- 96143 $69,922
Kings Beach (96143)
$69,922 median income
What this shows By household income, ZIP 96140 ranks the highest of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 96140, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,170 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Placer County
Related Areas
Frequently Asked Questions
What county is ZIP code 96140 in?
ZIP code 96140 (Carnelian Bay) is located in Placer County, California. Placer County contains multiple ZIP codes, see the full list at /counties/placer-ca.
What is the population of ZIP code 96140?
ZIP code 96140 in Carnelian Bay, CA has a population of 1,170 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 96140?
The median household income in ZIP 96140 is $181,875, which is 138% above the national average of $76,288.
What is the average home value in ZIP 96140?
The median home value in ZIP 96140 is $932,200, which is 235% above the national average of $278,155.
What is the demographic makeup of ZIP 96140?
The largest racial group in ZIP 96140 is White at 76.6%. Hispanic or Latino residents make up 10.9% of the population.
How many businesses are in ZIP code 96140?
ZIP code 96140 has 58 business establishments employing approximately 287 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 96140?
The top industries by establishment count in ZIP 96140 are: Construction (19), Professional, scientific, and technical services (8), Real estate and rental and leasing (7). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 96140?
According to the FHFA House Price Index, home values in ZIP 96140 increased by 11.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 183%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 96140?
In ZIP code 96140, 73.2% of residents aged 25+ have a high school diploma or higher, and 64.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 96140?
In ZIP code 96140, approximately 86.2% of occupied housing units are owner-occupied and 13.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 96140?
The poverty rate in ZIP code 96140 is 3.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 96140's numbers, next.
- See how ZIP 96140 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Carnelian Bay, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.