PlainZIP

Carnelian Bay, CA · standard

ZIP Code 96140

Placer County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,170
96/sq mi
$181,875
Median income
$932,200
Median home value
64.6%
Bachelor's or higher

The verdict

Carnelian Bay pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.

Top 2%
household income, US ZIPs
Top 3%
home value, US ZIPs
96
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 96140 against every reporting US ZIP.

ZIP code 96140 is a sparsely populated ZIP (a standard USPS delivery area) in Carnelian Bay, Placer County, California, home to just 1,170 residents across 12.2 square miles, a density of 96 people per square mile, in the Los Angeles time zone.

ZIP 96140 skews affluent, with a median household income of $181,875 (79% above the California average), while per-capita income is $101,805. Poverty here runs at 3.9%, with unemployment measured at 4.8%. Median home value sits at $932,200 (21% above the state average), median rent at $1,397 a month, and owner-occupancy at 86.2%.

This is a highly-educated ZIP: 64.6% of adults hold a bachelor's degree or higher, the median age is 45.3, and the average commute is -. To put 96140 in local context, 8 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Placer County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 96140

Top 5 sectors by establishment count in Carnelian Bay, CA

Which industries have the most business establishments in ZIP 96140.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 96140, Carnelian Bay, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,170

Population

12.2

Area (sq mi)

96

People / sq mi

Los Angeles

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 96140?

45.3

Median Age

49.2%

Male

50.8%

Female

12.9%

Foreign-Born

White 76.6%
African American 0.0%
Asian 5.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 18.2%
Hispanic or Latino 10.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$181,875

Median Household Income

+79% vs state

$101,805

Per Capita Income

3.9%

Poverty Rate

4.8%

Unemployment Rate

How ZIP 96140 ranks nationally

Carnelian Bay, CA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$181,875 Top 2% higher than 98% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). Below this entry. $180,000–$200,000: 186 US ZIPs (1%). This entry sits in this band. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 73.2%
Bachelor's Degree or Higher 64.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,732

Total Housing Units

500

Occupied Units

1,232

Vacant Units

2.34

Avg Household Size

Occupancy Type

Owner 86.2%
Renter 13.8%

$932,200

Median Home Value

+21% vs state

$1,397

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.3%

YoY Change (2024)

283

HPI Index (2000 = 100)

+183%

Total Change Since 2000

Home values in ZIP 96140 have increased 11.3% over the past year (2024). Since 2000, this ZIP has seen +183% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.6% 197
2021 +16.6% 230
2022 +13.7% 262
2023 -2.9% 254
2024 +11.3% 283

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 58 business establishments in ZIP 96140, employing approximately 287 people with a combined annual payroll of $21,021,000.

58

Businesses

287

Employees

$21.0M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Construction 19 32.8%
Professional, scientific, and technical services 8 13.8%
Real estate and rental and leasing 7 12.1%
Administrative and support and waste management and remediation services 7 12.1%
Accommodation and food services 6 10.3%
Arts, entertainment, and recreation 3 5.2%
Other services (except public administration) 3 5.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 96140 vs 95604 →

ZIP 96140 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 96140 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 96140 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 96140 ranks the highest of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
95604 Auburn, CA 75 1.9 mi
96148 Tahoe Vista, CA 788 2.6 mi
89402 Crystal Bay, NV 71 5.1 mi
96143 Kings Beach, CA 4,414 4.3 mi
96145 Tahoe City, CA 3,161 7.1 mi
96146 Olympic Valley, CA 1,366 7.8 mi
96161 Truckee, CA 18,451 8.4 mi
96141 Homewood, CA 744 10.9 mi

More ZIP Codes in Placer County

95747 standard
Roseville, CA
Pop: 51,870
95648 standard
Lincoln, CA
Pop: 47,354
95678 standard
Roseville, CA
Pop: 41,192
95765 standard
Rocklin, CA
Pop: 33,974
95661 standard
Roseville, CA
Pop: 29,791
95603 standard
Auburn, CA
Pop: 27,844

Related Areas

Placer County Carnelian Bay, CA California

Frequently Asked Questions

What county is ZIP code 96140 in? ▼
ZIP code 96140 (Carnelian Bay) is located in Placer County, California. Placer County contains multiple ZIP codes, see the full list at /counties/placer-ca.
What is the population of ZIP code 96140? ▼
ZIP code 96140 in Carnelian Bay, CA has a population of 1,170 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 96140? ▼
The median household income in ZIP 96140 is $181,875, which is 138% above the national average of $76,288.
What is the average home value in ZIP 96140? ▼
The median home value in ZIP 96140 is $932,200, which is 235% above the national average of $278,155.
What is the demographic makeup of ZIP 96140? ▼
The largest racial group in ZIP 96140 is White at 76.6%. Hispanic or Latino residents make up 10.9% of the population.
How many businesses are in ZIP code 96140? ▼
ZIP code 96140 has 58 business establishments employing approximately 287 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 96140? ▼
The top industries by establishment count in ZIP 96140 are: Construction (19), Professional, scientific, and technical services (8), Real estate and rental and leasing (7). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 96140? ▼
According to the FHFA House Price Index, home values in ZIP 96140 increased by 11.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 183%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 96140? ▼
In ZIP code 96140, 73.2% of residents aged 25+ have a high school diploma or higher, and 64.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 96140? ▼
In ZIP code 96140, approximately 86.2% of occupied housing units are owner-occupied and 13.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 96140? ▼
The poverty rate in ZIP code 96140 is 3.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.