Truckee, CA · standard
ZIP Code 96161
Nevada County, California - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 18,451
- 39/sq mi Moderate-density area
- $131,702
- Median income Above-median income area
- $991,400
- Median home value Above-median home value
- 62.0%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Truckee pairs a top-decile household income with top-decile home values, in a rural, homeowner-dominated area.
- Top 7%
- household income, US ZIPs
- Top 3%
- home value, US ZIPs
- 39
- people per sq mi
- 76%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 96161 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 96161 (Truckee, CA) rose +2.6% from 2023 to 2024. The all-transactions index moved from 315.8 in 2023 to 324.1 in 2024 (2000 = 100).
ZIP code 96161 is a mid-sized community (a standard USPS delivery area) in Truckee, Nevada County, California, home to 18,451 residents across 470.7 square miles, a density of 39 people per square mile, in the Los Angeles time zone.
ZIP 96161 skews affluent, with a median household income of $131,702 (30% above the average California ZIP), while per-capita income is $83,133. The poverty rate is 8.3%, with unemployment at 6.0%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $991,400 (28% above the average California ZIP), while 75.9% of occupied homes are owner-occupied and median rent is $1,987.
This is a highly-educated ZIP: 62.0% of adults hold a bachelor's degree or higher, the median age is 43.2, and the average commute is 21 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Nevada County, so 96161 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 96161
Top 5 sectors by establishment count in Truckee, CA
Which industries have the most business establishments in ZIP 96161.
- Construction
Construction
248 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
172 establishments
- Retail trade
Retail trade
119 establishments
- Accommodation and food services 87
Accommodation and food services
87 establishments
- Real estate and rental and leasing 82
Real estate and rental and leasing
82 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 96161, Truckee, CA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
18,451
Population
470.7
Area (sq mi)
39
People / sq mi
Los Angeles
Time Zone
standard
ZIP Type
Who lives in ZIP 96161?
43.2
Median Age
50.8%
Male
49.2%
Female
9.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$131,702
Median Household Income
+30% vs state ZIP avg
$83,133
Per Capita Income
8.3%
Poverty Rate
6.0%
Unemployment Rate
20.8 min
Mean Commute Time
How ZIP 96161 ranks among California ZIPs
Truckee, CA household income vs. every California ZIP code
Median household income among 1,583 reporting California ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$131,702 Top 20% higher than 80% of 1,583 California ZIPs
Each bar is a $20K-wide band; taller bars hold more California ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
18,794housing units
18,794
Total Housing Units
7,929
Occupied Units
10,865
Vacant Units
2.46
Avg Household Size
Occupancy Type
$991,400
Median Home Value
+28% vs state ZIP avg
$1,987
Median Rent
1989
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.6%
YoY Change (2024)
324
HPI Index (2000 = 100)
+224%
Total Change Since 2000
Home values in ZIP 96161 have increased 2.6% over the past year (2024). Since 2000, this ZIP has seen +224% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.0% | 218 |
| 2021 | +21.3% | 264 |
| 2022 | +18.8% | 314 |
| 2023 | +0.6% | 316 |
| 2024 | +2.6% | 324 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,096 business establishments in ZIP 96161, employing approximately 9,371 people with a combined annual payroll of $661,353,000.
1,096
Businesses
9,371
Employees
$661.4M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 248 | 22.6% |
| Professional, scientific, and technical services | 172 | 15.7% |
| Retail trade | 119 | 10.9% |
| Accommodation and food services | 87 | 7.9% |
| Real estate and rental and leasing | 82 | 7.5% |
| Administrative and support and waste management and remediation services | 78 | 7.1% |
| Health care and social assistance | 75 | 6.8% |
| Other services (except public administration) | 71 | 6.5% |
| Arts, entertainment, and recreation | 37 | 3.4% |
| Finance and insurance | 25 | 2.3% |
| Wholesale trade | 24 | 2.2% |
| Manufacturing | 22 | 2.0% |
| Educational services | 18 | 1.6% |
| Transportation and warehousing | 16 | 1.5% |
| Information | 13 | 1.2% |
| Mining, quarrying, and oil and gas extraction | 3 | 0.3% |
| Utilities | 3 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 96161 vs 95724 →
ZIP 96161 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 96161
Truckee (96161)
18,451 residents
- 96146 1,366
Olympic Valley (96146)
1,366 residents
- 96140 1,170
Carnelian Bay (96140)
1,170 residents
- 95604 75
Auburn (95604)
75 residents
- 95724 27
Norden (95724)
27 residents
What this shows Among its immediate neighbors, ZIP 96161 ranks the most populous - useful context the national average alone can't give.
ZIP 96161 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 96140
Carnelian Bay (96140)
$181,875 median income
- 96146
Olympic Valley (96146)
$160,833 median income
- 96161
Truckee (96161)
$131,702 median income
What this shows By household income, ZIP 96161 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 96161, both outside CA so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (18,451 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Nevada County
Related Areas
Frequently Asked Questions
What county is ZIP code 96161 in?
ZIP code 96161 (Truckee) is located in Nevada County, California. Nevada County contains multiple ZIP codes, see the full list at /counties/nevada-ca.
What is the population of ZIP code 96161?
ZIP code 96161 in Truckee, CA has a population of 18,451 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 96161?
The median household income in ZIP 96161 is $131,702, which is 73% above the national average of $76,288.
What is the average home value in ZIP 96161?
The median home value in ZIP 96161 is $991,400, which is 256% above the national average of $278,155.
What is the demographic makeup of ZIP 96161?
The largest racial group in ZIP 96161 is White at 82.9%. Hispanic or Latino residents make up 13.7% of the population.
How many businesses are in ZIP code 96161?
ZIP code 96161 has 1,096 business establishments employing approximately 9,371 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 96161?
The top industries by establishment count in ZIP 96161 are: Construction (248), Professional, scientific, and technical services (172), Retail trade (119). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 96161?
According to the FHFA House Price Index, home values in ZIP 96161 increased by 2.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 224%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 96161?
In ZIP code 96161, 70.5% of residents aged 25+ have a high school diploma or higher, and 62.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 96161?
The mean commute time for workers in ZIP code 96161 is 20.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 96161?
In ZIP code 96161, approximately 75.9% of occupied housing units are owner-occupied and 24.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 96161?
The poverty rate in ZIP code 96161 is 8.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 96161's numbers, next.
- See how ZIP 96161 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Truckee, CA ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.