Carnelian Bay, CA · standard
ZIP Code 96140
Placer County, California — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,170
- 96/sq mi
- $181,875
- Median income
- $932,200
- Median home value
- 64.6%
- Bachelor's or higher
The verdict
Carnelian Bay pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 2%
- household income, US ZIPs
- Top 3%
- home value, US ZIPs
- 96
- people per sq mi
- 86%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 96140 against every reporting US ZIP.
ZIP code 96140 is classified by USPS as a standard delivery area and covers roughly 12.2 square miles in Carnelian Bay, Placer County, California. The area is home to 1,170 residents, producing a population density of 96 people per square mile, and falls within the Los Angeles time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 96140 against California and the nation.
On the economic side, the median household income for ZIP 96140 sits at $181,875 (79% above the California average), while per-capita income is $101,805. The poverty rate stands at 3.9% and the unemployment rate at 4.8%. On housing, the median home value is $932,200 (21% above the state average) with median rent at $1,397 per month, and 86.2% of occupied units are owner-occupied, a direct signal of whether 96140 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 64.6% of adults hold a bachelor's degree or higher, the median age is 45.3, and the average commute is —. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Placer County, so you can benchmark 96140 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 96140
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 96140.
- Construction
Construction
19 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
8 establishments
- Real estate and rental and leasing 7
Real estate and rental and leasing
7 establishments
- Administrative and support and waste management and remediation services 7
Administrative and support and waste management and remediation services
7 establishments
- Accommodation and food services 6
Accommodation and food services
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 96140, Carnelian Bay, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
1,170
Population
12.2
Area (sq mi)
96
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 96140?
45.3
Median Age
49.2%
Male
50.8%
Female
12.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$181,875
Median Household Income
+79% vs state
$101,805
Per Capita Income
3.9%
Poverty Rate
4.8%
Unemployment Rate
How ZIP 96140 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$181,875 Top 2% higher than 98% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,732
Total Housing Units
500
Occupied Units
1,232
Vacant Units
2.34
Avg Household Size
Occupancy Type
$932,200
Median Home Value
+21% vs state
$1,397
Median Rent
1975
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+11.3%
YoY Change (2024)
283
HPI Index (2000 = 100)
+183%
Total Change Since 2000
Home values in ZIP 96140 have increased 11.3% over the past year (2024). Since 2000, this ZIP has seen +183% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.6% | 197 |
| 2021 | +16.6% | 230 |
| 2022 | +13.7% | 262 |
| 2023 | -2.9% | 254 |
| 2024 | +11.3% | 283 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 58 business establishments in ZIP 96140, employing approximately 287 people with a combined annual payroll of $21,021,000.
58
Businesses
287
Employees
$21.0M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 19 | 32.8% |
| Professional, scientific, and technical services | 8 | 13.8% |
| Real estate and rental and leasing | 7 | 12.1% |
| Administrative and support and waste management and remediation services | 7 | 12.1% |
| Accommodation and food services | 6 | 10.3% |
| Arts, entertainment, and recreation | 3 | 5.2% |
| Other services (except public administration) | 3 | 5.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 96140 vs 95604 →
ZIP 96140 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 96161
Truckee (96161)
18,451 residents
- 96143 4,414
Kings Beach (96143)
4,414 residents
- 96145 3,161
Tahoe City (96145)
3,161 residents
- 96146 1,366
Olympic Valley (96146)
1,366 residents
- 96140 1,170
Carnelian Bay (96140)
1,170 residents
- 96148 788
Tahoe Vista (96148)
788 residents
- 96141 744
Homewood (96141)
744 residents
- 95604 75
Auburn (95604)
75 residents
- 89402 71
Crystal Bay (89402)
71 residents
What this shows Among its immediate neighbors, ZIP 96140 ranks #5 by population — useful context the national average alone can't give.
ZIP 96140 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 96140
Carnelian Bay (96140)
$181,875 median income
- 96146
Olympic Valley (96146)
$160,833 median income
- 96161
Truckee (96161)
$131,702 median income
- 96141
Homewood (96141)
$125,662 median income
- 96145
Tahoe City (96145)
$112,875 median income
- 96148
Tahoe Vista (96148)
$103,750 median income
- 96143 $69,922
Kings Beach (96143)
$69,922 median income
What this shows By household income, ZIP 96140 ranks the highest of 7 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Placer County
Related Areas
Frequently Asked Questions
What county is ZIP code 96140 in? ▼
What is the population of ZIP code 96140? ▼
What is the median household income in ZIP 96140? ▼
What is the average home value in ZIP 96140? ▼
What is the demographic makeup of ZIP 96140? ▼
How many businesses are in ZIP code 96140? ▼
What are the main industries in ZIP code 96140? ▼
How have home values changed in ZIP code 96140? ▼
What is the education level in ZIP code 96140? ▼
What percentage of residents own vs. rent in ZIP 96140? ▼
What is the poverty rate in ZIP code 96140? ▼
ZIP Code Research Guides
Official Data Resources for Carnelian Bay, CA
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.