Residential delivery area · Hawaii
ZIP Code 96746: Kapaa, HI
ZIP code 96746 uses the postal name Kapaa, Hawaii and lies entirely in Kauai County (Census 2020 ZIP-county file). About 19,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $88,802 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Kapaa (34%), Wailua Homesteads (25%) and Wailua (5%); 37% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Kapaa · its only residential ZIP
- County
- Kauai County
- Census places
- Kapaa (34%) census-designated place; Wailua Homesteads (25%) census-designated place; Wailua (5%) census-designated place
- Micro area
- Kapaa, HI
- House district
- HI-2 119th Congress
- State
- Hawaii
- Time zone
- Hawaii-Aleutian
- Land area
- 29.8 sq mi · 648 people per sq mi
Where is ZIP code 96746?
96746 centers on 22.093°, -159.352° and covers 29.8 square miles of land plus 2.9 of water. It borders 3 ZIP codes: 96751, 96703, 96766.
The map draws ZIP code areas only. For the streets inside 96746, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 96746 compare with the rest of Kauai County?
| Measure | 96746 | In Kauai County | In HI |
|---|---|---|---|
| People (ACS 2020-2024) | 19,329 | 1st of 16 | 28th of 97 |
| Median household income | $89k | 8th of 8 | 40th of 58 |
| Median home value | $882k | 6th of 12 | 26th of 70 |
Its median household income is higher than in 72% of U.S. residential ZIP codes, and it is denser than 74% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 96746?
The 2020 Census counted 19,991 people in 96746; the ACS, which samples households over 2020-2024, estimates 19,329. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 19,329
- 2020 Census count
- 19,991
- Households
- 6,669
- Median age
- 47.7
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 96746?
Of the 19,329 people the ACS estimates in 96746, 17.9% are under 18 and 24.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (34.5%), then Asian (not Hispanic) (29.0%).
- Under 1817.9%
- 18 to 6457.8%
- 65 and older24.3%
- White, not Hispanic34.5%
- Asian, not Hispanic29.0%
- Other or two or more24.8%
- Hispanic or Latino11.0%
- Black, not Hispanic0.7%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 96746 earn?
Median household income is $88,802 (ACS 2020-2024), the 8th highest of the 8 ranked ZIP codes in Kauai County.
- Median household income
- $88,802
- Income per person
- $47,438
- Below the poverty line
- 8.9%
- Unemployed (of the labor force)
- 3.8%
- Adults 25+ with a bachelor's degree
- 31.7%
- Adjusted gross income per tax return, 2022
- $73,5558,970 returns; wages 61% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 96746?
FHFA's house price index for 96746, built from repeat sales and appraisals of the same homes, rose 94% from 2015 to 2025 and rose 48% from 2020 to 2025, and moved −0.8% in 2025.
- Median home value (owners' estimate)
- $882,400
- Median gross rent
- $2,063
- Homes owned by their occupants
- 68.1%
- Housing units
- 8,024
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 96746?
491 business establishments had a location in this ZIP code in 2023, 25 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction93
- Accommodation and food services77
- Retail trade76
- Administrative and support and waste management and remediation services44
- Other services (except public administration)40
- Professional, scientific, and technical services35
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 96746?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 96751 | Kealia | 0 | – | 3.2 mi |
| 96703 | Anahola | 3,366 | $98k | 3.2 mi |
| 96766 | Lihue | 17,526 | $101k | 6.6 mi |
| 96754 | Kilauea | 4,272 | $90k | 7.4 mi (near) |
| 96722 | Princeville | 2,377 | $101k | 9.6 mi (near) |
| 96714 | Hanalei | 1,592 | $132k | 11.1 mi (near) |
| 96741 | Kalaheo | 6,183 | $111k | 14.1 mi (near) |
| 96756 | Koloa | 6,448 | $99k | 14.5 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.